$345,000
SOLD MAY 22, 2025
3 Beds
3 Baths
3,590 Sq Ft
0.36 Acres

Recently Sold

$96 Per Sq Ft

18% Below List Price

75 Days on Market

Highlights

  • 83 Feet of Waterfront
  • Community Fire Pit
  • Eat-In Kitchen
  • 0.36 Acre Lot
  • Formal Dining Room
  • Patio

About This Home

As of May 2025

Uncover a remarkable opportunity on the enchanting Upper St. Joe River! Don't let the view from the road fool you—this home is far more expansive than it seems at first glance. Spanning an impressive 2,372 square feet, it offers 3 generously sized bedrooms and 3 luxurious full bathrooms, along with a beautifully finished walk-out basement. Step inside and be captivated by the inviting main level, which features a delightful eat-in kitchen, an elegant formal dining room, and a cozy living room graced by a charming fireplace and gleaming hardwood floors. The sunroom is a true gem, showcasing breathtaking river views while flooding the space with natural light. The finished basement enhances your living experience, boasting a spacious laundry room, a convenient kitchenette, and a versatile storage/workspace area. You'll adore the multiple decks on the main and upper levels, not to mention the serene riverfront deck and concrete patio—perfect for unwinding with your favorite beverage while soaking in the picturesque scenery. Don’t let this exquisite slice of paradise slip away!

Last Agent to Sell the Property

Jennea Schirr

McKinnies Realty, LLC Elkhart Brokerage Phone: 574-215-9291 Listed on: 02/27/2025

McKinnies Realty, LLC Elkhart

Last Buyer's Agent

Wilma Mcdougle

McKinnies Realty, LLC Elkhart

McKinnies Realty, LLC Elkhart

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,089

Year Built

  • Built in 1910

Lot Details

  • 0.36 Acre Lot
  • Lot Dimensions are 83x188
  • 83 Feet of Waterfront
  • River Front
  • Landscaped
  • Irrigation

Home Design

  • Wood Siding

Interior Spaces

  • 1.5-Story Property
  • Living Room with Fireplace
  • Formal Dining Room
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 3 Bedrooms

Partially Finished Basement

  • Walk-Out Basement
  • 1 Bathroom in Basement

Parking

  • Garage
  • Garage Door Opener

Outdoor Features

  • Sun Deck
  • Patio

Schools

  • Beardsley Elementary School
  • North Side Middle School
  • Elkhart High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • The river is a source of water for the property
  • Cable TV Available

Community Details

  • Community Fire Pit

Listing and Financial Details

  • Assessor Parcel Number 20-06-04-103-006.000-012

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,089

Year Built

Built in 1910

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1910
  • Style: One and Half Story
  • Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: 50FT ON ELK AV SEC 4 .25A 16 1/2X27.4X35FT-330FT S 58DEG W OF INT DEARBORN & BEARDSLEY SEC 4
  • Parcel Number ID: 20-06-04-103-006.000-012
  • Platted: Yes
  • Amenities: Cable Available, Deck on Waterfront, Eat-In Kitchen, Firepit, Garage Door Opener, Irrigation System, Landscaped, Patio Open, Formal Dining Room
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 3918
  • Total Finished Sq Ft: 3590
  • Above Grade Finished Sq Ft: 2372
  • Below Grade Finished Sq Ft: 1218
  • Below Grade Sq Ft: 328
  • Basement: Yes
  • Basement Foundation: Walk-Out Basement, Partially Finished
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, One
  • Fireplace: Yes
  • Living Great Room: Dimensions: 19x14, On Level: Main
  • Kitchen: Dimensions: 15x10, On Level: Main
  • Dining Room: Dimensions: 16x13, On Level: Main
  • Family Room: Dimensions: 28x13, On Level: Basement
  • Bedroom 1: Dimensions: 14x11, On Level: Main
  • Bedroom 2: Dimensions: 18x11, On Level: Upper
  • Bedroom 3: Dimensions: 18x10, On Level: Upper
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Total Below Grade Sq Ft: 1546

