NOT LISTED FOR SALE

909 Napier Ave Saint Joseph, MI 49085

Estimated Value: $216,376 - $224,000

2 Beds
1 Bath
1,143 Sq Ft
$192/Sq Ft Est. Value

Last Sold August 06, 2021

Last sale price $158,000 $138 Per Sq Ft

Est. 39% increase in value since last sale

Current estimated payment $1,429/month

22 Days on Market

Highlights

  • Cape Cod Architecture
  • Deck
  • 2 Car Detached Garage
  • Upton Middle School Rated A
  • Wood Flooring
  • 2-minute walk to Whittlesey Park

About This Home

As of August 2021

Cute Cape Cod located a block from the Howard Ice Arena, close to Lakeland Medical Center and a couple minute drive to Lake Michigan, downtown St. Joseph, the beach, Curious Kids' Museum, the Carousel and Jack Nicklaus Signature Golf Course. Improvements include updated kitchen and bath; copper plumbing; 200 amp electrical service; replacement windows; wood floors in kitchen and formal dining; laminate flooring in living room and master bedroom; newer front and side doors; Additional cemented area in back can be used as a patio or additional parking.

Last Agent to Sell the Property

William Dygert

RE/MAX by the Lake License #6501399356 Listed on: 06/12/2021

RE/MAX by the Lake

Last Buyer's Agent

Amber Dragomer

@properties Christie's International R.E. License #6501426303

@properties Christie's International R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,750

Year Built

  • Built in 1942

Lot Details

  • 6,925 Sq Ft Lot
  • Lot Dimensions are 57x137
  • Shrub
  • Level Lot

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Cape Cod Architecture
  • Composition Roof
  • Aluminum Siding

Interior Spaces

  • 1,143 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Replacement Windows
  • Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Phone Available
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,750

Year Built

Built in 1942

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Cape Cod
  • Stories: 2
  • Year Built: 1942
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 57x137
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1143.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 3750.0
  • Waterfront Options:Water Access YN: No
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • Substructure:Partial: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • General Property Info:Fireplace: No
  • Utilities Attached:Telephone Line: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Substructure:Crawl Space: Yes
  • General Property Info:SqFt Above Grade: 1143.0
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Laminate Floor: Yes
  • Architectural Style Cape Cod: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Laminate, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Crawl Space, Partial
  • LivingArea: 1143.0
  • Window Features: Replacement
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 686.0
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Aluminum Siding
  • List Price: 165000.0
  • Lot Features: Level, Sidewalk
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Aluminum Siding: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Detached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.16
  • Lot Size Area: 0.16
  • Lot Dimensions: 57x137
  • Lot Size Sq Ft: 6925.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3750.0
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2021
Closed on
Aug 6, 2021
Sold by
Stevens Ricky Eugene and Stevens Sarah
Bought by
Nerio Pedro Santiago
Seller's Agent
William Dygert
RE/MAX by the Lake
Buyer's Agent
Amber Dragomer
@properties Christie's International R.E.
List Price
$175,000
Sold Price
$158,000
Premium/Discount to List
-$17,000
-9.71%
Current Estimated Value
$219,594

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$61,594
Avg. Annual Appreciation
8.23%
Original Mortgage
$149,500
Outstanding Balance
$135,942
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$83,652

Purchase Details

Closed on
Apr 23, 2020
Sold by
Zdrodwski Michael J and Smith Zdrodwski Anne
Bought by
Zdrodowski Michael J and Smith Zdrodowski Anne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 27, 2018
Sold by
Fites Matthew
Bought by
Stevens Ricky Eugene and Stevens Sarah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
4.45%
Mortgage Type
Commercial

Purchase Details

Closed on
Sep 19, 2006
Sold by
Warner Ross O and Warner Michelle L
Bought by
Fites Matthew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,800
Interest Rate
6.58%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 27, 2003
Sold by
Hill Jackie R
Bought by
Simpson William A and Simpson Eva L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,375
Interest Rate
4.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 19, 2001

Purchase Details

Closed on
Nov 3, 1998

Purchase Details

Closed on
Sep 21, 1984
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nerio Pedro Santiago $158,000 Chicago Title Of Mi Inc
Zdrodowski Michael J -- None Available
Stevens Ricky Eugene $101,000 Chicago Title Of Michigan In
Fites Matthew $126,000 None Available
Simpson William A $122,500 --
-- $120,000 --
-- $87,500 --
-- $27,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nerio Pedro Santiago $149,500
Previous Owner Zdrodowski Michael J $110,000
Previous Owner Stevens Ricky Eugene $80,000
Previous Owner Fites Matthew $100,800
Previous Owner Simpson William A $116,375
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/06/2021 08/06/21 Sold $158,000 -9.7% $138 / Sq Ft
07/04/2021 07/04/21 Pending -- -- --
06/12/2021 06/12/21 For Sale $175,000 -- $153 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,216 $101,000 $0 $0
2024 $3,119 $98,100 $0 $0
2023 $2,992 $75,800 $0 $0
2022 $2,971 $75,100 $0 $0
2021 $3,844 $69,100 $18,900 $50,200
2020 $3,792 $67,400 $0 $0
2019 $3,750 $61,800 $21,000 $40,800
2018 $3,530 $61,800 $0 $0
2017 $3,410 $61,000 $0 $0
2016 $3,410 $58,900 $0 $0
2015 $3,216 $57,400 $0 $0
2014 $3,240 $59,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 21022380

Southwestern Michigan Association of REALTORS®

APN: 11-76-8600-0005-00-2