$1,395,000

Estimated payment $8,279/month

Total Views 1,859
3 Beds
2.5 Baths
2,544 Sq Ft
$548 Price per Sq Ft

Highlights

  • 400 Feet of Waterfront
  • Dock has access to electricity and water
  • Boat Lift
  • White Water Ocean Views
  • Beach Access
  • Open Floorplan

About This Home

Escape to your private paradise on Little Gasparilla Island, where this stunning bayfront retreat stretches across 200 feet of breathtaking waterfront. Offering unparalleled open-water views, a private dock, boat lift, and a secluded, tranquil setting, this home is the ultimate coastal sanctuary.
As you step inside, you’re immediately greeted by expansive windows that flood the open space with natural light, perfectly framing the sparkling bay. The spacious, remodeled kitchen is a chef’s delight, featuring porcelain flooring, solid wood cabinetry with many drawers for storage ease, gleaming granite countertops and backsplash, an extra-long island with seating for 6, a wet bar, and a wine refrigerator - all designed for functionality, entertaining and elegance. A conveniently located laundry room with plenty of pantry cabinets adds to the home’s practicality.
Adjacent to the kitchen is a separate dining room and living area for more intimate gatherings.
Designed for comfort and versatility, the home offers three spacious bedrooms - each with mesmerizing water views - along with two and a half bathrooms. The main floor bedroom provides a private retreat for owners, guests or extended family. Two private decks extend from this bedroom.
Two sizeable bedrooms and a bathroom comprise the upstairs with direct access to the rooftop deck. Choose this deck in the daytime for sunning, relaxing and viewing fish, dolphin, manatees and boating activities on the bay. At night this is a perfect spot for star gazing!.
You’ll discover multiple outdoor living spaces, covered, screened, and open-air, ideal for entertaining or simply soaking in the island’s tranquility. Whether you’re savoring your morning coffee while watching the sunrise over the bay or unwinding under the stars on the upper deck, this home offers countless moments of serenity.
The ground level offers 2 spacious bonus rooms which could be used for office space, a game room, or a bunk room. There is a bathroom and an outdoor shower, as well as plenty of deck space for entertaining.
Storage is abundant, with multiple ground-floor rooms to keep your fishing gear, beach toys, workshop tools, yard equipment and boating essentials neatly tucked away. There is a ramp for a golf cart(s) and an easily accessed kayak and SUP launch area. A 2-minute walk takes you directly to the Wharf Avenue beach access and the pristine beach and waters of the gulf.
The private, maintenance-free dock allows you to conveniently load and unload your groceries and fishing gear. This dock is one of the only ones that withstood all the recent hurricanes, and it is fully lighted with water and electricity. The 7,000-lb. lift keeps the included boat, a 22’ center console 2004 Pathfinder with a 200 hp Yamaha motor, high and dry. As a special bonus, it comes with a transferable, highly coveted dry slip at Gasparilla Marina.

Recent Upgrades & Features:
• Hurricane-rated windows & doors for peace of mind
• New metal roof ensuring long-term durability
• New TitanDeck dock with Hi-Tide boat lift.
• Starlink satellite dish hardware for reliable high-speed internet

This is more than just a home—it’s a rare island retreat that seamlessly blends comfort, convenience, and the natural beauty of Little Gasparilla Island. Whether you’re seeking a family getaway, a vacation rental investment, or a forever home, this waterfront gem is ready to adapt to your lifestyle and create lasting memories.

Listing Agent

Lynne Brown

PALERMO REAL ESTATE PROF. INC. Brokerage Phone: 813-637-0117 License #3262867 Listed on: 04/15/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,090

Year Built

  • Built in 1985

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 200 x 65
  • 400 Feet of Waterfront
  • 200 Feet of Bay Harbor Waterfront
  • 200 Feet of Intracoastal Waterfront
  • Property fronts an intracoastal waterway
  • The property's road front is unimproved
  • Street terminates at a dead end
  • East Facing Home
  • Mature Landscaping
  • Private Lot
  • Oversized Lot
  • Property is zoned BBI

Property Views

  • White Water Ocean
  • Intracoastal

Home Design

  • Florida Architecture
  • Bi-Level Home
  • Turnkey
  • Frame Construction
  • Metal Roof
  • Pile Dwellings

Interior Spaces

  • 2,544 Sq Ft Home
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Shutters
  • Blinds
  • French Doors
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Bonus Room
  • Sun or Florida Room
  • Storage Room
  • Inside Utility
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Eat-In Kitchen
  • Convection Oven
  • Range
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Laminate
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Closet Cabinetry
  • Walk-In Closet
  • In-Law or Guest Suite

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 1 Carport Space
  • Golf Cart Garage

Outdoor Features

  • Outdoor Shower
  • Beach Access
  • Water access To Gulf or Ocean
  • Access To Intracoastal Waterway
  • No Fixed Bridges
  • Water Skiing Allowed
  • Boat Lift
  • Dock has access to electricity and water
  • Open Dock
  • Dock made with Composite Material
  • Balcony
  • Deck
  • Enclosed patio or porch
  • Exterior Lighting
  • Outdoor Storage
  • Rain Gutters

