Seller's Agent in 2025
Cathy Galloway
RE/MAX Michigan
(517) 849-0032
140 Total Sales
9107 Chief St Reading, MI 49274
3
Beds
3
Baths
3,600
Sq Ft
0.43
Acres
Highlights
- Private Waterfront
- Deck
- Wood Flooring
- Docks
- Recreation Room
- Mud Room
About This Home
As of April 2025Enjoy lakefront living with 130' of pristine frontage on no-wake Totem Lake, and association access to the vibrant All-Sports Long Lake! This beautiful ranch home offers comfortable living and entertaining spaces, with generous features and a serene lakeside location. Kitchen features ceramic floors, built-in desk, expansive countertops, pantry and direct access to laundry room. Spacious master suite with his and her walk-in closets. Two more main floor bedrooms with walk-in closets. Finished walk-out basement with a complete kitchen, recreation room, family room with wood burner, full bathroom and abundant storage. Recently updated 18x14 rear deck accessible from the dining area, perfect for relaxing and enjoying the views. Attached 2-car garage with cement driveway and additional storage building. Beautifully landscaped yard, with covered patio at the walk-out level. Dock included for easy access to lake. Adjacent association-owned lot provides extra privacy and space for enjoyment. Generator hood-up and radon system installed for peace of mind. Association park includes a covered pavilion for members' use and boat docking spaces. This home offers everything you need for lakeside living with the convenience of nearby amenities. Don't miss this fantastic opportunity to make it yours!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,474
Year Built
- Built in 2000
Lot Details
- 0.43 Acre Lot
- Lot Dimensions are 140x128x130x150
- Private Waterfront
- 130 Feet of Waterfront
- Shrub
- Terraced Lot
HOA Fees
- $10 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
Home Design
- Composition Roof
- Vinyl Siding
Interior Spaces
- 3,600 Sq Ft Home
- 1-Story Property
- Built-In Desk
- Ceiling Fan
- Gas Fireplace
- Insulated Windows
- Window Treatments
- Mud Room
- Family Room
- Living Room
- Dining Room
- Recreation Room
- Water Views
Kitchen
- Stove
- Range
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Bathroom
- 3 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Sink Near Laundry
- Washer and Gas Dryer Hookup
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Natural lighting in basement
Outdoor Features
- Water Access
- Property is near a lake
- No Wake Zone
- Docks
- Deck
- Patio
- Shed
- Storage Shed
- Porch
Location
- Mineral Rights Excluded
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Propane
- Heating System Uses Wood
- Heating System Powered By Leased Propane
- Generator Hookup
- Well
- Propane Water Heater
- Water Softener is Owned
- Septic Tank
- Septic System
Community Details
- Totem Village Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 26, 2025
Closed on
Apr 14, 2025
Sold by
Headley Steven D and Headley Sarah A
Bought by
Streeter Joshua A and Streeter Christine R
Seller's Agent
Cathy Galloway
RE/MAX Preferred Realty
Buyer's Agent
Samantha Moore
Playford Real Estate
List Price
$375,000
Sold Price
$375,000
Views
29
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$392
Avg. Annual Appreciation
0.14%
Original Mortgage
$356,250
Outstanding Balance
$354,702
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$20,690
Purchase Details
Closed on
May 12, 2010
Sold by
Kowalski Joanne T
Bought by
Headley Steven D and Headley Sarah A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
5.16%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 3, 2000
Sold by
Carter James F and Carter Bertha J
Bought by
Kowalski Jerome R and Kowalski Joanne T
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $375,000 | Public Title | |
| Warranty Deed | $375,000 | Public Title | |
| Warranty Deed | $170,000 | Public Title Agency | |
| Deed | $14,300 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $356,250 | New Conventional | |
| Closed | $356,250 | New Conventional | |
| Previous Owner | $136,000 | New Conventional | |
| Previous Owner | $17,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/14/2025 04/14/25 | Sold | $375,000 | 0.0% | $104 / Sq Ft |
| 03/12/2025 03/12/25 | Pending | -- | -- | -- |
| 02/26/2025 02/26/25 | For Sale | $375,000 | -- | $104 / Sq Ft |
Source: MichRIC
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,032 | $148,200 | $0 | $0 |
| 2024 | $10 | $135,500 | $0 | $0 |
| 2023 | $958 | $127,800 | $0 | $0 |
| 2022 | $2,183 | $120,000 | $0 | $0 |
| 2021 | $2,122 | $122,500 | $0 | $0 |
| 2020 | $2,101 | $122,600 | $0 | $0 |
| 2019 | $2,023 | $94,400 | $0 | $0 |
| 2018 | $1,929 | $76,100 | $0 | $0 |
| 2017 | $1,948 | $77,400 | $0 | $0 |
| 2016 | $1,988 | $80,400 | $0 | $0 |
| 2015 | $864 | $80,400 | $0 | $0 |
| 2013 | $837 | $76,400 | $0 | $0 |
| 2012 | $822 | $75,010 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Cathy Galloway
-
Samantha Moore
Buyer's Agent in 2025
Samantha Moore
Playford Real Estate
(517) 607-9171
22 Total Sales
Map
Source: MichRIC
MLS Number: 25006791
APN: 10-140-001-157
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2025 MichRIC, LLC. All rights reserved.
Nearby Homes
- 3870 Rus Dic Dr
- 2408 Spruce Dr
- 4111 Blair Rd
- 5160 Quackenbush Rd
- 9180 Arkansaw Rd
- 490 Kelley Rd
- 0 W Silver St Unit 25044322
- 203 E Michigan St
- 309 S Main St
- 108 Lynn St
- 2520 S Sand Lake Rd
- 6331 Bacon Rd
- 2201 S Sand Lake Rd
- 0 Wildwood Rd
- 7841 Topinabee Dr
- 211 S Ray Quincy Rd
- 4427 Carpenter Rd
- 3651 Hog Creek Rd
- 9949 Indian Trail
- 4048 Bankers Rd