$405,000
SOLD OCT 10, 2025
3 Beds
2 Baths
1,200 Sq Ft
1890 Built

Sale Details

Date Sold: October 10, 2025

$338 Per Sq Ft

1% Above List Price

2 Days on Market

Highlights

  • Property is near park
  • Wood Flooring
  • Quartz Countertops
  • Davis Primary School Rated A-
  • Main Floor Bedroom
  • Tennis Courts

About This Home

As of October 2025

Here it is, the one you've been waiting for, a vintage two-story home nestled in the heart of downtown St. Charles on one of the most picturesque, tree-lined blocks! A perfect blend of historic charm and modern convenience, this is a rare find in an amazing location. First floor includes cozy living room with large picture window and nook, plus stainless glass window with great view of front yard. Amazing custom kitchen features tall, soft-close white cabinetry, subway tile backsplash, quartz countertop and stainless-steel appliances. Separate dining room space, ideal for entertaining, plus bedroom and/or office/playroom with rustic barn door. Full bath, beautifully remodeled with large linen closet. 2nd floor features include: Primary and 2nd bedrooms, carpeted, and remodeled 2nd full bath. The home was completely rehabbed in '21, true craftsmanship throughout with attention to every detail! Rehab highlights include: new windows throughout, custom doors, light fixtures, trim, electric and mechanicals. Additional recent upgrades include: brand new garage, roof and hot water heater in '20, brick walkway, professionally landscaped, washer/dryer, fence and new blinds in '21, HVAC in '22, carpet on stairs, St. Charles closet organizers in '23 and dishwasher in '24. Workshop space and plenty of storage in basement. Additional features include: charming front porch, private and fully fenced huge yard, amazing perennial garden and 2-car detached garage off alley. Located in desirable and highly rated District 303, just blocks from many parks, biking/hiking trails, library, shops and many fine restaurants. Plus, seconds from the Fox River, Historic Hotel Baker and Arcada, Steel Beam and Moonlight Theatres. This well-cared for home is a true gem, make it yours today! Agent is related to owner.

Last Agent to Sell the Property

Debra Yuhas

RE/MAX All Pro - St Charles License #475136919 Listed on: 09/06/2025

RE/MAX All Pro - St Charles

Last Buyer's Agent

Ruta Baran

@properties Christie's International Real Estate License #475128472

@properties Christie's International Real Estate

Range of Values:

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Value Increase
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Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,520

Year Built

  • Built in 1890 | Remodeled in 2021

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Cedar

Interior Spaces

  • 1,200 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Formal Dining Room
  • Workshop

Kitchen

  • Gas Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Quartz Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Basement Storage

Schools

  • Davis Elementary School
  • Thompson Middle School
  • St Charles East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Patio
  • Lot Dimensions are 50x142
  • Property is near park

Community Details

  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,520

Year Built

Built in 1890 | Remodeled in 2021

Lot Details

0 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1890
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2021
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2021

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Gas Cooktop, Gas Oven
  • Basement: Unfinished, Storage Space, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Hardwood
  • Interior Amenities: 1st Floor Bedroom, Separate Dining Room, Workshop, Quartz Counters
  • LivingArea: 1200
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 1200
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 1200
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Cedar
  • OtherStructures: Workshop
  • Patio And Porch Features: Patio
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Garage Door Opener, On Site, Detached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Laundry Closet
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Tennis Court(s), Sidewalks, Street Lights
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Davis Elementary School
  • High School: St Charles East High School
  • Middle/Junior School: Thompson Middle School

Lot Info

  • Lot Dimensions: 50x142
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 6520
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 6, 2025
Closed on
Oct 10, 2025
Sold by
Bought by
Seller's Agent
Debra Yuhas
RE/MAX All Pro - St Charles
Buyer's Agent
Ruta Baran
@properties Christie's International Real Estate
List Price
$400,000
Sold Price
$405,000
Premium/Discount to List
$5,000
1.25%
Views
195
Current Estimated Value
$417,067

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,067
Avg. Annual Appreciation
3.69%
Original Mortgage
$283,500
Outstanding Balance
$281,150
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$135,917

