Cindy Schmalz
@properties Christie's International Real Estate
(224) 970-2975
110 Total Sales
7 in Southwest Saint Charles
$253K - $440K Price Range
910 S 4th St Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $417,067
3
Beds
2
Baths
1,200
Sq Ft
$348/Sq Ft
Est. Value
Highlights
- Property is near park
- Wood Flooring
- Quartz Countertops
- Davis Primary School Rated A-
- Main Floor Bedroom
- Tennis Courts
About This Home
As of October 2025Here it is, the one you've been waiting for, a vintage two-story home nestled in the heart of downtown St. Charles on one of the most picturesque, tree-lined blocks! A perfect blend of historic charm and modern convenience, this is a rare find in an amazing location. First floor includes cozy living room with large picture window and nook, plus stainless glass window with great view of front yard. Amazing custom kitchen features tall, soft-close white cabinetry, subway tile backsplash, quartz countertop and stainless-steel appliances. Separate dining room space, ideal for entertaining, plus bedroom and/or office/playroom with rustic barn door. Full bath, beautifully remodeled with large linen closet. 2nd floor features include: Primary and 2nd bedrooms, carpeted, and remodeled 2nd full bath. The home was completely rehabbed in '21, true craftsmanship throughout with attention to every detail! Rehab highlights include: new windows throughout, custom doors, light fixtures, trim, electric and mechanicals. Additional recent upgrades include: brand new garage, roof and hot water heater in '20, brick walkway, professionally landscaped, washer/dryer, fence and new blinds in '21, HVAC in '22, carpet on stairs, St. Charles closet organizers in '23 and dishwasher in '24. Workshop space and plenty of storage in basement. Additional features include: charming front porch, private and fully fenced huge yard, amazing perennial garden and 2-car detached garage off alley. Located in desirable and highly rated District 303, just blocks from many parks, biking/hiking trails, library, shops and many fine restaurants. Plus, seconds from the Fox River, Historic Hotel Baker and Arcada, Steel Beam and Moonlight Theatres. This well-cared for home is a true gem, make it yours today! Agent is related to owner.
Last Agent to Sell the Property
RE/MAX All Pro - St Charles License #475136919 Listed on: 09/06/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,520
Year Built
- Built in 1890 | Remodeled in 2021
Parking
- 2 Car Detached Garage
- Garage Door Opener
Home Design
- Cedar
Interior Spaces
- 1,200 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Formal Dining Room
- Workshop
Kitchen
- Gas Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Quartz Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Basement Storage
Schools
- Davis Elementary School
- Thompson Middle School
- St Charles East High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Patio
- Lot Dimensions are 50x142
- Property is near park
Community Details
- Tennis Courts
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 6, 2025
Closed on
Oct 10, 2025
Sold by
Bought by
Seller's Agent
Debra Yuhas
RE/MAX All Pro - St Charles
Buyer's Agent
Ruta Baran
@properties Christie's International Real Estate
List Price
$400,000
Sold Price
$405,000
Premium/Discount to List
$5,000
1.25%
Views
195
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,067
Avg. Annual Appreciation
3.69%
Original Mortgage
$283,500
Outstanding Balance
$281,150
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$135,917
Purchase Details
Listed on
Dec 10, 2020
Closed on
May 11, 2021
Sold by
Bought by
Seller's Agent
Matt Kombrink
One Source Realty
Buyer's Agent
Teresa Keenan
eXp Realty - Geneva
List Price
$349,900
Sold Price
$307,000
Premium/Discount to List
-$42,900
-12.26%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.48%
Original Mortgage
$291,650
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 23, 2020
Closed on
Aug 27, 2020
Sold by
Bought by
Seller's Agent
Joy Baez
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Matt Kombrink
One Source Realty
List Price
$204,727
Sold Price
$180,000
Premium/Discount to List
-$24,727
-12.08%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
114.41%
Purchase Details
Listed on
May 23, 2019
Closed on
Aug 30, 2019
Sold by
Bought by
Seller's Agent
Kathy Koca
Keller Williams Inspire
Buyer's Agent
Joy Baez
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$224,900
Sold Price
$185,875
Premium/Discount to List
-$39,025
-17.35%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.13%
Purchase Details
Closed on
Oct 10, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,920
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 12, 1999
