$434,950
SOLD MAR 1, 2021

903 S Talbot St Saint Michaels, MD 21663

4 Beds
3.5 Baths
1,582 Sq Ft
8,400 Sq Ft Lot

Recently Sold

$275 Per Sq Ft

18% Below List Price

186 Days on Market

Highlights

  • Open Floorplan
  • Wood Flooring
  • No HOA
  • Deck
  • Main Floor Bedroom
  • Stainless Steel Appliances

About This Home

As of March 2021

JUST REDUCED - This adorable St. Michaels home has been completely updated and renovated from top to bottom. With an open floor plan on the first level featuring an en-suite master, large living room with wood burning fireplace, brand new kitchen featuring granite counter tops and SS appliances, hard wood floors through out and half bath. Truly a home that offers so much more once you step inside. The 2nd level includes three bedrooms, one en-suite an additional full bath and laundry. Each bedroom has been opened to include cathedral ceilings and walk-in closets. The back yard offers a deck off the kitchen which leads to a ground level deck, and one car garage with a slab floor, plus off street private parking. Enjoy this historic home with all the updated features a new home has to offer. Perfect as a full-time residence or weekender/2nd home, close to the community pool, the new YMCA, and St. Michaels' schools, plus the shops, restaurants and harbor of historic St. Michaels. This home truly features the best of the new while maintaining the charm of the original home.

Last Agent to Sell the Property

Monica Penwell

TTR Sotheby's International Realty Listed on: 06/26/2020

TTR Sotheby's International Realty

Last Buyer's Agent

Brian Gearhart

Benson & Mangold, LLC License #510143

Benson & Mangold, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,400

Year Built

  • Built in 1920 | Remodeled in 2019

Lot Details

  • 8,400 Sq Ft Lot
  • Property is in excellent condition

Parking

  • Driveway

Home Design

  • Bungalow
  • Asphalt Roof

Interior Spaces

  • 1,582 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Fireplace Mantel
  • Living Room
  • Dining Room
  • Wood Flooring
  • Improved Basement

Kitchen

  • Electric Oven or Range
  • Self-Cleaning Oven
  • Down Draft Cooktop
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Solar Tube

Laundry

  • Laundry on upper level
  • Front Loading Dryer
  • Front Loading Washer

Outdoor Features

  • Deck
  • Shed
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Municipal Trash

Community Details

  • No Home Owners Association
  • St. Michaels Subdivision

Listing and Financial Details

  • Assessor Parcel Number 2102064057

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,400

Year Built

Built in 1920 | Remodeled in 2019

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bungalow
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2020-07-01
  • Federal Flood Zone: No
  • Year Built: 1920
  • Year Renovated: 2019
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: JUST REDUCED - This adorable St. Michaels home has been completely updated and renovated from top to bottom. With an open floor plan on the first level featuring an en-suite master, large living room with wood burning fireplace, brand new kitchen featuring granite counter tops and SS appliances, hard wood floors through out and half bath. Truly a home that offers so much more once you step inside. The 2nd level includes three bedrooms, one en-suite an additional full bath and laundry. Each bedroom has been opened to include cathedral ceilings and walk-in closets. The back yard offers a deck off the kitchen which leads to a ground level deck, and one car garage with a slab floor, plus off street private parking. Enjoy this historic home with all the updated features a new home has to offer. Perfect as a full-time residence or weekender/2nd home, close to the community pool, the new YMCA, and St. Michaels' schools, plus the shops, restaurants and harbor of historic St. Michaels. This home truly features the best of the new while maintaining the charm of the original home.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop - Down Draft, Dishwasher, Disposal, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer - Front Loading, Dryer - Front Loading
  • Flooring Type: Hardwood
  • Interior Amenities: Dining Area, Entry Level Bedroom, Floor Plan - Open, Recessed Lighting, Solar Tube(s), Walk-In Closet(s), Wood Floors
  • Fireplace Features: Mantel(s), Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Bathroom 2, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Improved
  • Laundry Type: Upper Floor
  • Total Sq Ft: 1582
  • Living Area Sq Ft: 1582
  • Price Per Sq Ft: 290.74
  • Above Grade Finished Sq Ft: 1582
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 903

