NOT LISTED FOR SALE

907 Elm Terrace Newton, NJ 07860

Estimated Value: $346,124 - $388,000

2 Beds
1 Bath
930 Sq Ft
$402/Sq Ft Est. Value

Last Sold May 29, 2019

Last sale price $300,000 $323 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $2,638/month

25 Days on Market

Highlights

  • Lake Front
  • Deck
  • Wood Flooring
  • Lake Privileges
  • Cathedral Ceiling
  • Main Floor Bedroom

About This Home

As of May 2019

FAIRY TALE STONE LAKEFRONT cottage overlooking TRANQUIL PAULINSKILL Lake! 2 bedroom lakefront cottage has been COMPLETELY updated inside and out! Enter into the 2 STORY GREAT ROOM with AMAZING 2 story STONE FP, exposed wood beams, & HARDWOOD flooring! Down the hall is TOTALLY UPDATED bath w/ TILE SHOWER, glass enclosure, & ROUGH-HEWN BARN DOOR. Galley kitchen is UPDATED w/ FARM SINK, barn wood cabinets, LEATHERED GRANITE, BUILT IN REFRIGERATOR, & WINE CABINET! Through the kitchen is a SUNROOM OVERLOOKING the lake. A BR & laundry round out the 1st floor. 2nd floor LOFT BR overlooks the GREAT ROOM & has hardwood floors & vaulted ceilings! Roof is 4 YEARS old. NEWER ELECTRIC, PLUMBING, furnace, WINDOWS, & water heater! Detached stone garage and BONUS CABIN ON THE LAKE! See this MAGICAL place for yourself!

Last Agent to Sell the Property

Debbie Kistle

KISTLE REALTY, LLC. Listed on: 03/28/2019

Last Buyer's Agent

MICHELE GALANTE

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,277

Year Renovated

  • 2015

Lot Details

  • 0.42 Acre Lot
  • Lake Front
  • Cul-De-Sac

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Stone Driveway

Property Views

  • Lake
  • Mountain

Home Design

  • Cottage
  • Stone Siding

Interior Spaces

  • Beamed Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Great Room with Fireplace
  • Loft
  • Sun or Florida Room
  • Wood Flooring
  • Crawl Space

Kitchen

  • Gas Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Main Floor Bedroom
  • 1 Full Bathroom

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Lake Privileges
  • Deck

Schools

  • Stillwater Elementary School
  • Kittatinny Middle School
  • Kittatinny High School

Utilities

  • Standard Electricity
  • Electric Water Heater
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 2820-04304-0000-00005-0000-

Community Details

Recreation

  • Powered Boats Allowed
  • Tennis Courts
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,277

Year Renovated

2015

Lot Details

0

HOA Fees

$50 per month

Parking

1

Listing Details

  • Style: Cottage
  • Primary Style: Cottage
  • Subproperty Type: Single Family
  • Community Living: Yes
  • Year Built: 9999
  • Year Built Description: Approximate
  • County Name: Sussex
  • Directions: Route 94S, Right onto Paulinskill Lake Road, Right onto Ridge, Right onto Elm. House at end of road.
  • I D: 4881334
  • Section Subdiv Development: Paulinskill Lake
  • First Name: DEBRA
  • First Name3: MICHELE
  • Last Name: KISTLE
  • Last Name3: GALANTE
  • Office Phone: 973-250-3299
  • Office Phone3: 972-729-6111
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2015

Interior Features

  • Flooring: Wood
  • Fireplace Description: Great Room, Wood Burning
  • Number of Fireplaces: 1
  • Appliances: Carbon Monoxide Detector, Range/Oven-Gas, Refrigerator, Dishwasher, Microwave Oven
  • Interior Amenities: Beam Ceilings, StallShw, Fire Extinguisher, Carbon Monoxide Detector, Skylight, Cathedral Ceiling, Smoke Detector
  • Bedrooms: 2
  • Master Bedroom Desc: 1st Floor
  • Bedroom 1 Level: First
  • Bedroom 2 Level: Second
  • Bathrooms: 1.00
  • Full Bathrooms: 1
  • Basement: Yes
  • Basement Description: Crawl Space
  • Kitchen Area: Galley Type
  • Kitchen Dim: 8x7
  • Kitchen Level: First
  • Living Room Dim: 21x18
  • Living Room Level: First
  • Other Room 1: Sunroom
  • Other Room1 Dim: 14x11
  • Other Room1 Level: First
  • Level 1 Rooms: 1 Bedroom, Great Room, Bath Main, Sunroom, Kitchen
  • Level 2 Rooms: 1 Bedroom, Loft
  • Phone: 973-250-3299

Exterior Features

  • Exterior Description: Stone
  • Exterior Features: Deck
  • Roof Description: Asphalt Shingle

Garage/Parking

  • Garage Description: Detached Garage
  • Number Garage Spaces: 1
  • Number Parking Spaces: 4
  • Parking Driveway Description: 1 Car Width, Crushed Stone, Driveway-Exclusive

