NOT LISTED FOR SALE

92 Cold Spring Cir Naugatuck, CT 06770

Estimated Value: $412,000 - $433,000

5 Beds
2.5 Baths
2,088 Sq Ft
$204/Sq Ft Est. Value

Last Sold December 30, 2024

Last sale price $410,000 $196 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,742/month

114 Days on Market

Highlights

  • Hot Water Circulator
  • Private Driveway
  • Level Lot
  • Hot Water Heating System

About This Home

As of December 2024

Discover an exceptional investment gem at 92 Cold Spring Circle, nestled in vibrant Naugatuck, CT! This inviting duplex isn't just a property-it's a prime opportunity brimming with potential. Each unit is thoughtfully designed, featuring a 3 bedrooms and 1.5 bathroom unit as well as a 2 bedroom and 1 bathroom unit. This is provided with a generous 2,088 square feet of living space. This home was freshly cleaned up and renovated on the exterior to showcase its true beauty. Home is being sold AS-IS. Ideal for savvy investors or homebuyers seeking a smart house-hacking strategy, this duplex presents multiple advantages. Live in one unit and lease the other to help cover your mortgage, or capitalize on dual rental income streams for a steady revenue boost. Located in the heart of Naugatuck, you'll have easy access to shopping, dining, parks, and schools, ensuring convenience and a vibrant lifestyle. Seize this rare opportunity to invest in a promising real estate market.

Last Agent to Sell the Property

Zach Pinto

Alpha Capital Realty, LLC License #RES.0827718 Listed on: 09/04/2024

Last Buyer's Agent

Erika Johnson

ERIS, LLC License #0806485

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $7,043

Year Built

  • Built in 1953

Lot Details

  • 0.3 Acre Lot
  • Level Lot

Home Design

  • 2,088 Sq Ft Home
  • Side-by-Side
  • Brick Exterior Construction
  • Concrete Foundation
  • Slab Foundation
  • Asphalt Shingled Roof
  • Concrete Siding
  • Masonry Siding
  • Shingle Siding

Bedrooms and Bathrooms

  • 5 Bedrooms

Parking

  • 7 Parking Spaces
  • Private Driveway

Schools

  • Naugatuck High School

Utilities

  • Window Unit Cooling System
  • Hot Water Heating System
  • Heating System Uses Oil
  • Heating System Uses Oil Above Ground
  • Hot Water Circulator
  • Oil Water Heater

Community Details

  • 2 Units

Listing and Financial Details

  • Assessor Parcel Number 1229403

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$7,043

Year Built

Built in 1953

Lot Details

0.3 Acres

Listing Details

  • Neighborhood: N/A
  • Property Type: Multi-Family For Sale
  • Style: Units are Side-by-Side
  • Sq Ft Est Heated Above Grade: 2088
  • Total Sq Ft: 2088
  • Year Built: 1953
  • New Construction: No/Resale
  • Property Sub Type: 2 Family
  • Direct Waterfront: No
  • Directions: 92 to Cold Spring Circle off Route 8
  • Financing Used: FHA
  • Street Type: Circle
  • Special Features: None

Interior Features

  • Total Bedrooms: 5
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Basement Description: None
  • Attic: No

Exterior Features

  • Exterior Siding: Shingle, Brick
  • Foundation Type: Concrete, Slab
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Brick, Concrete

Garage/Parking

  • Driveway Type: Private, Paved
  • Total Parking Spaces: 7
  • Garage And Parking: None, Driveway

Utilities

  • Cooling System: Window Unit
  • Heat Type: Hot Water
  • Heat Fuel Type: Oil
  • Fuel Tank Location: Above Ground
  • Hot Water Description: Oil, Tank Size Unknown
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Lot Info

  • Acres: 0.3
  • Lot Description: Level Lot
  • Zoning: RA1
  • Parcel #: 1229403

Multi Family

  • Total Number Of Units: 2

Tax Info

  • Tax Year: July 2024-June 2025
  • Property Tax: 7043

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Naugatuck

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 4, 2024
Closed on
Dec 27, 2024
Sold by
Pinto Limited Llc
Bought by
Wilson Jada and Wilson Denham
Seller's Agent
Zach Pinto
Alpha Capital Realty, LLC
Buyer's Agent
Erika Johnson
ERIS, LLC
List Price
$399,900
Sold Price
$410,000
Premium/Discount to List
$10,100
2.53%
Views
67
Current Estimated Value
$426,721

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,721
Avg. Annual Appreciation
3.36%
Original Mortgage
$402,573
Outstanding Balance
$399,794
Interest Rate
6.84%
Mortgage Type
FHA
Estimated Equity
$26,927

Purchase Details

Closed on
Aug 30, 2024
Sold by
Zajkowski Marek and Zajkowski Maigorzata
Bought by
Pinto Limited Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
6.77%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 28, 1992
Sold by
Silver Edwin and Silver Patricia
Bought by
Zajkowski Marek and Zajkowsk Malgorzata

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,700
Interest Rate
7.9%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wilson Jada $410,000 None Available
Wilson Jada $410,000 None Available
Pinto Limited Llc $300,000 None Available
Pinto Limited Llc $300,000 None Available
Pinto Limited Llc $300,000 None Available
Zajkowski Marek $129,000 --
Zajkowski Marek $129,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wilson Jada $402,573
Closed Wilson Jada $402,573
Previous Owner Pinto Limited Llc $250,000
Previous Owner Zajkowski Marek $96,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/30/2024 12/30/24 Sold $410,000 +2.5% $196 / Sq Ft
09/06/2024 09/06/24 For Sale $399,900 -- $192 / Sq Ft
Source: SmartMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,261 $157,360 $31,220 $126,140
2024 $6,576 $157,360 $31,220 $126,140
2023 $7,042 $157,360 $31,220 $126,140
2022 $5,168 $108,230 $33,500 $74,730
2021 $5,168 $108,230 $33,500 $74,730
2020 $5,168 $108,230 $33,500 $74,730
2019 $5,114 $108,230 $33,500 $74,730
2018 $5,106 $105,600 $40,310 $65,290
2017 $5,127 $105,600 $40,310 $65,290
2016 $5,034 $105,600 $40,310 $65,290
2015 $4,812 $105,600 $40,310 $65,290
2014 $4,758 $105,600 $40,310 $65,290
2012 $5,672 $169,070 $50,890 $118,180
Source: Public Records

Agents Affiliated with this Home

  • Z

    Seller's Agent in 2024

    Zach Pinto

    Alpha Capital Realty, LLC

    1 in this area

    51 Total Sales

    Zach Pinto
    Section Image
  • Erika Johnson

    Buyer's Agent in 2024

    Erika Johnson

    ERIS, LLC

    (203) 673-5599

    3 in this area

    4 Total Sales

    Erika Johnson
    Section Image
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Map

Source: SmartMLS

MLS Number: 24044148

SmartMLS

APN: NAUG-000076-000019-E000560-000021-94

Connecticut New Haven County Naugatuck 06770

92 Cold Spring Cir, Naugatuck, CT

Not Listed for Sale

MultiFamily

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