$318,000
SOLD JUL 3, 2025

919 Millcreek Cir Elgin, IL 60123

2 Beds
2 Baths
1,904 Sq Ft
$290/mo HOA Fee

Recently Sold

$167 Per Sq Ft

3% Below List Price

7 Days on Market

Highlights

  • Landscaped Professionally
  • Wood Flooring
  • Stainless Steel Appliances
  • Deck
  • Loft
  • Balcony

About This Home

As of July 2025

Beautiful end-unit townhouse tucked into a private, wooded setting with serene views of Tyler Creek! This 2-bedroom, 2-bath home offers a spacious and versatile layout with vaulted ceilings, large windows, and abundant natural light. Enjoy an open-concept living and dining area with direct access to a private balcony-perfect for relaxing or entertaining. The updated kitchen features stainless steel appliances and plenty of cabinet space. The master bedroom is spacious and the walk-in closet is huge! The master bath is spa-like with a jetted tub and plenty of room to move around. The finished walkout basement includes a family room, full bath, and second bedroom-ideal for guests or office space. Additional highlights include a 2-car attached garage, newer mechanicals, and a peaceful community with nearby walking trails. Conveniently located near shopping, dining, and major highways. A rare opportunity for low-maintenance living with scenic views! The low VA mortgage rate might be applied to another VA loan.

Last Agent to Sell the Property

Diense Baniak

Baird & Warner License #471021461 Listed on: 05/23/2025

Baird & Warner

Co-Listed By

Lisa Baniak

Baird & Warner License #475207290

Last Buyer's Agent

Andrea DeLaTorre

@properties Christie's International Real Estate License #475160242

@properties Christie's International Real Estate

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,494

Year Built

  • Built in 1993

Lot Details

  • Lot Dimensions are 28x68
  • Landscaped Professionally

HOA Fees

  • $290 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,904 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Combination Kitchen and Dining Room
  • Loft

Kitchen

  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Basement

  • Partial Basement
  • Finished Basement Bathroom

Home Security

Outdoor Features

  • Balcony
  • Deck

Schools

  • Creekside Elementary School
  • Kimball Middle School
  • Larkin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include exterior maintenance, lawn care, snow removal
  • 5 Units
  • Stephanie Association, Phone Number (847) 695-6400
  • Millcreek Subdivision, Plan B
  • Property managed by Preferred Management

Pet Policy

  • Dogs and Cats Allowed

Additional Features

  • Common Area
  • Carbon Monoxide Detectors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,494

Year Built

Built in 1993

Lot Details

0

HOA Fees

$290 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Fee Simple w/ HO Assn.
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Subdivision Name: Millcreek
  • Year Built: 1993
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Finished, Partial, Walk-Out Access
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), Walk-In Closet(s)
  • LivingArea: 1904
  • Other Equipment: CO Detectors, Ceiling Fan(s)
  • Room Type: Loft, Foyer
  • Stories Total: 2
  • Window Features: Skylight(s)
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Separate Shower,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Wood Laminate

Exterior Features

  • Construction Materials: Brick, Cedar
  • ExteriorFeatures: Balcony
  • Foundation Details: Concrete Perimeter
  • List Price: 329000
  • Lot Features: Common Grounds, Landscaped
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 290
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Preferred Management
  • Management Contact Name: Stephanie
  • Management Phone: 847-695-6400

Fee Information

  • Association Fee Includes: Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Creekside Elementary School
  • High School: Larkin High School
  • Middle/Junior School: Kimball Middle School
  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 28X68
  • Rural (Y/N): N
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 2494.36
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 5

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 23, 2025
Closed on
Jun 19, 2025
Sold by
Morris Timothy Wayne
Bought by
Brimley Dallin B
Seller's Agent
Diense Baniak
Baird & Warner
Buyer's Agent
Andrea DeLaTorre
@properties Christie's International Real Estate
List Price
$329,000
Sold Price
$318,000
Premium/Discount to List
-$11,000
-3.34%
Total Days on Market
7
Views
76

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.19%
Original Mortgage
$318,000
Outstanding Balance
$316,872
Interest Rate
5.63%
Mortgage Type
VA
Estimated Equity
$4,007

Purchase Details

Listed on
Aug 3, 2023
Closed on
Sep 16, 2023
Sold by
Pilarski Patricia M
Bought by
Morris Timothy Wayne
Seller's Agent
Tamara O'Connor
Premier Living Properties
Buyer's Agent
Diense Baniak
Baird & Warner
List Price
$269,900
Sold Price
$289,900
Premium/Discount to List
$20,000
7.41%
Views
10

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.30%
Original Mortgage
$6,000
Interest Rate
7.23%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $318,000 None Listed On Document
Warranty Deed $290,000 Chicago Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $318,000 VA
Previous Owner $6,000 No Value Available
Previous Owner $289,493 VA
Previous Owner $112,500 New Conventional
Previous Owner $118,000 New Conventional
Previous Owner $95,850 New Conventional
Previous Owner $106,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/03/2025 07/03/25 Sold $318,000 -3.3% $167 / Sq Ft
05/30/2025 05/30/25 Pending -- -- --
05/23/2025 05/23/25 For Sale $329,000 +13.5% $173 / Sq Ft
09/18/2023 09/18/23 Sold $289,900 +7.4% $152 / Sq Ft
08/08/2023 08/08/23 Pending -- -- --
08/03/2023 08/03/23 For Sale $269,900 -- $142 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,775 $80,168 $19,035 $61,133
2023 $2,494 $72,426 $17,197 $55,229
2022 $2,971 $66,040 $15,681 $50,359
2021 $3,057 $61,743 $14,661 $47,082
2020 $3,125 $58,943 $13,996 $44,947
2019 $3,200 $56,147 $13,332 $42,815
2018 $3,387 $61,373 $12,560 $48,813
2017 $3,524 $58,020 $11,874 $46,146
2016 $3,654 $53,827 $11,016 $42,811
2015 -- $49,337 $10,097 $39,240
2014 -- $45,261 $9,972 $35,289
2013 -- $46,455 $10,235 $36,220
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12374154

Midwest Real Estate Data (MRED)

APN: 06-09-127-068