Sarah Rutkowski
RE/MAX Executive
(980) 580-8528
85 Total Sales
1 in Cramerton
$365,000 Price
902 Hoke Trail Cramerton, NC 28032
Cramerton Area
4
Beds
3.5
Baths
4,361
Sq Ft
0.48
Acre Lot
Highlights
- Golf Course Community
- Open Floorplan
- Wooded Lot
- Gated Community
- Clubhouse
- Wood Flooring
About This Home
As of June 2026Creekside Comfort in Coveted Cramer Mountain. A peaceful creek, a private bridge, and a screened porch made for quiet mornings... welcome to Cramer Mountain! This beautifully refreshed brick home sits on a nearly half-acre creekside lot with mature trees and a storybook bridge crossing the stream behind the home. Inside, the home features lightened interiors, an updated kitchen with butler’s pantry and second refrigerator, and a stunning owner’s suite with spa-inspired wet-room shower. A walk-out basement, screened porch overlooking the creek, and updated secondary bath add even more comfort and flexibility. Located just minutes from downtown Cramerton, Belmont, and Charlotte, with the option for a transferable membership to Cramer Mountain Club. Homes with this kind of privacy, setting, and space rarely come available. “If the way you live feels peaceful, you're doing it right.”
Last Agent to Sell the Property
EXP Realty LLC Brokerage Phone: 704-931-5325 License #91577 Listed on: 03/26/2026
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Home Details
Home Type
- Single Family
Year Built
- Built in 1995
Lot Details
- 20,909 Sq Ft Lot
- Wooded Lot
- Property is zoned R2
HOA Fees
- $138 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
- 4 Open Parking Spaces
Home Design
- Architectural Shingle Roof
- Four Sided Brick Exterior Elevation
Interior Spaces
- 2-Story Property
- Open Floorplan
- Wired For Data
- Built-In Features
- Bar Fridge
- Ceiling Fan
- Gas Fireplace
- Insulated Windows
- Entrance Foyer
- Living Room with Fireplace
- Storage
- Finished Basement
- Walk-Out Basement
- Fire and Smoke Detector
Kitchen
- Butlers Pantry
- Self-Cleaning Oven
- Gas Range
- Microwave
- Ice Maker
- Dishwasher
- Wine Refrigerator
- Kitchen Island
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
- Washer and Dryer
Outdoor Features
- Access to stream, creek or river
Schools
- New Hope Elementary School
- Cramerton Middle School
- Stuart W Cramer High School
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 189091
Community Details
Overview
- Property Matters Realty | Kheirston Moore | Associ Association, Phone Number (704) 861-0833
- Cramer Mountain Subdivision
- Mandatory home owners association
Recreation
- Golf Course Community
- Tennis Courts
- Community Playground
- Community Pool
Additional Features
- Clubhouse
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 18, 2025
Closed on
Jul 24, 2025
Sold by
Bought by
Seller's Agent
Jennifer Bouvier
The J Bouvier Real Estate Group LLC
Buyer's Agent
Matthew Hanks
EXP Realty LLC
List Price
$789,000
Sold Price
$740,000
Premium/Discount to List
-$49,000
-6.21%
Views
31
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.27%
Original Mortgage
$592,000
Outstanding Balance
$585,513
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$201,815
Purchase Details
Listed on
Oct 17, 2022
Closed on
Feb 17, 2023
Sold by
Bought by
Seller's Agent
Wendy Eaves
Howard Hanna Allen Tate Gastonia
Buyer's Agent
Melanie Nichols
South Realty LLC
List Price
$695,000
Sold Price
$675,000
Premium/Discount to List
-$20,000
-2.88%
Views
59
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.86%
Original Mortgage
$607,500
Interest Rate
6.48%
Mortgage Type
Credit Line Revolving
Purchase Details
Listed on
Mar 10, 2020
Closed on
May 22, 2020
Sold by
Bought by
Seller's Agent
Cathy Young
Howard Hanna Allen Tate Gastonia
Buyer's Agent
Wendy Eaves
Howard Hanna Allen Tate Gastonia
List Price
$465,000
Sold Price
$450,000
Premium/Discount to List
-$15,000
-3.23%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.95%
Original Mortgage
$320,000
Interest Rate
3.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 24, 2012
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,747
Interest Rate
3.25%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 5, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$368,059
Interest Rate
6.41%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 25, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
