$420,000
SOLD SEP 4, 2025

903 Bergamot St Savoy, IL 61874

5 Beds
4 Baths
2,682 Sq Ft
0.4 Acres

Recently Sold

$157 Per Sq Ft

5% Below List Price

42 Days on Market

Highlights

  • 0.4 Acre Lot
  • Deck
  • Wood Flooring
  • Central High School Rated A
  • Traditional Architecture
  • Main Floor Bedroom

About This Home

As of September 2025

Spacious 2-story home located in the desirable Prairie Fields subdivision of Savoy. This 6-bedroom, 4-bath residence has been completely remodeled. Kitchen, bathrooms, fresh paint, and new flooring throughout-ready for its next owner to move in and enjoy. Complete with a grand two-story entry, formal dining room with hardwood floors adjacent to the updated kitchen The large living room is perfect for gatherings, featuring a gas log fireplace. Convenience abounds with a main-level bedroom, full bath, and laundry room. Upstairs, the master suite boasts a spacious walk-in closet, dual vanity, soaking tub, and walk-in shower. Three additional generously sized bedrooms and a full bath complete the upper level. The finished basement includes a 6th bedroom and full bath, plus an unfinished area ready for your personal touch. Don't miss your chance to own this fantastic home in a sought-after neighborhood-schedule your showing today!

Last Agent to Sell the Property

J Leman

eXp Realty-Champaign License #475184798 Listed on: 06/06/2025

eXp Realty-Champaign

Last Buyer's Agent

Candace Gwin

KELLER WILLIAMS-TREC License #475208652

KELLER WILLIAMS-TREC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,242

Year Built

  • Built in 2005

Lot Details

  • 0.4 Acre Lot
  • Lot Dimensions are 80x143x140x195
  • Paved or Partially Paved Lot

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Asphalt Roof

Interior Spaces

  • 2,682 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 6 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • 4 Full Bathrooms
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Deck

Schools

  • Champaign Elementary School
  • Champaign Junior High School
  • Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Prairie Fields Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,242

Year Built

Built in 2005

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Prairie Fields
  • Year Built: 2005
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Legal Description: LOT 642 PRAIRIE FIELDS 6 SUB
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Partially Finished, Full
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s)
  • LivingArea: 2682
  • Other Equipment: Ceiling Fan(s)
  • Room Type: Bedroom 5, Bedroom 6
  • Estimated Total Finished Sq Ft: 2882
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Fireplace Location: Living Room
  • Total Sq Ft: 3870
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Electric, Forced Air
  • Laundry Features: Main Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 100
  • Association Fee Frequency: Annually
  • Community Features: Sidewalks, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Champaign Elementary School
  • High School: Central High School
  • Middle/Junior School: Champaign Junior High School

Lot Info

  • Lot Size Acres: 0.4
  • Lot Dimensions: 80X143X140X195
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 22

Tax Info

  • Tax Annual Amount: 8241.9
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 6, 2025
Closed on
Sep 4, 2025
Sold by
Mcgraw Hooper Properties Llc
Bought by
Gwin Candace S
Seller's Agent
J Leman
eXp Realty-Champaign
Buyer's Agent
Candace Gwin
KELLER WILLIAMS-TREC
List Price
$439,900
Sold Price
$420,000
Premium/Discount to List
-$19,900
-4.52%
Views
47
Current Estimated Value
$418,194

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,806
Avg. Annual Appreciation
-1.19%
Original Mortgage
$399,000
Outstanding Balance
$398,361
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$19,833

Purchase Details

Closed on
Aug 24, 2021
Sold by
Chaney Eric and Chaney Sara
Bought by
Mcgraw Hooper Properties Llc

Purchase Details

Closed on
Jul 6, 2005
Sold by
Rasche Homes Inc
Bought by
Chaney Eric J and Chaney Sara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,067
Interest Rate
5.75%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Mar 1, 2005
Sold by
Prairie Fields Lp
Bought by
Rasche Homes Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $420,000 None Listed On Document
Sheriffs Deed $245,000 None Available
Corporate Deed $246,500 --
Warranty Deed $37,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $399,000 New Conventional
Previous Owner $197,067 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/04/2025 09/04/25 Sold $420,000 -1.2% $157 / Sq Ft
07/18/2025 07/18/25 Pending -- -- --
06/30/2025 06/30/25 Price Changed $425,000 -3.4% $158 / Sq Ft
06/06/2025 06/06/25 For Sale $439,900 -- $164 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,871 $112,150 $19,130 $93,020
2023 $7,871 $103,550 $17,660 $85,890
2022 $7,532 $96,590 $16,470 $80,120
2021 $6,891 $94,880 $16,180 $78,700
2020 $6,836 $93,940 $16,020 $77,920
2019 $6,616 $92,370 $15,750 $76,620
2018 $6,509 $91,100 $15,750 $75,350
2017 $6,299 $88,170 $15,750 $72,420
2016 $5,460 $85,020 $15,750 $69,270
2015 $5,509 $85,020 $15,750 $69,270
2014 $5,109 $78,420 $15,750 $62,670
2013 $5,026 $78,420 $15,750 $62,670
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12378561

Midwest Real Estate Data (MRED)

APN: 03-20-36-249-004