$435,000
SOLD JUL 3, 2025

903 Setter Ct Seffner, FL 33584

4 Beds
2 Baths
2,208 Sq Ft
0.33 Acres

Recently Sold

$197 Per Sq Ft

12% Below List Price

61 Days on Market

Highlights

  • Screened Pool
  • Clubhouse
  • Solid Surface Countertops
  • Reverse Osmosis System
  • Family Room with Fireplace
  • Mature Landscaping

About This Home

As of July 2025

NEW ROOF TO BE INSTALLED PRIOR TO CLOSING! If you are looking for a BEAUTIFUL HOME with a STUNNING POOL(which can be seen from just about every room in the house), a Key West vibe LANAI , on an oversized lot with mature trees & landscaping in a wonderful neighborhood—THEN THIS HOME IS FOR YOU! This home is located at the end of a cul-de-sac with side yard views of Hunter’s Lake, in the well-established neighborhood of Hunters Cove, with a community pool, new playgrounds, shuffleboard, tennis courts (soon to become new basketball court), picnic area & a clubhouse with amazing views of Hunter’s Lake. From the moment you walk into the home you are sure to be impressed with the layout of the home, from the front door/entry area, you can walk into either the enormous great room, with a wood burning stone fireplace with amazing pool/lanai views looking out the sliding doors, perfect for the whole family and guests when entertaining, or you can walk the other way into a unique flex space. This room could be used for an office, a playroom or game room, a formal living space, truly a space to make your own! As you enter the kitchen you will find everything you need to prep and cook up delicious family meals! With giant windows that open to the lanai, it is also perfect for outdoor dining & entertaining! It has been upgraded with all solid wood cabinets, Corian countertops, has all newer stainless-steel appliances, under cabinet countertop lighting, & tons of cabinet space. In the dining room, perfectly situated off of the kitchen, you will also find those enormous pass-through windows and views of your sparkling pool & yard with tons of natural light! The home has a primary “wing”, with a hallway and pocket slider that leads to your extra-large master suite, complete with a walk-in closet, & a beautiful updated primary bath, with dual vanities, lots of cabinet & counter space, recently renovated walk-in shower, overlooking your private garden area complete with a beautiful professional mural to gaze out on, total SERENITY! Adjacent to the master is the smallest of the 4 bedrooms and is perfect for an office, sitting area or nursery space, to complete the primary suite should you choose. The remaining 2 over-sized bedrooms are located on the opposite side of the home, with the second bath located between. This bathroom has had a recent partial renovation with new tub, new tile/shower surround, new toilet and countertop with dual sinks, & has an extra-large closet. As for storage , you will be totally impressed with all this home has to offer, to include a huge storage room off of the laundry area, 2 closets as you enter the home, as well as several others, & an oversized garage with tons of extra space & a shed out back, perfect for a workshop & more storage, you will have a place for everything. The extra large yard is fully fenced (perfect for Fido) with a fire pit area too! THIS HOME HAS IT ALL! This home WILL HAVE A BRAND NEW ROOF, to be installed prior to closing, RECENTLY REPLACED: NEW HVAC with purification light in 2020 with 10 year warranty, NEW WATER HEATER in 2021, pool resurfaced and patio pavers added in late 2018, whole house was re-plumbed in 2018, whole house water filtration system, reverse osmosis system in kitchen for sink and refrigerator, hurricane rated garage door was replaced in 2018 w/new opener, THIS HOME IS TRULY A ONE OF A KIND MUST SEE - DON'T DELAY, SCHEDULE YOUR SHOWING TODAY! Sellers relocating & highly motivated!

Last Agent to Sell the Property

Susie Tibbs

SIGNATURE REALTY ASSOCIATES Brokerage Phone: 813-689-3115 License #3320787 Listed on: 04/07/2025

Co-Listed By

Melissa Hicks

SIGNATURE REALTY ASSOCIATES Brokerage Phone: 813-689-3115 License #3376360

Last Buyer's Agent

Matt Carter

COLDWELL BANKER REALTY License #3216166

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,542

Year Built

  • Built in 1981

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 112x130
  • North Facing Home
  • Mature Landscaping
  • Metered Sprinkler System
  • Landscaped with Trees
  • Property is zoned RSC-6

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Stucco

Interior Spaces

  • 2,208 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Window Treatments
  • Sliding Doors
  • Family Room with Fireplace
  • Great Room

Kitchen

  • Range with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal
  • Reverse Osmosis System

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Eco-Friendly Details

  • Rain Water Catchment

Pool

  • Screened Pool
  • In Ground Pool
  • Fiberglass Pool
  • Saltwater Pool
  • Fence Around Pool
  • Pool Sweep

Outdoor Features

  • Shed
  • Rain Gutters
  • Rain Barrels or Cisterns
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Water Filtration System
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,542