5.61%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 12, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,000
Interest Rate
6.13%
Mortgage Type
Purchase Money Mortgage
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cramerton, NC
-
Sarah Rutkowski
-
Maureen O'Keefe
Maureen O'Keefe
R2R Realty LLC
(980) 990-3448
36 Total Sales
1 in Cramerton
$545,000 Price
-
Alison Alston
Alison Alston
EXP Realty LLC Ballantyne
(267) 394-9909
558 Total Sales
1 in Cramerton
$280,000 Price
-
Debbie Scarborough
Debbie Scarborough
Responds QuicklyKeller Williams Ballantyne Area
(980) 888-8253
94 Total Sales
4 in Cramerton
$125K - $725K Price Range
-
Jennifer Henderson
Jennifer Henderson
First Properties
(980) 430-6940
46 Total Sales
1 in Cramerton
$233,000 Price
-
JoAnna Dougan
JoAnna Dougan
NextHome Serene Living
(980) 326-4416
52 Total Sales
1 in Cramerton
$300,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $740,000 | Integrated Title | |
| Warranty Deed | $675,000 | -- | |
| Warranty Deed | $450,000 | None Available | |
| Warranty Deed | $290,000 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | -- | |
| Warranty Deed | $295,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $592,000 | New Conventional | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $607,500 | Credit Line Revolving | |
| Previous Owner | $320,000 | New Conventional | |
| Previous Owner | $300,000 | New Conventional | |
| Previous Owner | $284,747 | FHA | |
| Previous Owner | $23,000 | Credit Line Revolving | |
| Previous Owner | $368,059 | New Conventional | |
| Previous Owner | $320,000 | New Conventional | |
| Previous Owner | $236,000 | Purchase Money Mortgage | |
| Previous Owner | $256,000 | Credit Line Revolving | |
| Previous Owner | $114,146 | Unknown | |
| Previous Owner | $57,900 | Credit Line Revolving |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/30/2026 06/30/26 | Sold | $795,000 | 0.0% | $182 / Sq Ft | |
| 04/28/2026 04/28/26 | Price Changed | $794,900 | -0.6% | $182 / Sq Ft | |
| 03/26/2026 03/26/26 | For Sale | $799,900 | +8.1% | $183 / Sq Ft | |
| 07/24/2025 07/24/25 | Sold | $740,000 | -3.3% | $172 / Sq Ft | View Prior Sale |
| 05/28/2025 05/28/25 | Price Changed | $765,000 | -1.5% | $177 / Sq Ft | |
| 05/22/2025 05/22/25 | Price Changed | $777,000 | -1.3% | $180 / Sq Ft | |
| 05/18/2025 05/18/25 | Price Changed | $787,000 | -1.5% | $182 / Sq Ft | |
| 05/12/2025 05/12/25 | Price Changed | $799,000 | +1.3% | $185 / Sq Ft | |
| 04/18/2025 04/18/25 | For Sale | $789,000 | +16.9% | $183 / Sq Ft | |
| 02/17/2023 02/17/23 | Sold | $675,000 | -2.9% | $156 / Sq Ft | View Prior Sale |
| 12/17/2022 12/17/22 | Pending | -- | -- | -- | |
| 10/17/2022 10/17/22 | For Sale | $695,000 | +54.4% | $161 / Sq Ft | |
| 05/22/2020 05/22/20 | Sold | $450,000 | 0.0% | $150 / Sq Ft | View Prior Sale |
| 05/08/2020 05/08/20 | Pending | -- | -- | -- | |
| 04/01/2020 04/01/20 | Price Changed | $450,000 | -3.2% | $150 / Sq Ft | |
| 03/10/2020 03/10/20 | For Sale | $465,000 | -- | $155 / Sq Ft |
Source: Canopy MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,968 | $580,020 | $75,000 | $505,020 |
| 2024 | $5,997 | $580,020 | $75,000 | $505,020 |
| 2023 | $5,651 | $535,650 | $75,000 | $460,650 |
| 2022 | $4,574 | $355,970 | $40,000 | $315,970 |
| 2021 | $4,645 | $355,970 | $40,000 | $315,970 |
| 2019 | $5,192 | $394,810 | $40,000 | $354,810 |
| 2018 | $4,684 | $348,235 | $32,000 | $316,235 |
| 2017 | $4,684 | $348,235 | $32,000 | $316,235 |
| 2016 | $4,684 | $348,235 | $0 | $0 |
| 2014 | $4,837 | $359,604 | $60,000 | $299,604 |
Source: Public Records
Agents Affiliated with this Home
-
Matthew Hanks
Seller's Agent in 2026
Matthew Hanks
EXP Realty LLC
(704) 931-5325
204 Total Sales
-
Chad Simpson
Buyer's Agent in 2026
Chad Simpson
Real Broker LLC Belmont
(980) 333-5190
191 Total Sales
-
Jennifer Bouvier
Seller's Agent in 2025
Jennifer Bouvier
The J Bouvier Real Estate Group LLC
(704) 616-7725
82 Total Sales
-
Wendy Eaves
Seller's Agent in 2023
Wendy Eaves
Allen Tate Realtors
(704) 674-9408
289 Total Sales
-
Melanie Nichols
Buyer's Agent in 2023
Melanie Nichols
South Realty LLC
(704) 685-4104
29 Total Sales
-
Cathy Young
Seller's Agent in 2020
Cathy Young
Allen Tate Realtors
(704) 860-5400
234 Total Sales
Map
Source: Canopy MLS
MLS Number: 4357798
APN: 189091
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
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