$1,200,000
SOLD MAY 5, 2025

904 Cobia Ln Wilmington, NC 28409

4 Beds
4.5 Baths
3,580 Sq Ft
0.35 Acres

Recently Sold

$335 Per Sq Ft

5 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Marina
  • Home fronts a sound
  • Edwin A. Anderson Elementary School Rated A-
  • Boat Dock
  • Boat Slip

About This Home

As of May 2025

Beautifully updated, well-maintained home 3500+ square feet in a waterfront community with an assigned 25 foot boat slip. Home features include Inclinator hydraulic elevator, security system, irrigation, Kinetico water filtration system. Custom engineered home on pilings foundation plus grade beam system and cement board siding. New, wood-look fiberglass door installed in 2024. Circular driveway with extensive parking. Oversized 2 car garage + bonus space for workshop/hobby area. The interior has 4 bedrooms, bonus room, and 4.5 baths. Oak hardwood floors throughout the main living area and kitchen. Open floorplan with plenty of room for entertaining. Updated kitchen with large island, quartz counter tops, built-in wine cooler, and gas cooktop with oversized nautical light fixtures. New oven-microwave wall unit (2024) as well as a large walk-in pantry. Breakfast Nook plus a formal dining room. Updated primary bathroom with double quartz vanities, soaking tub, European heated towel warmer, large glass shower and separate water closet/toilet. Two walk in closets in the primary bedroom. Upper level porch is accessible from the primary bedroom and the laundry room. Third floor laundry room has a deep utility sink, storage cabinets, and mounted folding drying rack. Third floor offers two additional bedrooms which share a Jack-and-Jill bathroom. Guest bedroom with ensuite bath on main living level. The ground level has a large bonus room with ensuite bathroom and Living Room. Fenced in back yard with custom fireplace, pergola, and protected bar entertaining area. Large deck on front and back of home. HOA dues include clubhouse, pool, and dock/gazebo, assigned boat slip on the Intracoastal Waterway, internet and tv cable. Owner is licensed NC Realtor.

Last Agent to Sell the Property

Todd Seagle

NorthGroup Real Estate LLC License #223942 Listed on: 04/03/2025

Last Buyer's Agent

Michelle Gurrera

Coldwell Banker Sea Coast Advantage License #149909

Coldwell Banker Sea Coast Advantage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,773

Year Built

  • Built in 2003

Lot Details

  • 0.35 Acre Lot
  • Home fronts a sound
  • Property fronts a private road
  • Fenced Yard
  • Wood Fence
  • Corner Lot
  • Level Lot
  • Sprinkler System
  • Property is zoned R-15

HOA Fees

  • $252 Monthly HOA Fees

Home Design

  • Slab Foundation
  • Wood Frame Construction
  • Architectural Shingle Roof
  • Piling Construction
  • Stick Built Home

Interior Spaces

  • 3,580 Sq Ft Home
  • 3-Story Property
  • Bar Fridge
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Gas Log Fireplace
  • Thermal Windows
  • Blinds
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Bonus Room

Kitchen

  • Built-In Self-Cleaning Convection Oven
  • Gas Cooktop
  • Down Draft Cooktop
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Attic

  • Pull Down Stairs to Attic
  • Partially Finished Attic

Home Security

  • Home Security System
  • Intercom
  • Fire and Smoke Detector

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Circular Driveway
  • Off-Street Parking
  • Golf Cart Parking

Outdoor Features

  • Deeded Waterfront Access Rights
  • Pier
  • Boat Slip
  • Balcony
  • Deck
  • Covered Patio or Porch
  • Pergola
  • Outdoor Storage

Schools

  • Anderson Elementary School
  • Murray Middle School
  • Ashley High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Well
  • Tankless Water Heater
  • Propane Water Heater
  • Water Softener
  • Private Sewer
  • Community Sewer or Septic
  • Cable TV Available

Additional Features

  • Accessible Elevator Installed
  • Energy-Efficient Doors

Listing and Financial Details

  • Tax Lot 23
  • Assessor Parcel Number R08514-005-019-000

Community Details

Overview

  • Dolphin Bay HOA, Phone Number (910) 509-7276
  • Dolphin Bay Subdivision
  • Maintained Community

