915 Flat Waters Ln Charlottesville, VA 22911
Pantops Neighborhood
3
Beds
3.5
Baths
2,470
Sq Ft
$147/mo
HOA Fee
Highlights
- Clubhouse
- Community Pool
- Jogging Path
- Jackson P. Burley Middle School Rated A-
- Den
- Living Room
About This Home
As of July 2025ROOFTOP TERRACE FOR $495,000!!!! The two smaller bedrooms you usually find in townhomes are combined into one larger bedroom in this townhome. This townhome has a double garage and a yard?a true gem in townhome living! Located in an unbeatable spot near UVA, downtown and Martha Jefferson, this home offers modern upgrades, spacious interiors, and exceptional outdoor space. Step inside to a sunlit main level featuring an open-concept design, where the spacious kitchen flows seamlessly into the great room and dining area?ideal for both everyday living and entertaining. Upstairs, the luxurious primary suite boasts a spa-like ensuite bath and a generous walk-in closet, accompanied by a second large bedroom and an additional full bath. The third bedroom, situated on the top level, offers privacy and direct access to the stunning rooftop terrace. The lower level is a true highlight, with a versatile basement space that opens directly to the yard?perfect for pets, gardening, or simply unwinding outdoors. Additional features include a two-car detached garage and access to the incredible Cascadia community amenities, including walking trails, garden spaces, a clubhouse, a pool, and multiple playgrounds.
Last Agent to Sell the Property
JAMIE WHITE REAL ESTATE License #0225202204[4023] Listed on: 05/01/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $4,201
Year Built
- Built in 2018
HOA Fees
- $147 Monthly HOA Fees
Home Design
- Split Level Home
- Architectural Shingle Roof
- Stone Siding
- Concrete Perimeter Foundation
- HardiePlank Type
Interior Spaces
- 2,470 Sq Ft Home
- Entrance Foyer
- Family Room
- Living Room
- Dining Room
- Den
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Dryer
- Washer
Schools
- Stony Point Elementary School
- Burley Middle School
- Monticello High School
Utilities
- Central Air
Community Details
Overview
- Association fees include common area maintenance, pool(s), management, trash
- Built by RYAN HOMES
Amenities
- Clubhouse
Recreation
- Community Playground
- Community Pool
- Jogging Path
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 1, 2025
Closed on
Jul 21, 2025
Sold by
Madderra Sharon Lynne and Madderra Neal Sharon
Bought by
Cormier Joseph and Cormier Caitlin
Seller's Agent
Jamie White
JAMIE WHITE REAL ESTATE
Buyer's Agent
Nicole Lewis
HAVEN REALTY GROUP INC.
List Price
$505,000
Sold Price
$480,000
Premium/Discount to List
-$25,000
-4.95%
Views
42
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
75.35%
Original Mortgage
$384,000
Outstanding Balance
$384,000
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$118,057
Purchase Details
Closed on
Jul 29, 2021
Sold by
Flat Waters Llc
Bought by
Madderra Sharon Lynne
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$407,483
Interest Rate
2.93%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 14, 2018
Sold by
Nvr Inc
Bought by
Flat Waters Llc
Purchase Details
Closed on
Dec 5, 2017
Sold by
Cascadia Development Llc
Bought by
Nvr Inc
Similar Homes in Charlottesville, VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $480,000 | Chicago Title Insurance Compan | |
| Deed | $415,000 | Chicago Title Insurance Co | |
| Deed | $361,775 | Stewart Title Guaranty Co | |
| Deed | $680,000 | Stewart Title Guaranty Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $384,000 | New Conventional | |
| Previous Owner | $407,483 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/24/2025 07/24/25 | Sold | $480,000 | -3.0% | $194 / Sq Ft |
| 06/15/2025 06/15/25 | Pending | -- | -- | -- |
| 05/14/2025 05/14/25 | Price Changed | $495,000 | -2.0% | $200 / Sq Ft |
| 05/01/2025 05/01/25 | For Sale | $505,000 | -- | $204 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,281 | $478,900 | $113,000 | $365,900 |
| 2024 | $4,201 | $491,900 | $116,000 | $375,900 |
| 2023 | $4,002 | $468,600 | $122,000 | $346,600 |
| 2022 | $3,585 | $419,800 | $100,000 | $319,800 |
| 2021 | $3,360 | $393,500 | $87,500 | $306,000 |
| 2020 | $3,164 | $370,500 | $87,500 | $283,000 |
| 2019 | $3,232 | $378,500 | $85,000 | $293,500 |
| 2018 | $1,931 | $385,400 | $75,000 | $310,400 |
Source: Public Records
Agents Affiliated with this Home
-
Jamie White
Seller's Agent in 2025
Jamie White
JAMIE WHITE REAL ESTATE
(434) 953-0956
13 in this area
226 Total Sales
-
Nicole Lewis
Buyer's Agent in 2025
Nicole Lewis
HAVEN REALTY GROUP INC.
(434) 249-9991
13 in this area
149 Total Sales
Map
Source: Bright MLS
MLS Number: 663973
APN: 078H0-00-07-12400
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