Location

  • Flood Zone Lot

Schools

  • Vineland Elementary School
  • L.A. Ainger Middle School
  • Lemon Bay High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • 1 Septic Tank

Community Details

  • No Home Owners Association
  • Seaboard Community
  • Seaboard Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,090

Year Built

Built in 1985

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Frame
  • Fireplace: No
  • Living Area: 2544
  • Lot Size Acres: 0.3
  • New Construction: No
  • Year Built: 1985
  • Building Area Total: 3157
  • Lot Size Sq Ft: 13000
  • Directions to Property: Take Gasparilla Road to Gasparilla Marina or Eldred's Marina in order to make arrangements for transportation to Little Gasparilla Island. Little Gasparilla Island is a bridgeless barrier island and can only be accessed by boat.
  • Status: Active
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 1055513
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 548.35
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 1
  • Property Description: Elevated,Stilt Home
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_InLawSuiteYN: 1
  • MFR_DockDescription: Dock - Composite,Dock - Open,Dock w/Electric,Dock w/Water Supply,Lift
  • MFR_DockYN: 1
  • MFR_DockMaintenanceFee: 0
  • MFR_DockMaintenanceFeeFrequency: N/A
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Attached
  • Attribution Contact: 813-637-0117
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate, Luxury Vinyl, Tile, Wood
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
  • Appliances Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • Foundation Details: Stilt/On Piling
  • Total Bedrooms: 3
  • Levels: Two
  • Spa Yn: No
  • Window Features: Blinds, Double Pane Windows, Shutters, Window Treatments
  • Street Number Modifier: 9048
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Attic,Bonus Room,Florida Room,Great Room,Inside Utility,Interior In-Law Suite w/Private Entry,Storage Rooms
  • Living Area Meters: 236.35
  • Room Count: 10

Exterior Features

  • Direction Faces: East
  • Exterior Features: Balcony, French Doors, Lighting, Outdoor Shower, Rain Gutters, Sliding Doors, Storage
  • Roof: Metal
  • Home Warranty: No
  • Pool Private: No
  • View: Water
  • Water Body Name: CHARLOTTE HARBOR/INTERCOASTAL WATERWAY
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Enclosed, Front Porch, Porch, Rear Porch, Screened, Side Porch
  • Road Surface Type: Unimproved
  • Water Access: Bay/Harbor,Beach,Gulf/Ocean,Gulf/Ocean to Bay,Intracoastal Waterway
  • Water Extras: Bridges - No Fixed Bridges,Lift,Sailboat Water,Skiing Allowed
  • Water Extras YN: 1
  • Water View: Bay/Harbor - Full,Intracoastal Waterway
  • Water View YN: 1
  • Waterfront Feet Total: 400
  • Flood Zone Date: 2022-12-15
  • Flood Zone Panel: 12015C0358G
  • Water Frontage Feet Bay Harbor: 200
  • Water Frontage Feet ICW: 200

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No
  • Parking Features: Golf Cart Garage, Golf Cart Parking

Utilities

  • Utilities: Electricity Connected, Public, Water Connected
  • Cooling: Central Air, Ductless
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Septic Tank
  • Water Source: Public
  • Number Of Septics: 1

Condo/Co-op/Association

  • Association: No
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: See the Charlotte County website for pet rules and restrictions. There is a leash law on Little Gasparilla Island.

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Vineland Elementary
  • High School: Lemon Bay High
  • Middle Or Junior School: L.A. Ainger Middle

Lot Info

  • Zoning: BBI
  • Parcel Number: 422022104002
  • Additional Parcels: No
  • Lot Features: FloodZone, In County, Oversized Lot, Private, Street Dead-End, Unpaved
  • Lot Dimensions: 200 x 65
  • Flood Zone Code: VE,AE
  • Homestead YN: 0
  • Lot Size Square Meters: 1208
  • Zoning Compatible YN: 1

Rental Info

  • Furnished: Turnkey
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 6090
  • Tax Block: 11
  • Tax Book Number: 1-11
  • Tax Lot: 2

Multi Family

  • Waterfront Features: Bay/Harbor, Intracoastal Waterway

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,195 $417,582 -- --
2023 $5,195 $347,055 $0 $0
2022 $5,964 $393,611 $0 $0
2021 $5,995 $382,147 $0 $0
2020 $5,949 $376,871 $0 $0
2019 $5,877 $368,398 $0 $0
2018 $5,500 $361,529 $0 $0
2017 $5,469 $354,093 $0 $0
2016 $3,500 $228,441 $0 $0
2015 $3,534 $226,853 $0 $0
2014 $3,520 $225,053 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/15/2025 04/15/25 For Sale $1,395,000 -- $548 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $600,000 None Available
Warranty Deed $46,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $450,000 Adjustable Rate Mortgage/ARM
Previous Owner $500,000 Credit Line Revolving
Previous Owner $23,300 No Value Available
Source: Public Records

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Source: Stellar MLS

MLS Number: TB8372797

Stellar MLS

APN: 422022104002