NOT LISTED FOR SALE

902 Trout Creek Cove Niceville, FL 32578

Estimated Value: $717,513 - $777,000

3 Beds
2.5 Baths
2,503 Sq Ft
$297/Sq Ft Est. Value

Last Sold July 05, 2024

Last sale price $717,000 $286 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $4,635/month

2 Days on Market

Highlights

  • Boat Dock
  • Fishing
  • Vaulted Ceiling
  • Lula J. Edge Elementary School Rated A-
  • Contemporary Architecture
  • Great Room

About This Home

As of July 2024

Beautiful custom-built Swift Creek home that offers 3 large bedrooms + flex/office all on one single level. Split floor plan located in a desirable cul-de-sac, and very close to all neighborhood amenities. You will be welcomed through an elegant 8' mahogany front door with transom into the foyer and Great Room featuring 12' ceilings, entertainment built-ins, cozy gas FP with deep mantle, and double French doors opening to the private screened-in patio with views of natural area out back. Enjoy dinner with your guests in the 14' double tray ceiling in the adjacent formal dining room. The gourmet kitchen boasts 42'' maple cabinetry w/pot drawers, granite countertops w/bar-height seating, stainless steel appliances, dual-fuel convection range, custom pantry, and new stainless sink. Retreat to the incredible private primary bedroom suite with double tray ceiling, built-ins, direct access to patio, two custom walk-in closets, double vanity with lots of storage, large walk-in shower, jetted tub, separate toilet room, and linen closet. The two guest bedrooms each feature custom walk-in closets and share a full bathroom with dual vanities, linen closet, and a separate tub/toilet room. There's also a private half bath for guests. Large laundry room with additional cabinetry for storage and folding area to include commercial-grade utility sink. The rear hall walk-in closet is custom designed to hold pantry extras, family games, vacuums, etc.. The garage is both extra wide and deep to accommodate shelving and the pull down attic access provides additional overhead storage. Crown molding in all living spaces, newer ceiling fans throughout, newer LED overhead lighting, custom paint, trim and wainscoting, plantation shutters, 20" floor tile, newer premium carpet in bedrooms and closets, lush, low-maintenance landscaping. New Roof 2022, New HWH 2024. Community amenities include large resort style pool, club house, tennis courts, children's park, basketball courts, serene nature trails, sidewalk-lined streets, and stocked, private lake park. Schedule your showing today!

Last Agent to Sell the Property

Cathy Alley

Berkshire Hathaway HomeServices PenFed Realty License #619820 Listed on: 06/05/2024

Berkshire Hathaway HomeServices PenFed Realty

Co-Listed By

Debbie Lowmiller

Berkshire Hathaway HomeServices PenFed Realty License #3083589

Last Buyer's Agent

Suzanne Clarke

World Impact Real Estate License #3051016

World Impact Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,943

Year Built

  • Built in 2003

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 84x123x80x147
  • Cul-De-Sac
  • Back Yard Fenced
  • Interior Lot
  • Level Lot
  • Irregular Lot
  • Sprinkler System
  • Property is zoned City, Resid Single Family

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Frame Construction
  • Dimensional Roof
  • Composition Shingle Roof
  • Vinyl Trim
  • Stucco

Interior Spaces

  • 2,503 Sq Ft Home
  • 1-Story Property
  • Built-in Bookshelves
  • Woodwork
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Plantation Shutters
  • Entrance Foyer
  • Great Room
  • Dining Room
  • Home Office
  • Screened Porch
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Outdoor Features

  • Rain Gutters

Schools

  • Edge Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • High Efficiency Air Conditioning
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Minimum Rental Period
  • Assessor Parcel Number 04-1S-22-4403-0000-0040

Community Details

Overview

  • Association fees include accounting, ground keeping, land recreation, management, master, recreational faclty
  • Swift Creek Ph 3 Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Community Pavilion
  • Recreation Room

Recreation

  • Boat Dock
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,943

Year Built

Built in 2003

Lot Details

0

HOA Fees

$100 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.24
  • Lot Size: 84x123x80x147
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: EPN1
  • Co List Office Phone: 850-729-0176
  • Subdivision Name: SWIFT CREEK PH 3
  • Directions: Highway 285 to North Entrance into Swift Creek. Follow Winding Waters Way to Coldwater Creek, turn right on Coldwater and an immediate right onto Trout Creek Cove to address. House on the right.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2003
  • ResoBuildingAreaSource: Appraiser
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Covered Porch: Yes
  • Rooms:Foyer: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Dining Area: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Rooms:Great Room: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Office2: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Stove/Oven Dual Fuel
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace, Fireplace Gas, Floor Tile, Floor WW Carpet, Lighting Recessed, Plantation Shutters, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Appliances:StoveOven Dual Fuel: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Plantation Shutters: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Lot Features: Covenants, Cul-De-Sac, Interior, Irregular, Level, Sidewalk
  • Pool Features: Pool Type
  • Construction Type: Brick, Frame, Roof Dimensional Shg, Slab, Stucco, Trim Vinyl
  • Exterior Features: Rain Gutter, Fenced Back Yard, Porch Screened, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Cul-De-Sac: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Brick: Yes
  • Lot Features:Sidewalk: Yes
  • Exterior:Rain Gutter: Yes
  • Lot Features:Irregular: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage, Oversized
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Community Room, Dock, Fishing, Minimum Rental Prd, Pavillion/Gazebo, Pets Allowed, Playground, Pool, Tennis
  • Association #2 Fee: 300.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Land Recreation, Management, Master Association, Recreational Faclty