Amenities

  • Clubhouse
  • Meeting Room

Recreation

  • Boat Dock
  • Community Boat Slip
  • Marina
  • Community Pool

Security

  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,773

Year Built

Built in 2003

Lot Details

0

HOA Fees

$252 per month

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Cobra Zone: No
  • Construction: Wood Frame
  • Construction Type: Stick Built
  • Handicap Accessible: Elevator
  • New Construction: No
  • Stories: 3.0
  • Stories Levels: 3 Story or More
  • Year Built: 2003
  • Trash Collection: Private Service
  • Horses Y N: No
  • PetsAllowedPetsAllowed: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Attic: Floored - Partial, Stairs - Pull Down
  • Dining Room Type: Formal
  • Fireplace: 1
  • Flooring: Carpet, Tile, Wood
  • Heated Sq Ft: 3500 - 3999
  • Interior Amenities: 9Ft+ Ceilings, Security System, Walk-In Closet, Walk-in Shower, Sprinkler System, Solid Surface, Smoke Detectors, Pantry, Elevator, Kitchen Island, Intercom/Music, Gas Logs, Foyer, Blinds/Shades, Ceiling Fan(s)
  • Laundry Location: Hookup - Dryer, Room, Hookup - Washer
  • List Price per Sq Ft: 335.20
  • Master Bedroom Level: Non Primary Living Area
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5.00
  • Bedrooms: 4
  • Number Rooms: 9
  • Bedroom 1 Level: Third
  • Bedroom 2 Level: Third
  • Bedroom 3 Level: Second
  • Bonus Room Level: Ground
  • Dining Room Level: Second
  • Family Room Level: Second
  • Kitchen Level: Second
  • Living Room Level: Second
  • Primary Bedroom Level: Third
  • Sq Ft Heated: 3580.00
  • Total Heated Primary Separate Sq Ft: 3580.00

Exterior Features

  • Exterior Features: Irrigation System, Thermal Doors, Thermal Windows
  • Exterior Finish: Fiber Cement
  • Exterior Structures: Pergola, Storage
  • Fencing: Back Yard, Wood
  • Foundation: Pilings, Slab
  • Porch Balcony Deck: Balcony, Patio, Porch, Open, Covered, Deck
  • Road Type Frontage: Maintained, Private, Paved
  • Roof: Architectural Shingle
  • Waterfront: No
  • Waterview: No

Garage/Parking

  • Garage And Parking: Golf Cart Parking
  • Attached Garage Spaces: 2.00
  • Garage And Parking Driveway Spaces: 2.00
  • Garage And Parking R V Boat Spaces: 2.00
  • Total Garage Spaces: 2.00
  • Parking Driveway: Circular, Off Street, On Site, Garage Door Opener, Garage Faces Side, Concrete

Utilities

  • Appliances Equipment: Bar Refrigerator, Wall Oven, Water Softener, Refrigerator, Self Cleaning Oven, Microwave - Built-In, Downdraft, Disposal, Dishwasher, Cooktop - Gas, Convection Oven
  • Cooling System: Central, Zoned, Heat Pump
  • Federal Flood Ins Avlbl: Yes
  • Fuel Tank: Fuel Tank
  • Heating System: Fireplace Insert, Heat Pump
  • Service Providers Electric Provider: Duke Energy
  • Service Providers Sewer Provider: Aqua Sewer
  • Utilities: Community Sewer, Well Water, Private Sewer, Sewer Connected
  • Water Heater: Propane, Tankless
  • Internet Service Provider: Spectrum
  • HeatingSystemFuelSource: Electric

Association/Amenities

  • HOA: Yes
  • HOA and Neighborhood Amenities: Boat Dock, Street Lights, Maint - Grounds, Meeting Room, Marina, Management, Maint - Roads, Community Pool, Clubhouse, Cable, Boat Slip - Assign
  • HOAAssociationFee1Year: 3020.00
  • HOAAssociationName: Dolphin Bay HOA
  • HOAAssociationPhone: 9105097276

