NOT LISTED FOR SALE

91 Speck Ridge Rd Elk Horn, KY 42733

Estimated Value: $256,000 - $277,000

3 Beds
1 Bath
1,411 Sq Ft
$186/Sq Ft Est. Value

Last Sold August 13, 2024

Last sale price $255,000 $181 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,501/month

97 Days on Market

Highlights

  • Mature Trees
  • Ranch Style House
  • Bonus Room
  • Wood Burning Stove
  • Secondary bathroom tub or shower combo
  • Corner Lot

About This Home

As of August 2024

SWEET HOME ON 2.5 ACRES! NO RESTRICTIONS! CORNER LOT! HUGE GARAGE! Are you looking for a home near GREEN RIVER LAKE with a place to store your boat or have your own shop? Or maybe you desire a home in the country with a view! THIS HOME HAS IT ALL! Just 4 miles to Campbellsville and approximately 4 miles to Pikes Ridge on beautiful GREEN RIVER LAKE, this home has many new updates including flooring, lights, ceiling fans, paint and more! NEW Refrigerator and NEW oven/range added! HVAC 6 years old with a water heater just 2 years old! The dry basement has a finished bedroom and a wood burning stove as an additional heat source. Enjoy the peaceful outdoor life by relaxing on the patio and enjoy that morning coffee! The large, 2 car garage also has a shed built on to the rear and new LED lighting. 1 YEAR HOME WARRANTY with purchase! Data believed to be true. Buyer to confirm prior to offer.

Last Agent to Sell the Property

Jackie Willis Denton

EXIT REALTY BLUEGRASS License #276489 Listed on: 04/09/2024

EXIT REALTY BLUEGRASS

Last Buyer's Agent

Jackie Willis Denton

EXIT REALTY BLUEGRASS License #276489 Listed on: 04/09/2024

EXIT REALTY BLUEGRASS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $952

Year Built

  • Built in 1975

Lot Details

  • 2.5 Acre Lot
  • Partially Fenced Property
  • Corner Lot
  • Mature Trees

Parking

  • 2 Car Detached Garage
  • Circular Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • Ceiling Fan
  • Wood Burning Stove
  • Blinds
  • Insulated Doors
  • Combination Kitchen and Dining Room
  • Bonus Room
  • Laminate Flooring

Kitchen

  • Oven or Range
  • No Kitchen Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom
  • Secondary bathroom tub or shower combo

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Bedroom in Basement
  • 1 Bedroom in Basement

Schools

  • Taylor Elementary School
  • Taylor County Middle School
  • Taylor County High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic System

Additional Features

  • Covered Patio or Porch
  • Outside City Limits

Listing and Financial Details

  • Assessor Parcel Number 59-053

Home Details

Home Type

Single Family

Est. Annual Taxes

$952

Year Built

Built in 1975

Lot Details

0

Parking

2

Listing Details

  • Class: Residential/Farm
  • Type: Single Family
  • Style Of Home: Ranch
  • Estimated Above Ground Sq Ft: 1161
  • Estimated Year Built: 1975
  • Disability Access: 1st Floor Bathroom
  • New Construction: No
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1975

Interior Features

  • Interior Amenities: Ceiling Fan(s)
  • Fireplace Woodstove: Wood Stove
  • Walls: Dry Wall
  • Appliances Equipment: None
  • Floors: Laminate
  • Windows Treatments: Blinds
  • Below Grade Bedrooms YN: Yes
  • Number Bedrooms Below Grade: 1
  • Total Bedrooms: 3
  • Master Bedroom Level: Main
  • Bedroom 2 Level: Main
  • Bedroom 3 Level: Basement
  • Bathroom: Tub/Shower Combo
  • Number of Full Bathrooms in the Basement: 0
  • Number of Lower Level Full Bathrooms: 0
  • Number of Main Level Full Bathrooms: 1
  • Total Bathrooms: 1
  • Number Partial Bathrooms in the basement: 0
  • Number of Lower Level Partial Bathrooms: 0
  • Number of Main Level Partial Bathrooms: 0
  • Master Bath Room Level: Main
  • Full Bathrooms: 1
  • Utility Room Bsmt: 1
  • Lower Level Utility Room: 0
  • Utility Room Main: 0
  • Upper Level Utility Room: 0
  • Has Basement: Full, Unfinished, Other-See Remarks
  • Basement Finished Sq Ft: 250
  • Unfinished Basement Sq Ft: 911
  • Basement YN: Yes
  • Total Basement Sq Ft: 1161
  • Dining Room Level: Main
  • Dining Rooms: Kitchen/Dining Combo
  • Family Room Level: Main
  • Kitchen: Range/Oven, Refrigerator
  • Kitchen Level: Main
  • Living Room Level: Main
  • Other Rooms: Bonus Room
  • Price Per S Q F T: 180.72
  • Total Fin Living Sapce: 1411
  • Level1 Sq Ft: 1161

