$525,000
SOLD SEP 9, 2026

9045 Mcpherson St Frederick, MD 21704

Urbana Area
3 Beds
3.5 Baths
2,340 Sq Ft
1,790 Sq Ft Lot

Sale Details

Date Sold: September 9, 2026

$224 Per Sq Ft

8 Days on Market

Highlights

  • Fitness Center
  • Colonial Architecture
  • Wood Flooring
  • Urbana Elementary School Rated A
  • Traditional Floor Plan
  • 4-minute walk to Urbana Community Park

About This Home

As of September 2026

Welcome to this stunning 3-bedroom, 3.5-bath townhome in the highly sought-after Villages
of Urbana. Step into a bright, open, and inviting main level featuring beautiful hardwood
flooring and a gourmet kitchen with stainless steel appliances, a double oven, granite
countertops, and a large center island with seating. The elegant formal dining area
showcases coffered ceilings and wainscoting, making it the perfect space for entertaining
family and friends.
Upstairs, you'll find two generously sized secondary bedrooms with a shared full bath, along
with a spacious owner's suite featuring dual walk-in closets and a spa-inspired ensuite
bathroom.
A detached two-car garage and a charming private patio provide the perfect spot to enjoy your
morning coffee or unwind in the evening.
FULLY FINISHED BASEMENT – EXPANDED LIVING SPACE: One of the home's standout
features, the expansive finished basement offers a large recreation/entertainment room, a
spacious den ideal for a home office, gym, or guest space, and a full bathroom. This versatile
lower level provides exceptional additional living space for work, relaxation, and entertaining.
OUTSTANDING SCHOOLS & PRIME LOCATION: Located in Urbana's highly rated school
district, with top-ranked elementary, middle, and high schools. Enjoy the convenience of being
within walking distance of the community elementary school and the Urbana Regional
Library, making this an ideal home for families.
RECENT UPDATES: Water heater and microwave oven replaced in August 2025.
RESORT-STYLE HOA AMENITIES: Enjoy access to 3 fitness centers, 3 resort-style
swimming pools, an indoor multipurpose sports court (basketball, volleyball, futsal, and
pickleball), scenic walking and biking trails, tennis courts, and multiple tot
lots/playgrounds.
NEARBY RECREATION & DINING: Just minutes from Urbana District Park, community
parks, pickleball and tennis courts, shopping, grocery stores, and a wide variety of
restaurants—all within walking or a short drive

Last Agent to Sell the Property

Rex Thomas

(240) 630-8689 rexthomas97@gmail.com Samson Properties Brokerage Phone: 2406308689 Listed on: 08/06/2026

Samson Properties

Last Buyer's Agent

Christina Menter

(410) 312-0000 klrw676@kw.com Keller Williams Realty Centre

Keller Williams Realty Centre

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,499

Year Built

  • Built in 2009

Lot Details

  • 1,790 Sq Ft Lot
  • Back Yard Fenced
  • Sprinkler System
  • Property is in excellent condition

HOA Fees

  • $163 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Rear-Facing Garage

Home Design

  • Semi-Detached or Twin Home
  • Colonial Architecture
  • Vinyl Siding
  • Brick Front
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Built-In Features
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Family Room Off Kitchen
  • Combination Kitchen and Dining Room
  • Natural lighting in basement
  • Motion Detectors
  • Attic

Kitchen

  • Breakfast Area or Nook
  • Gas Oven or Range
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Schools

  • Urbana Elementary And Middle School
  • Urbana High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1107251610

Community Details

Overview

  • Association fees include common area maintenance, lawn care front, lawn care rear, lawn care side, lawn maintenance, recreation facility, snow removal, trash
  • Villages Of Urbana Subdivision
  • Property Manager

Amenities

  • Picnic Area
  • Common Area
  • Community Center
  • Party Room
  • Community Library
  • Recreation Room

Recreation

  • Community Basketball Court
  • Pickleball Courts
  • Fitness Center
  • Community Pool
  • Dog Park
  • Jogging Path
  • Bike Trail

Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector
  • Fire Sprinkler System

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,499

Year Built

Built in 2009

Lot Details

1,790 Sq Ft Lot

HOA Fees

$163 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2009
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Oven - Single, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Heater
  • Flooring Type: Ceramic Tile, Hardwood, Carpet
  • Interior Amenities: Attic, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Sprinkler System, Walk-In Closet(s), Wood Floors
  • Fireplace: No
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Daylight, Full
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2340
  • Living Area Sq Ft: 2340
  • Price Per Sq Ft: 336.47
  • Above Grade Finished Sq Ft: 1560
  • Below Grade Finished Sq Ft: 780
  • Total Below Grade Sq Ft: 780
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Brick Front
  • Exterior Features: Sidewalks, Street Lights
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Rear Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Carbon Monoxide Detector(s), Motion Detectors, Smoke Detector, Sprinkler System - Indoor
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 163.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Bike Trail, Common Grounds, Community Center, Dog Park, Exercise Room, Fitness Center, Basketball Courts, Jog/Walk Path, Library, Party Room, Pickleball Courts, Picnic Area, Pool - Outdoor, Recreational Center, Swimming Pool
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Lawn Care Front, Lawn Care Rear, Lawn Care Side, Lawn Maintenance, Recreation Facility, Snow Removal, Trash
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: URBANA
  • High School: URBANA
  • Middle Or Junior School: URBANA