Condo/Co-op/Association

  • Pets Allowed: Cats Ok, Dogs Ok

Schools

  • School District: New Hanover

Lot Info

  • Deed Page: 308.00
  • Lot Acres: 0.35
  • Lot Description: Corner Lot, Level
  • Lot Dimensions: 96 X 162 X 96 X 159 (ft)
  • Lot Number: 23
  • Lot Sq Ft: 15420.00
  • Lot Water Features: Boat Dock, Water Access Comm, Waterfront Comm, Pier, Sound Side, Deeded Water Access, Boat Slip
  • Plat Book: 5763
  • Plat Page: 2429
  • Zoning: R-15

Tax Info

  • Tax Identifier: R08514-005-019-000
  • Tax Year: 2024
  • Total Real Estate Property Taxes: 2772.91

MLS Schools

  • Elementary School: Anderson
  • High School: Ashley
  • Middle School: Murray
  • School District: New Hanover

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2025
Closed on
May 2, 2025
Sold by
Seagle James T and Seagle Pamela D
Bought by
Eiden Michael E and Eiden Leah M
Seller's Agent
Todd Seagle
NorthGroup Real Estate LLC
Buyer's Agent
Michelle Gurrera
Coldwell Banker Sea Coast Advantage
List Price
$1,200,000
Sold Price
$1,200,000
Views
17
Current Estimated Value
$1,203,501

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,501
Avg. Annual Appreciation
-3.60%
Original Mortgage
$840,000
Outstanding Balance
$839,265
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$345,021

Purchase Details

Listed on
Aug 17, 2011
Closed on
Aug 20, 2013
Sold by
Tucker Thomas O and Tucker Dianne M
Bought by
Seagle James T and Seagle Pamela D
Seller's Agent
Tommy Tucker
Tucker Bros Realty Co
Buyer's Agent
Tommy Tucker
Tucker Bros Realty Co
List Price
$579,750
Sold Price
$476,667
Premium/Discount to List
-$103,083
-17.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.20%
Original Mortgage
$417,000
Interest Rate
4.48%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 25, 2004
Sold by
Irey Daniel R Susan E
Bought by
Tucker Thomas O Dianne M

Purchase Details

Closed on
Dec 17, 2002
Sold by
Boon Henry G Cheryl L
Bought by
Irey Daniel R Susan E

Purchase Details

Closed on
Jun 1, 1986
Sold by
Edwards Vernon G Dorothy R
Bought by
Boon Henry G Cheryl L

Purchase Details

Closed on
Nov 1, 1983
Sold by
Realistic Developers Inc
Bought by
Edwards Vernon G Dorothy R

Purchase Details

Closed on
Apr 1, 1981
Bought by
Realistic Developers Inc
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,200,000 Attorneys Title
Warranty Deed $477,000 None Available
Deed $450,000 --
Deed $52,500 --
Deed $28,000 --
Deed $25,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $840,000 New Conventional
Previous Owner $375,000 New Conventional
Previous Owner $407,800 New Conventional
Previous Owner $417,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/05/2025 05/05/25 Sold $1,200,000 0.0% $335 / Sq Ft
04/08/2025 04/08/25 Pending -- -- --
04/03/2025 04/03/25 For Sale $1,200,000 +151.7% $335 / Sq Ft
08/21/2013 08/21/13 Sold $476,667 -17.8% $131 / Sq Ft
08/16/2013 08/16/13 Pending -- -- --
08/17/2011 08/17/11 For Sale $579,750 -- $159 / Sq Ft
Source: Hive MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,847 $530,700 $120,900 $409,800
2023 $2,847 $530,700 $120,900 $409,800
2022 $2,867 $530,700 $120,900 $409,800
2021 $2,918 $530,700 $120,900 $409,800
2020 $2,977 $470,700 $104,000 $366,700
2019 $2,977 $470,700 $104,000 $366,700
2018 $2,977 $470,700 $104,000 $366,700
2017 $3,048 $470,700 $104,000 $366,700
2016 $2,360 $340,600 $110,700 $229,900
2015 $2,193 $340,600 $110,700 $229,900
2014 $2,156 $340,600 $110,700 $229,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Hive MLS

MLS Number: 100498853

Hive MLS

APN: R08514-005-019-000