NOT LISTED FOR SALE

Estimated Value: $337,000 - $427,000

4 Beds
2 Baths
1,700 Sq Ft
$216/Sq Ft Est. Value

Last Sold October 02, 2023

Last sale price $327,500 $193 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $2,570/month

2 Days on Market

Highlights

  • Landscaped Professionally
  • Deck
  • Vaulted Ceiling
  • Lincoln Elementary School Rated A
  • Property is near a park
  • Main Floor Bedroom

About This Home

As of October 2023

* Please have highest and best offers in by 5pm on Sunday, August 27th - thank you so much! Sellers will be reviewing that evening. Welcome home to the most charming cottage in St. Charles. Natural light warms every corner of this comfortable and inviting, 4 bedroom + Loft + 2 bath home. Nestled on a quiet street just outside the heart of Downtown St. Charles, this property has an unbeatable location where you can walk everywhere: library, school, restaurants, shoppes, parks, walking trails and more. There are 3 bedrooms and 1 bath on the main level. Then 1 bath, 1 bedroom plus a loft on the second level. The newly renovated kitchen (2017) adds a touch of elegance to this classic home. It boasts white cabinets, quartz countertops, huge farmhouse sink and stainless steel appliances (range has double oven). Enjoy worry- free living with a new roof, fascia, gutters and shutters (2019). The gorgeous new front door will greet all your friends and family, inviting them into your cozy and comfortable home. With almost 1700 sq ft of living space, this property is versatile and roomy and with 5 new windows, it dances in sunlight all day long. The outside is just as sweet and special...Step into your backyard oasis, where the spacious deck offers an ideal setting for gathering - whether its a lively BBQ with family and friends, or a quiet cup of morning coffee - This yard is a wonderful, fenced-in space to be enjoyed by all. There is a charming shed in the back to store all outdoor equipment and a well-maintained chicken coop, with chickens! The owners affection for their feathered friends is evident, and they are willing to leave THE COOP behind for the new owners to share their passion... However, should the new owners prefer to not share in this experience the sellers are willing to remove the coop. This backyard isn't just another green space. It is an outdoor experience infused with love, thoughtfulness, and endless possibilities for both relaxation and hobby pursuits. Don't let this special home pass you by...It is priced to sell and ready for its new owners. The time has come to make 913 South Ave your new home today!

Last Agent to Sell the Property

Jennifer Rasmussen

@properties Christie's International Real Estate License #475141431 Listed on: 08/24/2023

@properties Christie's International Real Estate

Last Buyer's Agent

Nancy Tegge

Baird & Warner Fox Valley - Geneva License #475183761

Baird & Warner Fox Valley -  Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,728

Year Built

  • Built in 1920

Lot Details

  • Lot Dimensions are 49x138
  • Fenced Yard
  • Landscaped Professionally
  • Paved or Partially Paved Lot

Home Design

  • Cottage
  • Asphalt Roof

Interior Spaces

  • 1,700 Sq Ft Home
  • 1.5-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Loft

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Carbon Monoxide Detectors

Parking

  • 2 Parking Spaces
  • Driveway
  • Uncovered Parking
  • Parking Space is Owned

Outdoor Features

  • Deck
  • Fire Pit
  • Shed

Location

  • Property is near a park

Schools

  • Lincoln Elementary School
  • Thompson Middle School
  • St Charles East High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Water Purifier
  • Water Softener Leased

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,728

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Cottage
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1920
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Flood Zone (Partial)
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Water Purifier, Water Softener Rented
  • Basement: None
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), Wood Laminate Floors, First Floor Bedroom, First Floor Laundry, First Floor Full Bath
  • LivingArea: 1700
  • Other Equipment: Humidifier, Water-Softener Rented, Security System, CO Detectors, Ceiling Fan(s), Security Cameras
  • Room Type: Loft
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: None
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Deck, Fire Pit
  • List Price: 314900
  • Lot Features: Fenced Yard, Landscaped
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick,Stucco

Garage/Parking

  • Parking Features: Driveway
  • ParkingTotal: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Parking: Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Lincoln Elementary School
  • High School: St Charles East High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Lot Dimensions: 49X138
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 5728
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 24, 2023
Closed on
Sep 13, 2023
Sold by
Lewis Robert E and Lewis Holly K
Bought by
Cook Ian E and Murschel Emily E
Seller's Agent
Jennifer Rasmussen
@properties Christie's International Real Estate
Buyer's Agent
Nancy Tegge
Baird & Warner Fox Valley - Geneva
List Price
$314,900
Sold Price
$327,500
Premium/Discount to List
$12,600
4%
Total Days on Market
2
Views
9
Current Estimated Value
$367,079

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$39,579
Avg. Annual Appreciation
7.03%
Original Mortgage
$294,750
Outstanding Balance
$290,135
Interest Rate
7.25%
Mortgage Type
New Conventional
Estimated Equity
$76,944

Purchase Details

Closed on
Jun 29, 2005
Sold by
Breseman Virginia C and Bresemann Frank
Bought by
Rosenberg David I and Rosenberg Kelly A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,400
Interest Rate
5.86%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jun 24, 2003
Sold by
Camp Virginia M and Baldyga Virginia M
Bought by
Camp Virginia M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
5.3%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 11, 1997
Sold by
Baldyga Steven
Bought by
Baldyga Virginia M
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cook Ian E $327,500 Proper Title
Rosenberg David I $193,000 Chicago Title Insurance Comp
Camp Virginia M -- Law Title Insurance Co Inc
Baldyga Virginia M -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cook Ian E $294,750
Previous Owner Lewis Robert E $75,000
Previous Owner Lewis Robert E $180,000
Previous Owner Rosenberg David I $6,987
Previous Owner Rosenberg David I $320,000
Previous Owner Rosenberg David I $333,000
Previous Owner Rosenberg David I $154,400
Previous Owner Camp Virginia M $170,000
Previous Owner Camp Virginia M $166,500
Previous Owner Bladyga Virginia M $20,492
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/02/2023 10/02/23 Sold $327,500 +4.0% $193 / Sq Ft
08/27/2023 08/27/23 Pending -- -- --
08/24/2023 08/24/23 For Sale $314,900 +63.2% $185 / Sq Ft
06/06/2016 06/06/16 Sold $193,000 -3.5% $114 / Sq Ft
05/06/2016 05/06/16 Pending -- -- --
05/03/2016 05/03/16 Price Changed $199,900 -3.6% $118 / Sq Ft
04/26/2016 04/26/16 Price Changed $207,300 -1.0% $122 / Sq Ft
04/15/2016 04/15/16 For Sale $209,300 -- $123 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,123 $84,507 $26,947 $57,560
2022 $5,974 $79,984 $27,116 $52,868
2021 $5,729 $76,241 $25,847 $50,394
2020 $5,664 $74,819 $25,365 $49,454
2019 $5,558 $73,338 $24,863 $48,475
2018 $5,334 $70,304 $22,778 $47,526
2017 $5,003 $65,703 $22,000 $43,703
2016 $5,243 $63,395 $21,227 $42,168
2015 -- $56,866 $20,998 $35,868
2014 -- $53,507 $20,998 $32,509
2013 -- $54,013 $21,208 $32,805
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11865085

Midwest Real Estate Data (MRED)

APN: 09-34-229-003