Exterior Features

  • Exterior: Wood
  • Outbuilding1: None
  • Water Frontage: 83
  • Water Name: Saint Joseph River

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Laundry: Dimensions: Lowerx12, On Level: 13
  • Water Type: River

Schools

  • Elementary School: Beardsley

Lot Info

  • Lot Description: Waterfront
  • Lot Dimensions: 83X188
  • Estimated Lot Sq Ft: 15594
  • Estimated Lot Size Acres: 0.36

Tax Info

  • Annual Taxes: 3089.26

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Elkhart
  • Middle School: North Side
  • School District: Elkhart Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 27, 2025
Closed on
May 21, 2025
Sold by
Eppers Matthew J
Bought by
Teeling Lawrence
Seller's Agent
Jennea Schirr
McKinnies Realty, LLC Elkhart
Buyer's Agent
Wilma Mcdougle
McKinnies Realty, LLC Elkhart
List Price
$419,900
Sold Price
$345,000
Premium/Discount to List
-$74,900
-17.84%
Views
168
Current Estimated Value
$376,593

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,593
Avg. Annual Appreciation
15.18%
Original Mortgage
$310,500
Outstanding Balance
$308,626
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
$67,967

Purchase Details

Closed on
Apr 5, 2021
Sold by
Ggt Real Estate Inc
Bought by
Eppers Matthew J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 8, 2017
Closed on
Aug 31, 2017
Sold by
Mcdowell Cameron and Mcdowell Lisa
Bought by
Ggt Real Estate Inc
Seller's Agent
Barbara Campbell
RE/MAX Oak Crest - Elkhart
Buyer's Agent
Tona Ambrosen
McKinnies Realty, LLC Elkhart
List Price
$229,900
Sold Price
$185,000
Premium/Discount to List
-$44,900
-19.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.92%

Purchase Details

Listed on
Oct 26, 2015
Closed on
May 31, 2016
Sold by
Cassady John K and Cassady Wendy A
Bought by
Mcdowell Cameron and Mcdowell Lisa
Seller's Agent
Jami Stamm
Coldwell Banker Real Estate Group
List Price
$250,000
Sold Price
$164,500
Premium/Discount to List
-$85,500
-34.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.53%
Original Mortgage
$159,565
Interest Rate
3.61%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Fidelity National Title Compan
Warranty Deed -- Near North Title Group
Warranty Deed -- Mtc
Warranty Deed -- Fidelity National Title Co L
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $310,500 New Conventional
Previous Owner $192,000 New Conventional
Previous Owner $159,565 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/22/2025 05/22/25 Sold $345,000 -12.7% $96 / Sq Ft
05/13/2025 05/13/25 Pending -- -- --
04/11/2025 04/11/25 Price Changed $394,999 -5.9% $110 / Sq Ft
02/27/2025 02/27/25 For Sale $419,900 +127.0% $117 / Sq Ft
09/14/2017 09/14/17 Sold $185,000 -19.5% $52 / Sq Ft View Prior Sale
08/18/2017 08/18/17 Pending -- -- --
05/08/2017 05/08/17 For Sale $229,900 +39.8% $64 / Sq Ft
05/31/2016 05/31/16 Sold $164,500 -34.2% $49 / Sq Ft View Prior Sale
05/02/2016 05/02/16 Pending -- -- --
10/26/2015 10/26/15 For Sale $250,000 -- $74 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,162 $358,700 $129,300 $229,400
2024 $3,089 $312,400 $129,300 $183,100
2022 $3,089 $300,500 $129,300 $171,200
2021 $3,353 $228,800 $129,300 $99,500
2020 $4,968 $228,800 $129,300 $99,500
2019 $1,863 $85,400 $8,500 $76,900
2018 $5,103 $234,400 $128,000 $106,400
2017 $2,524 $230,800 $128,000 $102,800
2016 $2,365 $216,600 $128,000 $88,600
2014 $2,286 $214,100 $128,000 $86,100
2013 $2,116 $211,600 $128,000 $83,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202506051

Indiana Regional MLS

APN: 20-06-04-103-006.000-012