$150,000
SOLD FEB 6, 2026

91 Virginia St Waterloo, NY 13165

2 Beds
3 Baths
2,924 Sq Ft
12,197 Sq Ft Lot

Recently Sold

$51 Per Sq Ft

23% Below List Price

121 Days on Market

Highlights

  • Deck
  • 2 Fireplaces
  • Baseboard Heating
  • Wood Flooring
  • Woodwork
  • 2 Car Garage

About This Home

As of February 2026

Looking for great investment. Here it is. This two apartment house offers ample living space. Possibly the owner to occupy the main apartment and rent the upper apartment. Original hardwood woodwork and amazing detail on the main staircase. Two fire places on lower level. Neither have been used in a longtime. Chimneys will need to be inspected. There is plenty of space to create a second bedroom in lower apartment. Many options. Separate entrance to upper apartment. Large front porch. Spacious deck to enjoy entertaining or just to relax after a long day. Located minutes from downtown. Walking distance to local eateries.

Last Agent to Sell the Property

Sharon Scherbyn

Listing by Finger Lakes Prime Realty, LLC License #10401317915 Listed on: 07/12/2025

Last Buyer's Agent

John Parrott

Listing by Coldwell Banker Finger Lakes License #10301221870

Coldwell Banker Finger Lakes

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,427

Year Built

  • Built in 1860

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 65x185
  • Rectangular Lot

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Copper Plumbing

Interior Spaces

  • 2,924 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • 2 Fireplaces
  • Washer Hookup

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 3 Full Bathrooms

Basement

  • Walk-Out Basement
  • Partial Basement
  • Sump Pump
  • Basement Window Egress

Outdoor Features

  • Deck

Utilities

  • Heating System Uses Gas
  • Baseboard Heating
  • Hot Water Heating System
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • 3 Units
  • 1 Separate Gas Meter

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 453801-003-000-0002-002-000-0000

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,427

Year Built

Built in 1860

Lot Details

0.28 Acres

Parking

2

Listing Details

  • Property Sub Type: Multi Family
  • Property Type: Residential
  • Rent Includes: Other, See Remarks
  • Year Built: 1860
  • ResoLaundryFeatures: Washer Hookup
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Directions: Main Street to stop light. Turn onto Virginia Street. House short distance on left coming from the west.
  • Flooring: Carpet, Hardwood, Varies, Vinyl
  • Garage Yn: Yes
  • Interior Features: Natural Woodwork
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers, Fuses
  • Special Features: None

Interior Features

  • Appliances: Gas Water Heater
  • Basement: Egress Windows, Partial, Walk-Out Access, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 2
  • Fireplaces: 2
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.28
  • Waterfront: No
  • Construction Type: Brick, Copper Plumbing
  • Exterior Features: Deck
  • Patio And Porch Features: Deck

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Paved, Two or More Spaces, Garage Door Opener

Utilities

  • Heating: Gas, Baseboard, Hot Water
  • HeatingYN: Yes
  • Utilities: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Waterloo

Lot Info

  • Parcel Number: 453801-003-000-0002-002-000-0000
  • Lot Dimensions: 65X185
  • Lot Size Sq Ft: 12197.0
  • ResoLotSizeUnits: Acres

Multi Family

  • Number Of Units In Community: 3
  • Number Of Units Total: 2
  • Number Of Separate Electric Meters: 1
  • Number Of Separate Gas Meters: 1

Tax Info

  • Tax Annual Amount: 5427.0
  • Tax Lot: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 12, 2025
Closed on
Dec 19, 2025
Sold by
Gunkler Martin J Est and Gunkler
Bought by
239 Stanhope Llc
Seller's Agent
Sharon Scherbyn
Finger Lakes Prime Realty, LLC
Buyer's Agent
John Parrott
Coldwell Banker Finger Lakes
List Price
$195,000
Sold Price
$150,000
Premium/Discount to List
-$45,000
-23.08%
Views
93

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
953.70%

Purchase Details

Closed on
Jan 6, 2012
Sold by
Gunkler Norma Jean
Bought by
Gunkler Norma Jean

Purchase Details

Closed on
Jun 25, 1996
Sold by
Pazda Robert and Pazda Pamela
Bought by
Fredendall Norman Jean
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $150,000 --
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Deed $87,500 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/06/2026 02/06/26 Sold $150,000 -23.1% $51 / Sq Ft
11/10/2025 11/10/25 Pending -- -- --
07/12/2025 07/12/25 For Sale $195,000 -- $67 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,720 $120,600 $14,500 $106,100
2023 $55 $120,600 $14,500 $106,100
2022 $5,598 $120,600 $14,500 $106,100
2021 $5,401 $120,600 $14,500 $106,100
2020 $3,784 $120,600 $14,500 $106,100
2019 $1,179 $120,600 $14,500 $106,100
2018 $3,670 $120,600 $14,500 $106,100
2017 $3,545 $120,600 $14,500 $106,100
2016 $3,704 $109,700 $13,000 $96,700
2015 -- $109,700 $13,000 $96,700
2014 -- $109,700 $13,000 $96,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1619561

Upstate New York Real Estate Information Services (UNYREIS)

APN: 453801-003-000-0002-002-000-0000

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