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • School District: TALBOT COUNTY PUBLIC SCHOOLS
  • School District Key: 121138072466
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 158000.00
  • Land Assessed Value: 120600.00
  • Land Use Code: 110
  • Lot Size Acres: 0.19
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8400.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Year Assessed: 2020
  • Zoning: R
  • Zoning Description: Residential
  • In City Limits: Yes

Green Features

  • Clean Green Assessed: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 5291582
  • Tax Annual Amount: 3400.00
  • Assessor Parcel Number: 2102064057
  • Tax Total Finished Sq Ft: 1582
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2020
  • Close Date: 03/01/2021

MLS Schools

  • School District Name: TALBOT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 26, 2020
Closed on
Mar 1, 2021
Sold by
Beauregard David E and Beauregard Annetta C
Bought by
Roberson Andrew S and Roberson Andrea D
Seller's Agent
Monica Penwell
TTR Sotheby's International Realty
Buyer's Agent
Brian Gearhart
Benson & Mangold, LLC
List Price
$529,900
Sold Price
$434,950
Premium/Discount to List
-$94,950
-17.92%
Current Estimated Value
$652,918

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$217,968
Avg. Annual Appreciation
10.51%
Original Mortgage
$450,608
Outstanding Balance
$408,501
Interest Rate
2.7%
Mortgage Type
VA
Estimated Equity
$267,968

Purchase Details

Listed on
Aug 3, 2017
Closed on
Dec 15, 2017
Sold by
Wells Fargo Bank Na
Bought by
Beauregard David E and Beauregard Annetta C
Seller's Agent
Brenda Sarver
Maryland Realty Connection
Buyer's Agent
Brenda Sarver
Maryland Realty Connection
List Price
$220,000
Sold Price
$139,000
Premium/Discount to List
-$81,000
-36.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
43.48%

Purchase Details

Closed on
Sep 22, 2016
Sold by
Morse William A and Morse Jean L
Bought by
Wells Fargo Bank Na and Riverview Mortgage Loan Trusts
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $434,950 Eastern Shore Title Company
Deed $139,000 Crown Title Corp
Trustee Deed $184,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $450,608 VA
Previous Owner $423,225 Reverse Mortgage Home Equity Conversion Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/01/2021 03/01/21 Sold $434,950 0.0% $275 / Sq Ft
12/29/2020 12/29/20 Pending -- -- --
12/28/2020 12/28/20 Off Market $434,950 -- --
11/03/2020 11/03/20 Price Changed $459,950 -7.9% $291 / Sq Ft
08/28/2020 08/28/20 Price Changed $499,500 -5.7% $316 / Sq Ft
06/26/2020 06/26/20 For Sale $529,900 +281.2% $335 / Sq Ft
01/03/2018 01/03/18 Sold $139,000 +1.5% $90 / Sq Ft
11/29/2017 11/29/17 Pending -- -- --
11/20/2017 11/20/17 Price Changed $137,000 -27.9% $89 / Sq Ft
10/24/2017 10/24/17 Price Changed $190,000 -13.6% $123 / Sq Ft
08/03/2017 08/03/17 For Sale $220,000 -- $143 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,046 $408,733 $0 $0
2023 $4,403 $370,767 $0 $0
2022 $3,816 $332,800 $135,600 $197,200
2021 $7,058 $314,733 $0 $0
2020 $3,400 $296,667 $0 $0
2019 $3,165 $278,600 $120,600 $158,000
2018 $2,908 $263,133 $0 $0
2017 $2,304 $247,667 $0 $0
2016 $2,235 $232,200 $0 $0
2015 $1,223 $232,200 $0 $0
2014 $1,223 $232,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDTA138442

Bright MLS

APN: 02-064057