Purchase Details

Listed on
Dec 10, 2020
Closed on
May 11, 2021
Sold by
Bought by
Seller's Agent
Matt Kombrink
One Source Realty
Buyer's Agent
Teresa Keenan
eXp Realty - Geneva
List Price
$349,900
Sold Price
$307,000
Premium/Discount to List
-$42,900
-12.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.48%
Original Mortgage
$291,650
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 23, 2020
Closed on
Aug 27, 2020
Sold by
Bought by
Seller's Agent
Joy Baez
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Matt Kombrink
One Source Realty
List Price
$204,727
Sold Price
$180,000
Premium/Discount to List
-$24,727
-12.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
114.41%

Purchase Details

Listed on
May 23, 2019
Closed on
Aug 30, 2019
Sold by
Bought by
Seller's Agent
Kathy Koca
Keller Williams Inspire
Buyer's Agent
Joy Baez
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$224,900
Sold Price
$185,875
Premium/Discount to List
-$39,025
-17.35%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.13%

Purchase Details

Closed on
Oct 10, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,920
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 12, 1999
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,051
Interest Rate
6.76%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 16, 1994
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Southwest Saint Charles, IL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $405,000 Fidelity National Title
Warranty Deed $307,000 Attorney
Warranty Deed $180,000 Chicago Title Insurance Co
Warranty Deed $186,000 Attorney
Warranty Deed $190,000 Fox Title Company
Warranty Deed $126,000 --
Warranty Deed $120,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $283,500 New Conventional
Closed $291,650 New Conventional
Previous Owner $151,920 Purchase Money Mortgage
Previous Owner $125,051 FHA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/10/2025 10/10/25 Sold $405,000 +1.3% $338 / Sq Ft
09/09/2025 09/09/25 For Sale $400,000 0.0% $333 / Sq Ft
09/08/2025 09/08/25 Pending -- -- --
09/06/2025 09/06/25 For Sale $400,000 +30.3% $333 / Sq Ft
05/13/2021 05/13/21 Sold $307,000 -2.4% -- View Prior Sale
04/16/2021 04/16/21 Pending -- -- --
04/12/2021 04/12/21 Price Changed $314,500 -1.6% --
03/29/2021 03/29/21 Price Changed $319,500 -1.5% --
03/16/2021 03/16/21 Price Changed $324,500 -1.2% --
02/24/2021 02/24/21 Price Changed $328,500 -0.6% --
02/12/2021 02/12/21 Price Changed $330,500 -1.5% --
01/23/2021 01/23/21 Price Changed $335,500 -3.5% --
01/13/2021 01/13/21 Price Changed $347,500 -0.7% --
12/10/2020 12/10/20 For Sale $349,900 +94.4% --
08/31/2020 08/31/20 Sold $180,000 -7.6% $194 / Sq Ft View Prior Sale
08/12/2020 08/12/20 Pending -- -- --
08/05/2020 08/05/20 Price Changed $194,727 -2.5% $210 / Sq Ft
07/06/2020 07/06/20 Price Changed $199,727 -2.4% $215 / Sq Ft
07/03/2020 07/03/20 For Sale $204,727 0.0% $221 / Sq Ft
07/01/2020 07/01/20 Pending -- -- --
06/23/2020 06/23/20 For Sale $204,727 +10.1% $221 / Sq Ft
08/30/2019 08/30/19 Sold $185,875 -7.0% $113 / Sq Ft View Prior Sale
08/13/2019 08/13/19 Pending -- -- --
08/06/2019 08/06/19 Price Changed $199,875 -7.0% $121 / Sq Ft
07/05/2019 07/05/19 Price Changed $214,900 -4.4% $130 / Sq Ft
05/23/2019 05/23/19 For Sale $224,900 -- $136 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,048 $108,494 $35,162 $73,332
2024 $7,048 $99,966 $32,398 $67,568
2023 $6,520 $89,471 $28,997 $60,474
2022 $6,240 $83,281 $28,406 $54,875
2021 $6,474 $79,384 $27,077 $52,307
2020 $5,532 $73,211 $26,572 $46,639
2019 $5,428 $71,762 $26,046 $45,716
2018 $5,023 $66,552 $23,429 $43,123
2017 $4,883 $64,277 $22,628 $41,649
2016 $5,118 $62,019 $21,833 $40,186
2015 -- $58,734 $21,598 $37,136
2014 -- $55,893 $21,598 $34,295
2013 -- $56,639 $21,814 $34,825
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12464991

Midwest Real Estate Data (MRED)

APN: 09-34-326-003

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