NOT LISTED FOR SALE

914 Harding Ave Cumberland, MD 21502

Estimated Value: $160,000 - $186,645

3 Beds
1 Bath
1,300 Sq Ft
$134/Sq Ft Est. Value

Last Sold January 10, 2024

Last sale price $170,000 $131 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,003/month

94 Days on Market

Highlights

  • Farmhouse Style Home
  • 1 Car Detached Garage
  • 90% Forced Air Heating and Cooling System
  • No HOA
  • Luxury Vinyl Tile Flooring
  • Replacement Windows

About This Home

As of January 2024

Recently renovated with stunning updates, farmhouse/national folk style, includes 3 Bedrooms, all new large bath, new lanmiate and carpet floors, stunning kitchen with quartz counter-tops, appliances included, new heating, ductwork, central A/C, new water heater, new garage door, landscaping and private rear yard. This one will not last long.

Last Agent to Sell the Property

Stephen MacGray

(301) 707-8888 steve@charisrealty.com Charis Realty Group License #652984 Listed on: 09/09/2023

Charis Realty Group

Last Buyer's Agent

Stephanie Maddy

(301) 697-3009 stephanie.maddy1@gmail.com The Goodfellow Agency

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,757

Year Built

  • Built in 1923

Lot Details

  • 5,960 Sq Ft Lot
  • Property is in very good condition

Parking

  • 1 Car Detached Garage
  • 2 Driveway Spaces
  • Front Facing Garage

Home Design

  • Farmhouse Style Home
  • Brick Exterior Construction
  • Permanent Foundation
  • Block Foundation
  • Asphalt Roof

Interior Spaces

  • Property has 3 Levels
  • Replacement Windows
  • Insulated Doors
  • Luxury Vinyl Tile Flooring
  • Electric Oven or Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Connecting Stairway

Utilities

  • 90% Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0135003207

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,757

Year Built

Built in 1923

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Farmhouse/National Folk
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1923
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Refrigerator, Oven/Range - Electric
  • Flooring Type: Luxury Vinyl Tile
  • Window Features: Replacement
  • Fireplace: No
  • Door Features: Insulated
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block, Permanent
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full, Unfinished
  • Total Sq Ft: 1950
  • Living Area Sq Ft: 1300
  • Price Per Sq Ft: 138.38
  • Above Grade Finished Sq Ft: 1300
  • Below Grade Sq Ft: 650
  • Total Below Grade Sq Ft: 650
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Detached Garage, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.14
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5960.00
  • Property Condition: Very Good
  • Zoning: R
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1757.00
  • Assessor Parcel Number: 0135003207
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2023

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 9, 2023
Closed on
Jan 10, 2024
Sold by
Yoder John W and Yoder Michelle L
Bought by
Robertson Maggie E
Seller's Agent
Stephen MacGray
Charis Realty Group
Buyer's Agent
Stephanie Maddy
The Goodfellow Agency
List Price
$179,900
Sold Price
$170,000
Premium/Discount to List
-$9,900
-5.5%
Views
437
Current Estimated Value
$174,661

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,661
Avg. Annual Appreciation
1.51%
Original Mortgage
$136,000
Outstanding Balance
$133,463
Interest Rate
6.61%
Mortgage Type
New Conventional
Estimated Equity
$41,198

Purchase Details

Listed on
May 23, 2017
Closed on
Aug 18, 2017
Sold by
Wharton Timothy M and Wharton Tracey A
Bought by
Yoder John W and Yoder Michelle L
Seller's Agent
Stephen MacGray
Charis Realty Group
Buyer's Agent
Stephen MacGray
Charis Realty Group
List Price
$89,900
Sold Price
$89,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.47%

Purchase Details

Listed on
Nov 18, 2016
Closed on
Feb 7, 2017
Sold by
U S Bank Trust Na
Bought by
Wharton Tim and Wharton Tracey
Seller's Agent
Rosalind Morris
Ability Real Estate Service
Buyer's Agent
Frank Willetts
Long & Foster Real Estate, Inc.
List Price
$69,900
Sold Price
$36,900
Premium/Discount to List
-$33,000
-47.21%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
436.64%

Purchase Details

Closed on
May 5, 2015
Sold by
Devan Mark S
Bought by
U S Bank Na

Purchase Details

Closed on
Jun 23, 2010
Sold by
Louis A Capezuto Llc
Bought by
Cobak Charles D and Dean Elizabeth

Purchase Details

Closed on
May 23, 2005
Sold by
Maryl & Housing Fund
Bought by
Louis A Capezuto Llc

Purchase Details

Closed on
Mar 23, 2005
Sold by
Emerick Brian G and Emerick Pamela J
Bought by
Maryland Housing Fund
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Robertson Maggie E $170,000 None Listed On Document
Yoder John W $89,900 None Available
Wharton Tim $36,900 None Available
U S Bank Na $58,360 None Available
Cobak Charles D $84,900 --
Louis A Capezuto Llc $35,000 --
Maryland Housing Fund $52,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Robertson Maggie E $136,000
Closed Cobak Charles D --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/10/2024 01/10/24 Sold $170,000 -5.5% $131 / Sq Ft
09/09/2023 09/09/23 For Sale $179,900 +100.1% $138 / Sq Ft
08/18/2017 08/18/17 Sold $89,900 0.0% $72 / Sq Ft View Prior Sale
05/26/2017 05/26/17 Pending -- -- --
05/23/2017 05/23/17 For Sale $89,900 +143.6% $72 / Sq Ft
02/07/2017 02/07/17 Sold $36,900 0.0% $30 / Sq Ft View Prior Sale
01/20/2017 01/20/17 Pending -- -- --
12/21/2016 12/21/16 Price Changed $36,900 -47.2% $30 / Sq Ft
11/18/2016 11/18/16 For Sale $69,900 -- $56 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,073 $117,100 $0 $0
2024 $962 $102,700 $0 $0
2023 $821 $88,300 $11,900 $76,400
2022 $803 $86,467 $0 $0
2021 $791 $84,633 $0 $0
2020 $769 $82,800 $11,900 $70,900
2019 $733 $78,467 $0 $0
2018 $705 $74,133 $0 $0
2017 $659 $69,800 $0 $0
2016 $669 $69,800 $0 $0
2015 $722 $69,800 $0 $0
2014 $722 $74,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2007042

Bright MLS

APN: 35-003207