Z
Seller's Agent in 2024
Zach Pinto
Alpha Capital Realty, LLC
1 in this area
47 Total Sales
92 Cold Spring Cir Naugatuck, CT 06770
5
Beds
2.5
Baths
2,088
Sq Ft
0.3
Acres
Highlights
- Hot Water Circulator
- Private Driveway
- Level Lot
- Hot Water Heating System
About This Home
As of December 2024Discover an exceptional investment gem at 92 Cold Spring Circle, nestled in vibrant Naugatuck, CT! This inviting duplex isn't just a property-it's a prime opportunity brimming with potential. Each unit is thoughtfully designed, featuring a 3 bedrooms and 1.5 bathroom unit as well as a 2 bedroom and 1 bathroom unit. This is provided with a generous 2,088 square feet of living space. This home was freshly cleaned up and renovated on the exterior to showcase its true beauty. Home is being sold AS-IS. Ideal for savvy investors or homebuyers seeking a smart house-hacking strategy, this duplex presents multiple advantages. Live in one unit and lease the other to help cover your mortgage, or capitalize on dual rental income streams for a steady revenue boost. Located in the heart of Naugatuck, you'll have easy access to shopping, dining, parks, and schools, ensuring convenience and a vibrant lifestyle. Seize this rare opportunity to invest in a promising real estate market.
Last Agent to Sell the Property
Alpha Capital Realty, LLC License #RES.0827718 Listed on: 09/04/2024
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $7,043
Year Built
- Built in 1953
Lot Details
- 0.3 Acre Lot
- Level Lot
Home Design
- 2,088 Sq Ft Home
- Side-by-Side
- Brick Exterior Construction
- Concrete Foundation
- Slab Foundation
- Asphalt Shingled Roof
- Concrete Siding
- Masonry Siding
- Shingle Siding
Bedrooms and Bathrooms
- 5 Bedrooms
Parking
- 7 Parking Spaces
- Private Driveway
Schools
- Naugatuck High School
Utilities
- Window Unit Cooling System
- Hot Water Heating System
- Heating System Uses Oil
- Heating System Uses Oil Above Ground
- Hot Water Circulator
- Oil Water Heater
Community Details
- 2 Units
Listing and Financial Details
- Assessor Parcel Number 1229403
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 4, 2024
Closed on
Dec 27, 2024
Sold by
Pinto Limited Llc
Bought by
Wilson Jada and Wilson Denham
Seller's Agent
Zach Pinto
Alpha Capital Realty, LLC
Buyer's Agent
Erika Johnson
ERIS, LLC
List Price
$399,900
Sold Price
$410,000
Premium/Discount to List
$10,100
2.53%
Views
67
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,543
Avg. Annual Appreciation
5.36%
Original Mortgage
$402,573
Outstanding Balance
$399,794
Interest Rate
6.84%
Mortgage Type
FHA
Estimated Equity
$31,749
Purchase Details
Closed on
Aug 30, 2024
Sold by
Zajkowski Marek and Zajkowski Maigorzata
Bought by
Pinto Limited Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
6.77%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 28, 1992
Sold by
Silver Edwin and Silver Patricia
Bought by
Zajkowski Marek and Zajkowsk Malgorzata
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,700
Interest Rate
7.9%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $410,000 | None Available | |
| Warranty Deed | $410,000 | None Available | |
| Warranty Deed | $300,000 | None Available | |
| Warranty Deed | $300,000 | None Available | |
| Warranty Deed | $300,000 | None Available | |
| Warranty Deed | $129,000 | -- | |
| Warranty Deed | $129,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $402,573 | FHA | |
| Closed | $402,573 | FHA | |
| Previous Owner | $250,000 | Purchase Money Mortgage | |
| Previous Owner | $96,700 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/30/2024 12/30/24 | Sold | $410,000 | +2.5% | $196 / Sq Ft |
| 09/06/2024 09/06/24 | For Sale | $399,900 | -- | $192 / Sq Ft |
Source: SmartMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,261 | $157,360 | $31,220 | $126,140 |
| 2024 | $6,576 | $157,360 | $31,220 | $126,140 |
| 2023 | $7,042 | $157,360 | $31,220 | $126,140 |
| 2022 | $5,168 | $108,230 | $33,500 | $74,730 |
| 2021 | $5,168 | $108,230 | $33,500 | $74,730 |
| 2020 | $5,168 | $108,230 | $33,500 | $74,730 |
| 2019 | $5,114 | $108,230 | $33,500 | $74,730 |
| 2018 | $5,106 | $105,600 | $40,310 | $65,290 |
| 2017 | $5,127 | $105,600 | $40,310 | $65,290 |
| 2016 | $5,034 | $105,600 | $40,310 | $65,290 |
| 2015 | $4,812 | $105,600 | $40,310 | $65,290 |
| 2014 | $4,758 | $105,600 | $40,310 | $65,290 |
| 2012 | $5,672 | $169,070 | $50,890 | $118,180 |
Source: Public Records
Agents Affiliated with this Home
-
Zach Pinto
-
Erika Johnson
Buyer's Agent in 2024
Erika Johnson
ERIS, LLC
(203) 673-5599
3 in this area
4 Total Sales
Map
Source: SmartMLS
MLS Number: 24044148
APN: NAUG-000076-000019-E000560-000021-94
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