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Rear
  • Lot Size Acres: 0.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1790.00
  • Property Condition: Excellent
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 5499.00
  • Assessor Parcel Number: 1107251610
  • Tax Year: 2026

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 6, 2026
Closed on
Sep 9, 2026
Sold by
Shihabudheen Kozhikkoden and Raniya Paikadathodi
Bought by
Seller's Agent
Rex Thomas
Samson Properties
Buyer's Agent
Christina Menter
Keller Williams Realty Centre
List Price
$524,900
Sold Price
$525,000
Premium/Discount to List
$100
0.02%
Views
49

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
309.43%
Original Mortgage
$420,000
Outstanding Balance
$420,000
Interest Rate
6.66%
Mortgage Type
New Conventional
Estimated Equity
$135,452

Purchase Details

Listed on
Sep 28, 2023
Closed on
Nov 6, 2023
Sold by
Rac Closing Services Llc
Bought by
Kozhhckoden Shihabudheen and Paikadathodi Raniya
Seller's Agent
Linda Brown
Better Homes and Gardens Real Estate Reserve
Buyer's Agent
Rex Thomas
Samson Properties
List Price
$535,000
Sold Price
$535,000
Views
131

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.66%
Original Mortgage
$508,250
Interest Rate
5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 28, 2023
Closed on
Sep 21, 2023
Sold by
Cuyler Timothy T and Cuyler Tamara
Bought by
Rac Closing Services Llc
Seller's Agent
Linda Brown
Better Homes and Gardens Real Estate Reserve
Buyer's Agent
Rex Thomas
Samson Properties
List Price
$535,000
Sold Price
$535,000
Views
131

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$508,250
Interest Rate
5%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 20, 2021
Closed on
Jul 7, 2021
Sold by
Deng Jixin
Bought by
Cuyler Timothy T and Cuyler Tamara
Seller's Agent
Kathy Xu
RE/MAX Realty Group
Buyer's Agent
Linda Brown
Better Homes and Gardens Real Estate Reserve
List Price
$469,900
Sold Price
$470,000
Premium/Discount to List
$100
0.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.72%
Original Mortgage
$486,920
Interest Rate
2.9%
Mortgage Type
VA

Purchase Details

Listed on
Jul 12, 2015
Closed on
Sep 4, 2015
Sold by
Trinh Tang T and Nguyen Trinh H
Bought by
Deng Jixin
Seller's Agent
Hanh Pham
Samson Properties
Buyer's Agent
Hanh Pham
Samson Properties
List Price
$355,000
Sold Price
$341,250
Premium/Discount to List
-$13,750
-3.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.62%
Original Mortgage
$273,000
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 6, 2009
Sold by
Monocacy L& Company Llc
Bought by
Trinh Trang T and Nguyen Thinh H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$246,700
Interest Rate
4.92%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Frederick, MD

See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $535,000 None Listed On Document
Deed $535,000 Cardinal Title
Deed $470,000 Champion Title & Setmnts Inc
Deed $341,250 First American Title Ins Co
Deed $335,040 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $436,500 New Conventional
Closed $508,250 New Conventional
Previous Owner $486,920 VA
Previous Owner $259,000 New Conventional
Previous Owner $273,000 New Conventional
Previous Owner $225,000 Stand Alone Second
Previous Owner $246,700 Purchase Money Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/09/2026 09/09/26 Sold $525,000 0.0% $224 / Sq Ft
08/06/2026 08/06/26 For Sale $524,900 -1.9% $224 / Sq Ft
11/06/2023 11/06/23 Sold $535,000 0.0% $229 / Sq Ft View Prior Sale
10/05/2023 10/05/23 Pending -- -- --
09/28/2023 09/28/23 For Sale $535,000 +13.8% $229 / Sq Ft
07/08/2021 07/08/21 Sold $470,000 0.0% $201 / Sq Ft View Prior Sale
05/30/2021 05/30/21 Pending -- -- --
05/20/2021 05/20/21 For Sale $469,900 0.0% $201 / Sq Ft
01/31/2020 01/31/20 Rented $2,250 +2.3% --
01/26/2020 01/26/20 Under Contract -- -- --
12/26/2019 12/26/19 For Rent $2,200 0.0% --
03/09/2019 03/09/19 Rented $2,200 0.0% --
02/22/2019 02/22/19 Under Contract -- -- --
02/16/2019 02/16/19 Price Changed $2,200 -2.2% $1 / Sq Ft
01/02/2019 01/02/19 For Rent $2,250 -- --
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $6,333 $492,100
2025 $6,333 $453,700
2024 $6,121 $415,300 $135,000 $280,300
2023 $5,640 $393,300 $0 $0
2022 $5,365 $371,300 $0 $0
2021 $5,153 $349,300 $115,000 $234,300
2020 $5,262 $343,733 $0 $0
2019 $5,127 $338,167 $0 $0
2018 $3,898 $332,600 $65,000 $267,600
2017 $4,656 $332,600 $0 $0
2016 $4,263 $303,067 $0 $0
2015 $4,263 $288,300 $0 $0
2014 $4,263 $284,467 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDFR2086790

Bright MLS

APN: 07-251610

Your Personal Tour Guide

Ask me questions while you tour the home.