$889,000
$10K PRICE DROP

Estimated payment $5,513/month

Total Views 2,114
4 Beds
2.5 Baths
2,323 Sq Ft
$383 Price per Sq Ft

Highlights

  • Very Popular Property
  • Docks
  • RV Access or Parking
  • 50 Feet of Waterfront
  • Lake On Lot
  • Lake View

About This Home

Welcome to the lake house you've been waiting for—a place where mornings begin with coffee on the deck, afternoons are spent on the water, and evenings end around the fire pit or soaking in the hot tub beneath the stars. Tucked away on a private, wooded lot, 9040 Ruby Lane offers the perfect balance of peaceful seclusion and the Lake Lanier lifestyle so many dream about. A gentle walk leads to your private single-slip dock, making spontaneous boat rides, sunset cruises, swimming, fishing, and waterfront dining part of your everyday routine. Whether you're hosting family and friends for the weekend or enjoying a quiet escape from the city, this home was designed for making memories that last far longer than any vacation. Inside, the spacious floor plan provides comfortable gathering spaces, while large windows bring the beauty of the outdoors inside. Step outside to enjoy multiple outdoor living areas, gather around the fire pit, relax in the hot tub after a day on the lake, or simply unwind while listening to the sounds of nature. Located just minutes from Gainesville, Cumming, shopping, dining, and some of Lake Lanier's favorite waterfront restaurants, you'll enjoy the convenience of town without sacrificing the peaceful setting that makes lake living so special. This isn't just a home on Lake Lanier—it's where weekends become traditions, holidays become unforgettable, and everyday life feels like a getaway. Private Dock • No HOA • Fenced Yard • Hot Tub • Mid-Lake Location • Minutes to Waterfront

Listing Agent

Tom Peters

Coldwell Banker Realty Brokerage Phone: 770-889-3051 License #270702 Listed on: 06/22/2026

Coldwell Banker Realty

Co-Listing Agent

Kathalee Peters

Coldwell Banker Realty Brokerage Phone: 770-889-3051 License #378162

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,582

Year Built

  • Built in 1976

Lot Details

  • 20,038 Sq Ft Lot
  • 50 Feet of Waterfront
  • Lake Front
  • Property fronts a county road
  • Property fronts an easement
  • Landscaped
  • Back Yard Fenced and Front Yard

Parking

  • 2 Car Garage
  • Parking Pad
  • Side Facing Garage
  • Garage Door Opener
  • Drive Under Main Level
  • Driveway
  • RV Access or Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Composition Roof
  • Cement Siding
  • Stone Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,323 Sq Ft Home
  • Bookcases
  • Vaulted Ceiling
  • Whole House Fan
  • Ceiling Fan
  • Factory Built Fireplace
  • Fireplace Features Masonry
  • Entrance Foyer
  • Family Room with Fireplace
  • Great Room with Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Lake Views
  • Crawl Space

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Trash Compactor
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Double Vanity
  • Soaking Tub
  • Shower
  • Window or Skylight in Bathroom

Laundry

  • Laundry Room
  • Laundry in Garage

Attic

  • Attic Fan
  • Pull Down Stairs to Attic

Outdoor Features

  • Party Deck
  • Covered dock with one slips
  • Docks
  • Dock Permitted
  • Lake On Lot
  • Deck
  • Shed
  • Rain Gutters
  • Rear Porch

Schools

  • Chestatee Elementary School
  • Little Mill Middle School
  • East Forsyth High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Propane
  • Heat Pump System
  • 110 Volts
  • Shared Well
  • Gas Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 1294
  • Assessor Parcel Number 319 074

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,582

Year Built

Built in 1976

Lot Details

0.46 Acres

Parking

2

Listing Details

  • Standard Status: Active
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Condition: Resale
  • Year Built: 1976
  • Accessibility Features: None
  • Horses: No
  • LotSizeAcres: 0.46
  • Water Body Name: Lanier
  • Co List Office Mls Id: CBRB17
  • Co List Office Phone: 770-889-3051
  • Co List Office Mls Id: CBRB17
  • Subdivision Name: None
  • Tax Parcel Letter: 319-000-074
  • FMLS_MlsPropertyType: Residential Detached
  • FMLS_LandLot: 1294
  • FMLS_Dock: Covered/1 Slip, Dock, Dock Permit, Party Deck
  • Special Features: None

