$490,000
SOLD FEB 3, 2025
4 Beds
3 Baths
2,784 Sq Ft
0.57 Acres

Recently Sold

$176 Per Sq Ft

11% Below List Price

213 Days on Market

Highlights

  • Beach
  • Home fronts navigable water
  • Lake Privileges
  • Matapeake Elementary School Rated A-
  • Water Access
  • Clubhouse

About This Home

As of February 2025

HUGE Price Improvement! House + extra lot (check w/county reg. building accessory dwelling or garage)! This spacious residence boasts an elevator, ensuring everyone, including those with special needs, can experience everything this home has to offer. The expansive layout includes 4 brs & 3 full baths (one with NEW tub/shower) plus plenty of room for everyone to unwind and recharge. Seller is currently renovating the hall bath w/tub/shower.

The recently updated kitchen offers modern amenities and hardwood floors flow throughout. With a spacious dining room opened to the screened porch and living room featuring a pellet stove, your guests will be assured to have plenty of space to roam freely while still maintaining a seamless flow of communication and connection. The lower level offers an additional family room with fireplace, perfect for cozy evenings. Additionally, two extra bedrooms provide flexibility for guests or family members.

Not only can you enjoy the tranquility of the outdoors from the comfort of the screened-in porch, you can entertain guests on multiple decks designed for gatherings and relaxation. The 3-car garage is not just useful, but versatile featuring plenty of storage upstairs.

The extra lot offers an exciting adventure for little ones to discover the wonders of nature. The wooded area becomes a natural playground, where imaginations can run wild as they search for hidden treasures and build forts.

This home offers not just living space, but a lifestyle. The community amenities include a clubhouse, walking/bike paths, a fishing pier, and regular community events, fostering a sense of belonging and camaraderie.

Last Agent to Sell the Property

Darlene Winegardner

RE/MAX Executive License #509819 Listed on: 06/12/2024

RE/MAX Executive

Last Buyer's Agent

Saneva Zayas

Keller Williams Fairfax Gateway

Keller Williams Fairfax Gateway

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,292

Year Built

  • Built in 1982

Lot Details

  • 0.57 Acre Lot
  • Home fronts navigable water
  • Property is in very good condition
  • Property is zoned NC-20

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • 8 Driveway Spaces
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Garage Door Opener
  • Circular Driveway
  • Off-Street Parking

Home Design

  • Split Foyer
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2,784 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • Fireplace Mantel
  • Brick Fireplace
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Screened Porch

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Laundry

  • Electric Dryer
  • Washer

Finished Basement

  • English Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Front Basement Entry

Accessible Home Design

  • Accessible Elevator Installed

Outdoor Features

  • Water Access
  • Property near a bay
  • Lake Privileges
  • Balcony
  • Deck
  • Screened Patio
  • Shed
  • Rain Gutters

Utilities

  • 90% Forced Air Heating and Cooling System
  • Heat Pump System
  • Pellet Stove burns compressed wood to generate heat
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 16
  • Assessor Parcel Number 1804077946

Community Details

Overview

  • Romancoke On The Bay Subdivision

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • 1 Community Docks
  • Beach
  • Community Playground
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,292