Utilities

  • Cooling: Ceiling Fan
  • Fuel Type: GasPropL
  • Heating: 1 Unit
  • Sewer: Septic
  • Utilities: Electric
  • Water: Association
  • Water Heater: Electric

Condo/Co-op/Association

  • Amenities: Boats - Gas Powered Allowed, Playground, Tennis Courts, Lake Privileges
  • Association Maintenance Fee: 600
  • Association Maintenance Fee Frequency: Annually

Schools

  • High School: KITTATINNY
  • Middle Jr High School: KITTATINNY

Lot Info

  • Lot Size: 90X205 AV
  • Easement: Unknown
  • Lot Description: Lake/Water View, Cul-De-Sac, Mountain View, Lake Front
  • Lot I D Tax: *
  • Lot Size Tax: *
  • Total Acres: 0.42

Rental Info

  • Application Fee: 500
  • Pets Allowed: Yes

Tax Info

  • Tax Acres: *
  • Assessed Improvement Value: *
  • Assessed Land Value: *
  • Total Tax Assessed: *
  • Streetname Tax: *
  • Street Number Tax: *
  • Tax Amount: 6277
  • Tax Amount Tax: *
  • Assessor Parcel Number: 2820-04304-0000-00005-0000-
  • Tax Rate Amount: 3.088
  • Tax Rate Tax: *
  • Tax Year Tax: *
  • Tax Year: 2018

MLS Schools

  • Grade School: STILLWATER

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 28, 2019
Closed on
May 29, 2019
Sold by
Markowski Sandra
Bought by
Price Gregory E and Coyle Kathryn E
Seller's Agent
Debbie Kistle
KISTLE REALTY, LLC.
Buyer's Agent
MICHELE GALANTE
COLDWELL BANKER REALTY
List Price
$294,421
Sold Price
$300,000
Premium/Discount to List
$5,579
1.89%
Current Estimated Value
$373,531

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$73,531
Avg. Annual Appreciation
3.44%
Original Mortgage
$270,000
Outstanding Balance
$237,396
Interest Rate
4.1%
Mortgage Type
New Conventional
Estimated Equity
$136,135

Purchase Details

Closed on
Dec 1, 2009
Sold by
Mcqueen Emily
Bought by
Markowski Sandra

Purchase Details

Closed on
Jul 12, 1995
Sold by
Horrobin Eileen Ryan
Bought by
Mcqueen Emily

Purchase Details

Closed on
Mar 24, 1995
Sold by
Horrobin Robert G and Horrobin Eileen Ryan
Bought by
Horrobin Eileen Ryan
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Price Gregory E $300,000 None Available
Markowski Sandra $270,000 Countryside Title Agency Inc
Mcqueen Emily $113,000 --
Horrobin Eileen Ryan -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Price Gregory E $270,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/29/2019 05/29/19 Sold $300,000 +1.9% $323 / Sq Ft
04/22/2019 04/22/19 Pending -- -- --
03/28/2019 03/28/19 For Sale $294,421 -- $317 / Sq Ft
Source: Garden State MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,376 $203,300 $107,600 $95,700
2024 $7,140 $203,300 $107,600 $95,700
2023 $7,140 $203,300 $107,600 $95,700
2022 $6,920 $203,300 $107,600 $95,700
2021 $6,768 $203,300 $107,600 $95,700
2020 $6,524 $203,300 $107,600 $95,700
2019 $6,262 $203,300 $107,600 $95,700
2018 $6,278 $203,300 $107,600 $95,700
2017 $6,178 $203,300 $107,600 $95,700
2016 $6,005 $203,300 $107,600 $95,700
2015 $6,270 $203,300 $107,600 $95,700
2014 $6,229 $203,300 $107,600 $95,700
Source: Public Records

Agents Affiliated with this Home

  • Debbie Kistle

    Seller's Agent in 2019

    Debbie Kistle

    KISTLE REALTY, LLC.

    (973) 670-6670

    3 in this area

    247 Total Sales

    Debbie Kistle
    Section Image

  • M

    Buyer's Agent in 2019

    MICHELE GALANTE

    COLDWELL BANKER REALTY

See All Agents

Map

Source: Garden State MLS

MLS Number: 3542628

Garden State MLS

APN: 20-04304-0000-00005

New Jersey Sussex County Newton 07860

907 Elm Terrace, Newton, NJ

Not Listed for Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Garden State MLS The data relating to real estate for sale on this website comes in part from the IDX Program of Garden State Multiple Listing Service, L.L.C. Real estate listings held by other brokerage firms are marked as IDX Listing.

Information deemed reliable but not guaranteed.
Copyright © 2025 Garden State Multiple Listing Service, L.L.C. All rights reserved.

Notice: The dissemination of listings on this website does not constitute the consent required by N.J.A.C. 11:5.6.1 (n) for the advertisement of listings exclusively for sale by another broker. Any such consent must be obtained in writing from the listing broker.



This information is being provided for Consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties Consumers may be interested in purchasing.

Nearby Homes