Exterior Features

  • Construction: Brick
  • Roofing: Shingles
  • Detached Living Space: No
  • ExteriorFeatures: Covered Front Porch, Mature Trees, Patio
  • Fence: Partial
  • Foundation: Block
  • Lake Location: Other-See Remarks
  • Lake Property Features: Other-See Remarks
  • Water Features: None

Garage/Parking

  • Garage Carport: Garage Detached
  • Garage Carport: Yes
  • Number Garage Spaces: 2

Utilities

  • Water: County
  • Water Heater: Electric
  • Air Conditioner: Central Air
  • Heating: Central
  • Sewer: Septic
  • Utility: Electric

Fee Information

  • Association Fee Includes: None
  • Fees: None

Schools

  • Elementary School: Taylor
  • Middle School: Taylor County
  • High School: Taylor County

Lot Info

  • Estimated Lot Size: 2.5
  • Deed Book Page: 301/779
  • Easements: None
  • Parcel Id Tax Id: 59-053
  • Price Per Acre: 106000

MLS Schools

  • Elementary School: Taylor
  • Middle School: Taylor County
  • High School: Taylor County
  • School Type: City

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 9, 2024
Closed on
Aug 13, 2024
Sold by
Cox Nicholas Keith and Cox Amy G
Bought by
Dunn Germaine and Morrison Crystal
Seller's Agent
Jackie Willis Denton
EXIT REALTY BLUEGRASS
Buyer's Agent
Jackie Willis Denton
EXIT REALTY BLUEGRASS
List Price
$285,000
Sold Price
$255,000
Premium/Discount to List
-$30,000
-10.53%
Views
46
Current Estimated Value
$263,110

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,110
Avg. Annual Appreciation
2.97%
Original Mortgage
$250,381
Outstanding Balance
$248,034
Interest Rate
6.95%
Mortgage Type
FHA
Estimated Equity
$15,076

Purchase Details

Closed on
Apr 24, 2015
Sold by
Myers James Rickey and Myers Janice
Bought by
Cox Donald Keith

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,000
Interest Rate
3.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dunn Germaine $255,000 Bluegrass Land Title
Cox Donald Keith $85,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dunn Germaine $250,381
Previous Owner Cox Donald K $55,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/13/2024 08/13/24 Sold $255,000 -3.8% $181 / Sq Ft
07/15/2024 07/15/24 Pending -- -- --
06/02/2024 06/02/24 Price Changed $265,000 -1.8% $188 / Sq Ft
05/14/2024 05/14/24 Price Changed $269,900 -1.9% $191 / Sq Ft
05/06/2024 05/06/24 Price Changed $275,000 -2.7% $195 / Sq Ft
04/19/2024 04/19/24 Price Changed $282,500 -0.9% $200 / Sq Ft
04/09/2024 04/09/24 For Sale $285,000 -- $202 / Sq Ft
Source: Heart of Kentucky Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $952 $97,000 $0 $0
2023 $986 $97,000 $0 $0
2022 $583 $97,000 $0 $0
2021 $581 $97,000 $0 $0
2020 $481 $85,000 $0 $0
2019 $481 $85,000 $0 $0
2018 $491 $85,000 $0 $0
2017 $480 $85,000 $0 $0
2016 $475 $85,000 $0 $0
2015 $787 $80,000 $0 $0
2014 $423 $80,000 $0 $0
2012 -- $80,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Heart of Kentucky Association of REALTORS®

MLS Number: HK24001242

Heart of Kentucky Association of REALTORS®

APN: 59-053