Year Built

Built in 1982

Lot Details

0

HOA Fees

$8 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Accessibility Features: Elevator
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2024-06-12
  • Year Built: 1982
  • Automatically Close On Close Date: No
  • Remarks Public: HUGE Price Improvement! House + extra lot (check w/county reg. building accessory dwelling or garage)! This spacious residence boasts an elevator, ensuring everyone, including those with special needs, can experience everything this home has to offer. The expansive layout includes 4 brs & 3 full baths (one with NEW tub/shower) plus plenty of room for everyone to unwind and recharge. Seller is currently renovating the hall bath w/tub/shower. The recently updated kitchen offers modern amenities and hardwood floors flow throughout. With a spacious dining room opened to the screened porch and living room featuring a pellet stove, your guests will be assured to have plenty of space to roam freely while still maintaining a seamless flow of communication and connection. The lower level offers an additional family room with fireplace, perfect for cozy evenings. Additionally, two extra bedrooms provide flexibility for guests or family members. Not only can you enjoy the tranquility of the outdoors from the comfort of the screened-in porch, you can entertain guests on multiple decks designed for gatherings and relaxation. The 3-car garage is not just useful, but versatile featuring plenty of storage upstairs. The extra lot offers an exciting adventure for little ones to discover the wonders of nature. The wooded area becomes a natural playground, where imaginations can run wild as they search for hidden treasures and build forts. This home offers not just living space, but a lifestyle. The community amenities include a clubhouse, walking/bike paths, a fishing pier, and regular community events, fostering a sense of belonging and camaraderie.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Icemaker, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer
  • Flooring Type: Carpet, Hardwood
  • Interior Amenities: Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Stove - Pellet, Upgraded Countertops, Wood Floors
  • Fireplace Features: Brick, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 4, Kitchen, Family Room, Bathroom 2, Bathroom 3, Screened Porch
  • Basement: Yes
  • Basement Type: Connecting Stairway, English, Front Entrance, Fully Finished, Full, Walkout Level
  • Total Sq Ft: 2784
  • Living Area Sq Ft: 2784
  • Price Per Sq Ft: 176.01
  • Above Grade Finished Sq Ft: 2784
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 9102

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 2
  • Lower Level Bedroom: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding, Brick
  • Exterior Features: Gutter System
  • Roof: Asphalt
  • Water Access: Yes
  • Water Body Name: Eastern Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Circular Driveway, Private
  • Garage Features: Additional Storage Area, Garage - Front Entry, Garage Door Opener, Oversized
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 11
  • Type Of Parking: Attached Garage, Off Street, Driveway
  • Number of Spaces in Driveway: 8

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 100.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Bike Trail, Club House, Jog/Walk Path, Picnic Area, Tot Lots/Playground, Water/Lake Privileges
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
  • School District Key: 121137777627
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: E
  • Lot Size Acres: 0.57
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 24890.00
  • Outdoor Living Structures: Balcony, Deck(s), Porch(es), Screened, Wrap Around
  • Property Condition: Very Good
  • Year Assessed: 2024
  • Zoning: NC-20
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3292.00
  • Assessor Parcel Number: 1804077946
  • Tax Lot: 16
  • Tax Total Finished Sq Ft: 1392
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024
  • Close Date: 02/03/2025

Multi Family

  • Mean Low Water Feet: 3

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2024
Closed on
Feb 3, 2025
Sold by
Wilson Gerald A
Bought by
Goins Jerome Daniel and Goins Robin
Seller's Agent
Darlene Winegardner
RE/MAX Executive
Buyer's Agent
Saneva Zayas
Keller Williams Fairfax Gateway
List Price
$550,000
Sold Price
$490,000
Premium/Discount to List
-$60,000
-10.91%
Views
542
Current Estimated Value
$500,963

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,963
Avg. Annual Appreciation
4.35%
Original Mortgage
$481,124
Outstanding Balance
$478,680
Interest Rate
6.91%
Mortgage Type
FHA
Estimated Equity
$22,283

Purchase Details

Closed on
Jul 21, 2017
Sold by
Wilson Gerald A
Bought by
Wilson Gerald A
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $490,000 Universal Title
Warranty Deed $490,000 Universal Title
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $481,124 FHA
Closed $481,124 FHA
Previous Owner $90,000 Credit Line Revolving
Previous Owner $90,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/03/2025 02/03/25 Sold $490,000 0.0% $176 / Sq Ft
01/05/2025 01/05/25 Price Changed $490,000 -1.0% $176 / Sq Ft
12/30/2024 12/30/24 Price Changed $495,000 -1.0% $178 / Sq Ft
10/18/2024 10/18/24 Price Changed $500,000 -9.1% $180 / Sq Ft
06/12/2024 06/12/24 For Sale $550,000 -- $198 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $387,000 $0 $0
2024 -- $349,500 $0 $0
2023 $0 $312,000 $151,900 $160,100
2022 $0 $300,100 $0 $0
2021 $120 $288,200 $0 $0
2020 $60 $276,300 $131,900 $144,400
2019 $60 $265,133 $0 $0
2018 $1,168 $253,967 $0 $0
2017 $2,389 $242,800 $0 $0
2016 -- $241,000 $0 $0
2015 $2,446 $239,200 $0 $0
2014 $2,446 $237,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDQA2009812

Bright MLS

APN: 04-077946