Year Built

Built in 1981

Lot Details

0

HOA Fees

$83 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Concrete, Stucco
  • Fireplace: Yes
  • Living Area: 2208
  • Lot Size Acres: 0.33
  • New Construction: No
  • Year Built: 1981
  • Building Area Total: 3281
  • Lot Size Sq Ft: 14560
  • Directions to Property: Take E. Wheeler Rd, turn south onto Seffner Valrico Rd, turn left into Hunters Cove community, go to stop sign and turn left, house will be on your right.
  • Status: Sold
  • Co List Office Mls Id: MFR673900
  • Co List Office Phone: 813-689-3115
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Tampa
  • Escrow Postal Code: 33629
  • Escrow State: FL
  • Escrow Street Name: S.Church Ave
  • Escrow Street Number: 1501
  • List Office Head Office Key Nume: 1054925
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 197.01
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-689-3115
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Window Treatments
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Freezer, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Water Filtration System
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 1
  • Street Number Modifier: 903
  • Living Area Meters: 205.13
  • Room Count: 3

Exterior Features

  • Direction Faces: North
  • Other Structures: Shed(s)
  • Pool Features: Fiberglass, In Ground, Pool Sweep, Salt Water, Screen Enclosure
  • Exterior Features: Private Mailbox, Rain Barrel/Cistern(s), Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2008-08-28
  • Flood Zone Panel: 12057CO385H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Sprinkler Meter, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Playground, Pool, Sidewalks, Tennis Court(s), Street Lights
  • Association Amenities: Pool, Tennis Court(s)
  • Association Fee: 500
  • Association Fee Frequency: Semi-Annually
  • Association Name: Bethany Lamneck
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: president@hunterscovecommunity.com
  • Association URL: hunterscovecommunity.com

Fee Information

  • Total Annual Fees: 1000.00
  • Total Monthly Fees: 83.33
  • Monthly HOA Amount: 83.33

Lot Info

  • Zoning: RSC-6
  • Parcel Number: U-12-29-20-2AG-000001-00047.0
  • Additional Parcels: No
  • Lot Dimensions: 112x130
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 1353

Green Features

  • Green Verification Count: 0
  • Green Landscaping: Rain Water Harvesting

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 6542.1
  • Tax Block: 1
  • Tax Book Number: 48-40
  • Tax Lot: 47

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 7, 2025
Closed on
Jul 3, 2025
Sold by
Gibson Kevin Lee and Gibson Krystal Marie
Bought by
Berg Matthew Russell and Berg Helena K
Seller's Agent
Susie Tibbs
SIGNATURE REALTY ASSOCIATES
Buyer's Agent
Matt Carter
COLDWELL BANKER REALTY
List Price
$494,000
Sold Price
$435,000
Premium/Discount to List
-$59,000
-11.94%
Views
61

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
42.18%

Purchase Details

Listed on
Mar 12, 2020
Closed on
Apr 30, 2020
Sold by
Raiford Bonnie J
Bought by
Gibson Kevin Lee and Gibson Krystal Marie
Seller's Agent
Courtney Welch
KELLER WILLIAMS SOUTH SHORE
Buyer's Agent
Susie Tibbs
SIGNATURE REALTY ASSOCIATES
List Price
$279,000
Sold Price
$288,000
Premium/Discount to List
$9,000
3.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.29%
Original Mortgage
$282,783
Interest Rate
3.3%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 9, 1996
Sold by
Mcnabb David R and Mcnabb A
Bought by
Raiford James H and Raiford Bonnie J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,900
Interest Rate
7.83%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $435,000 First American Title Insurance
Warranty Deed $288,000 Fidelity Natl Ttl Of Fl Inc
Warranty Deed $288,000 Fidelity Natl Ttl Of Fl Inc
Warranty Deed $119,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $65,000 New Conventional
Previous Owner $282,783 FHA
Previous Owner $77,000 Unknown
Previous Owner $39,800 Credit Line Revolving
Previous Owner $82,000 New Conventional
Previous Owner $95,900 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/03/2025 07/03/25 Sold $435,000 -8.4% $197 / Sq Ft
06/07/2025 06/07/25 Pending -- -- --
05/15/2025 05/15/25 Price Changed $475,000 -1.5% $215 / Sq Ft
05/07/2025 05/07/25 Price Changed $482,000 -0.6% $218 / Sq Ft
04/23/2025 04/23/25 Price Changed $485,000 -1.8% $220 / Sq Ft
04/07/2025 04/07/25 For Sale $494,000 +71.5% $224 / Sq Ft
04/30/2020 04/30/20 Sold $288,000 +3.2% $130 / Sq Ft
03/16/2020 03/16/20 Pending -- -- --
03/12/2020 03/12/20 For Sale $279,000 -- $126 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,542 $379,516 -- --
2023 $6,327 $368,462 $0 $0
2022 $6,080 $357,730 $96,824 $260,906
2021 $5,604 $283,176 $76,076 $207,100
2020 $2,744 $167,763 $0 $0
2019 $2,452 $155,018 $0 $0
2018 $2,360 $152,128 $0 $0
2017 $2,322 $203,037 $0 $0
2016 $2,286 $145,934 $0 $0
2015 $2,310 $144,920 $0 $0
2014 $2,285 $143,770 $0 $0
2013 -- $141,645 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8354278

Stellar MLS

APN: U-12-29-20-2AG-000001-00047.0