Seller's Agent in 2025
Lisa Meegan
eXp Realty
(618) 719-9996
198 Total Sales
916 James St Waterloo, IL 62298
Waterloo AreaEstimated Value: $351,396
3
Beds
2.5
Baths
3,187
Sq Ft
$110/Sq Ft
Est. Value
Highlights
- Vaulted Ceiling
- No HOA
- Soaking Tub
- Wood Flooring
- Breakfast Room
- Double Vanity
About This Home
As of September 2025Step inside this immaculate 2-story home built in 1994, offering 3 bedrooms, 2 1/2 baths, a lower-level family room, and nearly 3,200 sq. ft. of living space! The main floor features light wood flooring (2014), a spacious living room with fireplace, and a dining room perfect for holiday gatherings. The bright eat-in kitchen showcases white cabinetry, updated appliances/countertops, and a cozy breakfast nook with bay windows and French doors leading to the patio. Crown molding, updated lighting, fixtures, faucets, and blinds enhance the home throughout. Convenient main floor laundry (washer/dryer stay) is included and gas is also available for a dryer, if needed. Upstairs, the primary suite boasts vaulted ceilings, a walk-in closet, and a luxurious bath with double sleigh type vanity, deep garden tub, reglazed shower, and ceramic tile (2011). Two additional bedrooms are nice sized and the hallway bathroom features updated flooring and bath finishes. The lower level offers three flexible living spaces plus storage. Major updates in 2011 include roof, gutters, siding, garage doors, and insulation. Outside, enjoy great curb appeal, landscaping, and a large concrete patio—ideal for entertaining! From spacious living areas to thoughtful updates, this home is ready for its next chapter. Will it be yours? Contact us today to schedule your tour and see why this property is the perfect fit for your family.
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,929
Year Built
- Built in 1994
Lot Details
- 13,778 Sq Ft Lot
- Lot Dimensions are 110 x 126
- Rectangular Lot
- Level Lot
- Back and Front Yard
Parking
- 2 Car Garage
Home Design
- Brick Exterior Construction
- Architectural Shingle Roof
- Vinyl Siding
- Radon Mitigation System
Interior Spaces
- 2-Story Property
- Crown Molding
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- French Doors
- Panel Doors
- Family Room
- Living Room with Fireplace
- Formal Dining Room
- Partially Finished Basement
- Basement Ceilings are 8 Feet High
- Fire and Smoke Detector
- Laundry Room
Kitchen
- Breakfast Room
- Eat-In Kitchen
- Breakfast Bar
- Electric Oven
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Double Vanity
- Soaking Tub
Outdoor Features
- Patio
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- 220 Volts
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 07-24-234-021-000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 19, 2025
Closed on
Sep 26, 2025
Sold by
Bought by
Seller's Agent
Lisa Meegan
eXp Realty
Buyer's Agent
Monica Schmidt
eXp Realty
List Price
$354,900
Sold Price
$350,000
Premium/Discount to List
-$4,900
-1.38%
Views
16
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,396
Avg. Annual Appreciation
0.47%
Original Mortgage
$257,000
Outstanding Balance
$255,388
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$96,008
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $350,000 | First American Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $257,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/26/2025 09/26/25 | Sold | $350,000 | -1.4% | $110 / Sq Ft |
| 08/19/2025 08/19/25 | For Sale | $354,900 | -- | $111 / Sq Ft |
Source: MARIS MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,907 | $111,680 | $17,050 | $94,630 |
| 2024 | $5,907 | $105,790 | $16,634 | $89,156 |
| 2023 | -- | $84,470 | $15,380 | $69,090 |
| 2022 | $4,916 | $83,140 | $15,570 | $67,570 |
| 2021 | $4,952 | $82,030 | $13,150 | $68,880 |
| 2020 | $4,877 | $78,960 | $13,150 | $65,810 |
| 2019 | $4,921 | $78,760 | $13,150 | $65,610 |
| 2018 | $4,416 | $69,340 | $10,410 | $58,930 |
| 2017 | $4,331 | $71,290 | $10,597 | $60,693 |
| 2016 | $0 | $70,060 | $9,760 | $60,300 |
| 2015 | $3,981 | $66,000 | $11,290 | $54,710 |
| 2014 | $3,816 | $65,760 | $11,290 | $54,470 |
| 2012 | -- | $61,590 | $13,560 | $48,030 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Meegan
-
Monica Schmidt
Buyer's Agent in 2025
Monica Schmidt
eXp Realty
(618) 567-9203
356 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25057132
APN: 07-24-234-021-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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