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,051
Interest Rate
6.76%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 16, 1994
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Southwest Saint Charles, IL
-
Cindy Schmalz
-
Lisa Wolf
Lisa Wolf
Keller Williams North Shore West
(224) 332-2538
1,083 Total Sales
8 in Southwest Saint Charles
$282K - $500K Price Range
-
Jane Boeckelmann
Jane Boeckelmann
Suburban Life Realty, Ltd
(708) 554-4875
78 Total Sales
1 in Southwest Saint Charles
$300,000 Price
-
Joyce Fedele
Joyce Fedele
@properties Christie's International Real Estate
(331) 258-1469
25 Total Sales
2 in Southwest Saint Charles
$431K - $455K Price Range
-
Dalia Metzger
Dalia Metzger
@properties Christie's International Real Estate
(630) 556-8762
102 Total Sales
1 in Southwest Saint Charles
$427,100 Price
-
Mark Plunkett
Mark Plunkett
@properties Christies International Real Estate
(630) 491-5305
67 Total Sales
1 in Southwest Saint Charles
$445,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $405,000 | Fidelity National Title | ||
| $307,000 | Attorney | ||
| $180,000 | Chicago Title Insurance Co | ||
| $186,000 | Attorney | ||
| $190,000 | Fox Title Company | ||
| $126,000 | -- | ||
| $120,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $283,500 | ||
| Closed | $291,650 | ||
| Previous Owner | $151,920 | ||
| Previous Owner | $125,051 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/10/2025 10/10/25 | Sold | $405,000 | +1.3% | $338 / Sq Ft | |
| 09/09/2025 09/09/25 | For Sale | $400,000 | 0.0% | $333 / Sq Ft | |
| 09/08/2025 09/08/25 | Pending | -- | -- | -- | |
| 09/06/2025 09/06/25 | For Sale | $400,000 | +30.3% | $333 / Sq Ft | |
| 05/13/2021 05/13/21 | Sold | $307,000 | -2.4% | -- | View Prior Sale |
| 04/16/2021 04/16/21 | Pending | -- | -- | -- | |
| 04/12/2021 04/12/21 | Price Changed | $314,500 | -1.6% | -- | |
| 03/29/2021 03/29/21 | Price Changed | $319,500 | -1.5% | -- | |
| 03/16/2021 03/16/21 | Price Changed | $324,500 | -1.2% | -- | |
| 02/24/2021 02/24/21 | Price Changed | $328,500 | -0.6% | -- | |
| 02/12/2021 02/12/21 | Price Changed | $330,500 | -1.5% | -- | |
| 01/23/2021 01/23/21 | Price Changed | $335,500 | -3.5% | -- | |
| 01/13/2021 01/13/21 | Price Changed | $347,500 | -0.7% | -- | |
| 12/10/2020 12/10/20 | For Sale | $349,900 | +94.4% | -- | |
| 08/31/2020 08/31/20 | Sold | $180,000 | -7.6% | $194 / Sq Ft | View Prior Sale |
| 08/12/2020 08/12/20 | Pending | -- | -- | -- | |
| 08/05/2020 08/05/20 | Price Changed | $194,727 | -2.5% | $210 / Sq Ft | |
| 07/06/2020 07/06/20 | Price Changed | $199,727 | -2.4% | $215 / Sq Ft | |
| 07/03/2020 07/03/20 | For Sale | $204,727 | 0.0% | $221 / Sq Ft | |
| 07/01/2020 07/01/20 | Pending | -- | -- | -- | |
| 06/23/2020 06/23/20 | For Sale | $204,727 | +10.1% | $221 / Sq Ft | |
| 08/30/2019 08/30/19 | Sold | $185,875 | -7.0% | $113 / Sq Ft | View Prior Sale |
| 08/13/2019 08/13/19 | Pending | -- | -- | -- | |
| 08/06/2019 08/06/19 | Price Changed | $199,875 | -7.0% | $121 / Sq Ft | |
| 07/05/2019 07/05/19 | Price Changed | $214,900 | -4.4% | $130 / Sq Ft | |
| 05/23/2019 05/23/19 | For Sale | $224,900 | -- | $136 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,048 | $108,494 | $35,162 | $73,332 |
| 2024 | $7,048 | $99,966 | $32,398 | $67,568 |
| 2023 | $6,520 | $89,471 | $28,997 | $60,474 |
| 2022 | $6,240 | $83,281 | $28,406 | $54,875 |
| 2021 | $6,474 | $79,384 | $27,077 | $52,307 |
| 2020 | $5,532 | $73,211 | $26,572 | $46,639 |
| 2019 | $5,428 | $71,762 | $26,046 | $45,716 |
| 2018 | $5,023 | $66,552 | $23,429 | $43,123 |
| 2017 | $4,883 | $64,277 | $22,628 | $41,649 |
| 2016 | $5,118 | $62,019 | $21,833 | $40,186 |
| 2015 | -- | $58,734 | $21,598 | $37,136 |
| 2014 | -- | $55,893 | $21,598 | $34,295 |
| 2013 | -- | $56,639 | $21,814 | $34,825 |
Source: Public Records
Agents Affiliated with this Home
-
Debra Yuhas
Seller's Agent in 2025
Debra Yuhas
RE/MAX
(630) 913-0524
3 in this area
104 Total Sales
-
Ruta Baran
Buyer's Agent in 2025
Ruta Baran
@ Properties
(630) 862-7058
6 in this area
258 Total Sales
-
Matt Kombrink
Seller's Agent in 2021
Matt Kombrink
One Source Realty
(630) 803-8444
31 in this area
945 Total Sales
-
Julie Kombrink
Seller Co-Listing Agent in 2021
Julie Kombrink
One Source Realty
(630) 400-9008
4 in this area
128 Total Sales
-
Teresa Keenan
Buyer's Agent in 2021
Teresa Keenan
eXp Realty - Geneva
(630) 917-2717
4 in this area
109 Total Sales
-
M
Buyer's Agent in 2021
Michael McCracken
OpentheHome.com
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12464991
APN: 09-34-326-003
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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