NOT LISTED FOR SALE

906 Raymond St Schenectady, NY 12308

Estimated Value: $231,000 - $264,000

4 Beds
1.5 Baths
1,604 Sq Ft
$151/Sq Ft Est. Value

Last Sold April 27, 2016

Last sale price $105,000 $65 Per Sq Ft

Est. 130% increase in value since last sale

Current estimated payment $1,784/month

187 Days on Market

Highlights

  • Colonial Architecture
  • No HOA
  • Eat-In Kitchen
  • Full Attic
  • 1 Car Detached Garage
  • Bay Window

About This Home

As of April 2016

** Open House Sunday 1/31 12-2pm** Enjoy all the conveniences of the city AND the space and feel of suburbia. Family neighborhood with large driveway. Short walk to Ellis,Union, restaurants or bus. Located short distance from new Gaming Casino. 4 bedrooms, 1.5 Baths. Privacy fenced yard with garden in back. House is big, but comfortable. Traditional but unique. Excellent Condition

Last Agent to Sell the Property

Christine Serafini

Miranda Real Estate Group Inc License #40SE0980789 Listed on: 08/06/2015

Last Buyer's Agent

Cindy Taylor

Howard Hanna Capital Inc License #30TA0775174

Howard Hanna Capital Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,060

Year Built

  • Built in 1920

Lot Details

  • Lot Dimensions are 40 x 125
  • Fenced
  • Landscaped
  • Garden

Parking

  • 1 Car Detached Garage
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Slate Roof
  • Rubber Roof
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 1,604 Sq Ft Home
  • Built-In Features
  • Bay Window
  • French Doors
  • Ceramic Tile Flooring
  • Full Attic
  • Home Security System

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Laundry in Basement

Utilities

  • Humidifier
  • Window Unit Cooling System
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Hot Water Heating System
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 23 / 1
  • Assessor Parcel Number 421500 39.44-1-23

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,060

Year Built

Built in 1920

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1920
  • Directions: Rosa Road to Raymond Street
  • Above Grade Finished Sq Ft: 1604.0
  • Architectural Style: Colonial
  • Financial Details General Taxes: 3169.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 1891.0
  • School Taxes Description: With Exemptions
  • Lot Size: 40 X 125
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Possession Possession Legacy: Upon Close
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Architectural Style:Colonial: Yes
  • Appliances Microwave: Yes
  • Flooring:Ceramic Tile: Yes
  • Fencing:Fenced: Yes
  • Laundry Features:In Basement: Yes
  • Special Features: None

Interior Features

  • Flooring: Ceramic Tile
  • Basement: Full, Sump Pump
  • Interior Amenities: High Speed Internet, Built-in Features, Eat-in Kitchen
  • Appliances: Dishwasher, Humidifier, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Doors
  • Living Area: 1604.0
  • Window Features: Bay Window(s)
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Basement:Sump Pump: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Interior Features:Built-in Features: Yes
  • Attic Features:Full2: Yes
  • Appliances:Humidifier: Yes

Exterior Features

  • Exterior Features: Garden
  • Roof: Rubber, Slate
  • Construction Type: Vinyl Siding, Wood Siding
  • Fencing: Fenced
  • Construction Materials:Wood Siding: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Lot Features:Landscaped: Yes
  • Exterior Features:Garden: Yes
  • Door Features:French Doors: Yes
  • Window Features:Bay Window(s): Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Detached
  • Attached Garage: No
  • Total Parking Spaces: 4.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Heating: Hot Water, Natural Gas, Radiant
  • Laundry Features: In Basement
  • Security: Security System
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas: Yes
  • Heating:Radiant: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Landscaped
  • Parcel #: 421500 39.44-1-23

Tax Info

  • Tax Annual Amount: 5060.0
  • Tax Block: 1
  • Tax Lot: 23
  • Tax Tract: 39.44

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 6, 2015
Closed on
Apr 27, 2016
Sold by
Hunter Joseph and Hunter Christopher
Bought by
Budhoo Nishan
Seller's Agent
Christine Serafini
Miranda Real Estate Group Inc
Buyer's Agent
Cindy Taylor
Howard Hanna Capital Inc
List Price
$109,900
Sold Price
$105,000
Premium/Discount to List
-$4,900
-4.46%
Current Estimated Value
$241,826

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$136,826
Avg. Annual Appreciation
9.36%
Original Mortgage
$107,972
Outstanding Balance
$86,434
Interest Rate
3.75%
Mortgage Type
FHA
Estimated Equity
$155,392

Purchase Details

Closed on
Nov 20, 2009
Sold by
Hubbard Peter J
Bought by
Hunter Joseph

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,750
Interest Rate
4.92%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 14, 2005
Sold by
Ne Properties Llc
Bought by
Hubbard Peter J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,200
Interest Rate
5.82%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 24, 2004
Sold by
Trustco Bank
Bought by
Ne Properties Llc

Purchase Details

Closed on
Jun 1, 2004
Sold by
Weatherwax S
Bought by
Trustco Realty Corp

Purchase Details

Closed on
Jan 5, 1995
Sold by
Cross Pauline L
Bought by
Weatherwax Scott W and Weatherwax Roseanna
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Budhoo Nishan $112,000 Chicago Title Insurance Co
Hunter Joseph $123,750 Gary J Oconnor
Hunter Joseph $124,000 None Available
Hubbard Peter J $108,000 Caplan & Caplan Pc
Ne Properties Llc $80,000 --
Trustco Realty Corp $49,900 --
Weatherwax Scott W $57,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Budhoo Nishan $107,972
Previous Owner Hunter Joseph $117,750
Previous Owner Hubbard Peter J $97,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/27/2016 04/27/16 Sold $105,000 -2.7% $65 / Sq Ft
02/08/2016 02/08/16 Pending -- -- --
01/07/2016 01/07/16 Price Changed $107,900 -1.8% $67 / Sq Ft
08/05/2015 08/05/15 For Sale $109,900 -- $69 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,587 $113,100 $17,000 $96,100
2023 $5,587 $113,100 $17,000 $96,100
2022 $5,545 $113,100 $17,000 $96,100
2021 $5,512 $113,100 $17,000 $96,100
2020 $5,432 $113,100 $17,000 $96,100
2019 $3,089 $113,100 $17,000 $96,100
2018 $5,488 $113,100 $17,000 $96,100
2017 $4,444 $113,100 $17,000 $96,100
2016 $4,956 $113,100 $17,000 $96,100
2015 -- $113,100 $17,000 $96,100
2014 -- $113,100 $17,000 $96,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 201517257

Global MLS

APN: 039-044-0001-023-000-0000