$250,000

909 Russell St Ludington, MI 49431

Estimated payment $1,517/month

Total Views 790
3 Beds
2 Baths
2,132 Sq Ft
$117 Price per Sq Ft

Highlights

  • Hot Property
  • Deck
  • Wood Flooring
  • Ludington High School Rated 9+
  • Recreation Room
  • No HOA

About This Home

City of Ludington - Ranch style home with full finished basement offers comfort, convenience, and plenty of living space. The main level features 2 bedrooms, a full bath, spacious living room, and a bright kitchen with an eating area and breakfast bar. Main floor laundry adds everyday ease.
The finished basement expands your options with a spacious family room complete with wet bar, a bonus room that could serve as a 3rd bedroom ( not a legal egress window) or office, a second full bath, and ample storage.
Outside, enjoy a fenced yard, deck for entertaining, and concrete parking area out front. Nestled on a pleasant city lot, this home is just minutes from schools, downtown, Stearns Park, and the sugar sand beaches of Lake Michigan.
Don't miss the chance to live close to all the best Ludington has to offer! 3. It could be an ADU if the primary house to be built was 3 times the square footage of the ADU. 730 x 3 = 2,190SF, the total square footage of the primary house would have to be at least 2,190 SF. If there is a primary house, the ADU cannot be STR'd, and in order to long term the ADU, the primary house has to be owner occupied.

Listing Agent

Debby Stevenson

Greenridge Realty S Rath License #6502347161 Listed on: 09/11/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,215

Year Built

  • Built in 1984

Lot Details

  • 7,920 Sq Ft Lot
  • Lot Dimensions are 60 x 132
  • Cul-De-Sac
  • Back Yard Fenced

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Wet Bar
  • Living Room
  • Dining Area
  • Recreation Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher
  • Snack Bar or Counter

Flooring

  • Wood
  • Carpet
  • Linoleum
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Laundry in Bathroom
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • 1 Bedroom in Basement

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,215

Year Built

Built in 1984

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1984
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 60 x 132
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2132.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 2215.0
  • Waterfront Options:Water Access YN: No
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Cul-De-Sac: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Wet Bar: Yes
  • General Property Info:SqFt Above Grade: 1132.0
  • Additional Items:Basement Finished: Yes
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: No
  • Flooring:Wood Floor: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Carpet Floor: Yes
  • Fencing:Fenced Back: Yes
  • Flooring:Tile Floor: Yes
  • Flooring:Linoleum: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • Flooring: Carpet, Linoleum, Tile, Wood
  • Interior Amenities: Wet Bar, Eat-in Kitchen
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Full
  • LivingArea: 2132.0
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Basement Bedrooms: 1
  • Basement Rooms:Basement Full Baths: 1
  • Basement Rooms:Basement Finished SQFT: 1000.0
  • Basement Rooms:Total Basement SQFT: 1132.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Laundry Features:In Bathroom: Yes
  • Below Grade Sq Ft: 1000.0

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced Back
  • List Price: 250000.0
  • Lot Features: Cul-De-Sac
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Garage: No

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Bathroom, Main Level
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Natural Gas Connected, Cable Connected
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.18
  • Lot Size Area: 0.18
  • Lot Dimensions: 60 x 132
  • Lot Size Sq Ft: 7920.0

Tax Info

  • Tax Annual Amount: 2215.0
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,216 $91,000 $91,000 $0
2024 -- $82,900 $82,900 $0
2023 -- $71,100 $71,100 $0
2022 -- $59,400 $0 $0
2021 $7 $54,700 $0 $0
2020 $7 $53,700 $0 $0
2019 -- -- $0 $0
2018 -- -- $0 $0
2017 -- -- $0 $0
2016 -- -- $0 $0
2015 -- -- $0 $0
2013 -- -- $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/11/2025 09/11/25 For Sale $250,000 +108.3% $117 / Sq Ft
07/24/2015 07/24/15 Sold $120,000 -12.4% $56 / Sq Ft
07/21/2015 07/21/15 Pending -- -- --
10/09/2014 10/09/14 For Sale $137,000 -- $64 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Warranty Deed $120,000 Lighthouse Title Inc
Warranty Deed $76,320 Metropolitan Title Co
Land Contract -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $124,000 New Conventional
Previous Owner $122,580 No Value Available
Previous Owner $70,000 No Value Available
Previous Owner $150,000 No Value Available
Previous Owner $75,990 New Conventional
Source: Public Records

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25046829

Southwestern Michigan Association of REALTORS®

APN: 051-255-024-00