Schools

  • Elementary School: Edge
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Lot Size Sq Ft: 10454.4
  • Parcel #: 04-1S-22-4403-0000-0040
  • Zoning: City, Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5942.62
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 5, 2024
Closed on
Jul 5, 2024
Sold by
Cook Catherine Cecelia
Bought by
Prestarri Michael and Prestarri Teria R
Seller's Agent
Cathy Alley
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Suzanne Clarke
World Impact Real Estate
List Price
$717,000
Sold Price
$717,000
Views
13
Current Estimated Value
$742,878

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,878
Avg. Annual Appreciation
3.08%
Original Mortgage
$417,000
Outstanding Balance
$412,789
Interest Rate
7.03%
Mortgage Type
Credit Line Revolving
Estimated Equity
$330,090

Purchase Details

Listed on
Mar 15, 2023
Closed on
May 19, 2023
Sold by
Adams Thomas C and Adams Jennifer
Bought by
Cook Catherine Cecelia
Seller's Agent
Julie Dickerson
Lokation
Buyer's Agent
Kelle Lease
Lokation
List Price
$699,902
Sold Price
$715,000
Premium/Discount to List
$15,098
2.16%
Views
6

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.25%

Purchase Details

Listed on
Jun 1, 2020
Closed on
Jul 29, 2020
Sold by
Wollard Maribeth A
Bought by
Adams Thomas C and Adams Jennifer
Seller's Agent
Cathy Alley
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Mark Hiller
EXP Realty LLC
List Price
$500,000
Sold Price
$500,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.57%

Purchase Details

Listed on
Sep 8, 2015
Closed on
Mar 31, 2016
Sold by
White Steven R and Worthington White Lisa A
Bought by
Wollard Maribeth A
Seller's Agent
Cathy Alley
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Cathy Alley
Berkshire Hathaway HomeServices PenFed Realty
List Price
$422,000
Sold Price
$422,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.99%
Original Mortgage
$312,000
Interest Rate
3.64%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 27, 2001
Sold by
Ruckel Properties Inc
Bought by
White Steven R and White Lisa A Worthington

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$28,000
Interest Rate
7.08%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Prestarri Michael $717,000 Panhandle Title
Cook Catherine Cecelia $715,000 Old South Land Title
Adams Thomas C $500,000 Old South Land Title Co Inc
Wollard Maribeth A $422,000 Old South Land Title Co
White Steven R $58,000 Old South Land Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Prestarri Michael $417,000
Previous Owner Wollard Maribeth A $312,000
Previous Owner White Steven R $28,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/05/2024 07/05/24 Sold $717,000 0.0% $286 / Sq Ft
06/07/2024 06/07/24 Pending -- -- --
06/05/2024 06/05/24 For Sale $717,000 +0.3% $286 / Sq Ft
10/31/2023 10/31/23 Off Market $715,000 -- --
05/19/2023 05/19/23 Sold $715,000 +2.2% $286 / Sq Ft
03/17/2023 03/17/23 Pending -- -- --
03/15/2023 03/15/23 For Sale $699,902 +40.0% $280 / Sq Ft
07/29/2020 07/29/20 Sold $500,000 0.0% $201 / Sq Ft
06/12/2020 06/12/20 Pending -- -- --
06/01/2020 06/01/20 For Sale $500,000 +18.5% $201 / Sq Ft
03/31/2016 03/31/16 Sold $422,000 0.0% $169 / Sq Ft
12/18/2015 12/18/15 Pending -- -- --
09/08/2015 09/08/15 For Sale $422,000 -- $169 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,943 $596,209 $127,587 $468,622
2023 $5,943 $485,497 $0 $0
2022 $5,674 $471,356 $0 $0
2021 $5,653 $457,627 $104,616 $353,011
2020 $5,073 $412,015 $0 $0
2019 $5,012 $402,752 $103,580 $299,172
2018 $5,000 $397,637 $0 $0
2017 $4,969 $389,458 $0 $0
2016 $4,240 $339,008 $0 $0
2015 $4,323 $336,651 $0 $0
2014 $4,335 $333,979 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 951537

Emerald Coast Association of REALTORS®

APN: 04-1S-22-4403-0000-0040