Interior Features

  • Flooring: Ceramic Tile, Hardwood, Tile, Wood
  • Fireplace Features: Factory Built, Family Room, Great Room, Living Room, Masonry
  • Other Equipment: None
  • Appliances: Dishwasher, Disposal, Electric Range, Gas Water Heater, Microwave, Trash Compactor
  • Interior Amenities: Bookcases, Disappearing Attic Stairs, Double Vanity, Entrance Foyer, High Speed Internet, Vaulted Ceiling(s)
  • Basement: Crawl Space
  • Common Walls: No Common Walls
  • Spa Features: None
  • Window Features: Skylight(s)
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplaces: 1
  • RoomBedroomFeatures: Split Bedroom Plan
  • FMLS_UpperLevelFullBathrooms: 2
  • RoomDiningRoomFeatures: Separate Dining Room
  • FMLS_LowerLevelHalfBathrooms: 1
  • RoomKitchenFeatures: Breakfast Bar, Cabinets White, Pantry, Stone Counters, View to Family Room
  • FMLS_UpperLevelBedrooms: 4
  • RoomMasterBathroomFeatures: Double Vanity, Shower Only, Skylights

Exterior Features

  • Other Structures: Shed(s)
  • Construction Materials: Brick, Cement Siding, Stone
  • Fencing: Back Yard
  • Patio And Porch Features: Deck, Rear Porch
  • Exterior Features: Rain Gutters
  • Pool Features: None
  • View: Lake
  • Pool Private: No
  • Home Warranty: No
  • Foundation Details: Concrete Perimeter
  • Roof: Composition
  • FMLS_WaterfrontageLength: 50

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Drive Under Main Level, Driveway, Garage, Garage Door Opener, Garage Faces Side, Parking Pad, RV Access/Parking

Utilities

  • Sewer: Septic Tank
  • Water Source: Shared Well
  • Security: None
  • Cooling: Attic Fan, Ceiling Fan(s), Central Air, Whole House Fan
  • Heating: Central, Heat Pump, Propane
  • Laundry Features: In Garage, Laundry Room
  • Utilities: Cable Available, Electricity Available, Phone Available, Water Available
  • Electric: 110 Volts
  • Heating Yn: Yes
  • Electricity On Property: Yes

Condo/Co-op/Association

  • Community Features: None
  • Association: No

Schools

  • Middle Or Junior School: Little Mill

Green Features

  • Efficiency: None
  • Green Energy Generation: None

Lot Info

  • Lot Features: Back Yard, Front Yard, Lake On Lot, Landscaped
  • Lot Dimensions: x
  • Parcel Number: 319 074
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No
  • Land Lease Amount Frequency: Monthly
  • Lot Size Sq Ft: 20037.6
  • Additional Parcels: No

Multi Family

  • Waterfront Features: Lake Front

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 7582
  • Tax Lot: 2

MLS Schools

  • Elementary School: Chestatee
  • High School: East Forsyth

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,582 $323,276 $120,000 $203,276
2024 $7,530 $319,548 $120,000 $199,548
2023 $7,132 $289,760 $96,000 $193,760
2022 $4,615 $159,388 $80,000 $79,388
2021 $4,173 $159,388 $80,000 $79,388
2020 $4,106 $156,176 $80,000 $76,176
2019 $3,960 $148,800 $85,280 $63,520
2018 $3,707 $139,544 $80,000 $59,544
2017 $3,591 $133,372 $80,000 $53,372
2016 $3,591 $133,372 $80,000 $53,372
2015 $3,597 $133,372 $80,000 $53,372
2014 $3,335 $129,268 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/27/2026 07/27/26 Price Changed $889,000 -0.1% $383 / Sq Ft
07/17/2026 07/17/26 Price Changed $890,000 -1.0% $383 / Sq Ft
06/22/2026 06/22/26 For Sale $899,000 +14.5% $387 / Sq Ft
05/27/2022 05/27/22 Sold $785,000 -1.9% $340 / Sq Ft View Prior Sale
05/01/2022 05/01/22 Price Changed $799,900 -3.0% $347 / Sq Ft
04/10/2022 04/10/22 Price Changed $825,000 -5.7% $358 / Sq Ft
03/22/2022 03/22/22 For Sale $875,000 +135.2% $379 / Sq Ft
07/24/2018 07/24/18 Sold $372,000 -7.0% $161 / Sq Ft View Prior Sale
06/26/2018 06/26/18 Pending -- -- --
06/06/2018 06/06/18 For Sale $400,000 -- $173 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $785,000 Pacific One Title
Warranty Deed -- --
Quit Claim Deed -- None Listed On Document
Warranty Deed $372,000 --
Quit Claim Deed -- --
Deed $175,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $153,000 Credit Line Revolving
Open $667,250 Balloon
Previous Owner $353,400 New Conventional
Previous Owner $240,660 New Conventional
Source: Public Records

Source: First Multiple Listing Service (FMLS)

MLS Number: 7792309

First Multiple Listing Service (FMLS)

APN: 319-074

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