NOT LISTED FOR SALE

92 Declaration Dr Montross, VA 22520

Estimated Value: $323,000 - $398,000

3 Beds
2.5 Baths
-- Sq Ft
0.3 Acres

Last Sold June 21, 2023

Last sale price $288,000

Est. 28% increase in value since last sale

Current estimated payment $2,131/month

2 Days on Market

Highlights

  • Marina
  • Boat Ramp
  • Canoe or Kayak Water Access
  • Montross Middle School Rated 9+
  • Home fronts navigable water
  • Fitness Center

About This Home

As of June 2023

Just in time for a wonderful summer getaway or beautiful year-round home nestled on a private lot close to the River! 3BR/2.5BA home in the desirable waterfront community of Stratford Harbour, which offers amenities including Potomac River access with a sandy white beach, boat ramp, docks, clubhouse, pool, tennis courts, pavilion, lake, and playground! There is a cute front porch to enjoy your morning coffee! This house was made to entertain and spend time together! The large family room is open to a wonderful-sized kitchen and a large dining area. Deck off dining area/kitchen. Great-sized bedrooms upstairs and the primary bedroom offers a large walk-in closet and a lovely soaking tub, separate shower, and even double sinks. Downstairs, you have a walk-out basement that is ready to be finished to enhance your living space. Move-in ready!

Last Agent to Sell the Property

Melissa Stewart

(540) 809-4547 melissastewarthomes@gmail.com Coldwell Banker Elite License #0225076067 Listed on: 05/09/2023

Coldwell Banker Elite

Co-Listed By

Nikki Sigmon

(540) 656-6182 nikkisigmon@gmail.com Coldwell Banker Elite License #0225209444

Last Buyer's Agent

Danielle Biegner

(240) 412-1706 daniellebiegner@gmail.com RE/MAX One License #0225221996

RE/MAX One

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,282

Year Built

  • Built in 2007

Lot Details

  • 0.3 Acre Lot
  • Home fronts navigable water

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Colonial Architecture
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Family Room Off Kitchen
  • Combination Kitchen and Dining Room
  • Attic

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Ice Maker
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Side Basement Entry
  • Rough-In Basement Bathroom
  • Natural lighting in basement

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Personal Watercraft
  • Swimming Allowed
  • Non Powered Boats Only
  • Lake Privileges

Schools

  • Washington & Lee High School

Utilities

  • Central Air
  • Heating unit installed on the ceiling
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Septic Equal To The Number Of Bedrooms
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 29
  • Assessor Parcel Number 22D 29

Community Details

Overview

  • Stratford Harbour HOA
  • Stratford Harbour Subdivision
  • Community Lake

Amenities

  • Common Area
  • Clubhouse
  • Meeting Room
  • Community Dining Room

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Marina
  • Beach
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Pool Membership Available
  • Fishing Allowed
  • Recreational Area

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,282

Year Built

Built in 2007

Lot Details

0

HOA Fees

$38 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 2007
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Microwave, Icemaker, Oven/Range - Electric, Refrigerator, Washer, Washer/Dryer Hookups Only, Water Heater
  • Flooring Type: Carpet, Laminate Plank, Vinyl
  • Interior Amenities: Attic, Breakfast Area, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Pantry, Primary Bath(s), Recessed Lighting, Soaking Tub, Walk-In Closet(s)
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Daylight, Full, Side Entrance, Unfinished, Walkout Level, Rough Bath Plumb
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access Features: Boat - Non Powered Only, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Potomac River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Ceiling, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic = # Of Br
  • Utilities: Cable Tv
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 450.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Dining Rooms, Exercise Room, Lake, Marina/Marina Club, Meeting Room, Non-Lake Recreational Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Security, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA Name: STRATFORD HARBOUR
  • HOA: Yes
  • Senior Community: No

Schools

  • High School Source: 3rd Party
  • School District Source: 3rd Party
  • High School: WASHINGTON & LEE

Lot Info

  • Lot Size Acres: 0.30
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 13068.00
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1282.00
  • Assessor Parcel Number: 22D 29
  • Tax Lot: 29
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 3, 2017
Sold by
Fannie Mae
Bought by
Hescox Ii Jerry Lee
Current Estimated Value
$367,585

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,192
Outstanding Balance
$127,462
Interest Rate
3.83%
Mortgage Type
FHA
Estimated Equity
$240,123

Purchase Details

Closed on
Sep 15, 2016
Sold by
Commonwealth Asset Services Llc Substitu
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jul 27, 2007
Sold by
Mcdaniel And Sons Homebuilders
Bought by
Wengler Eric L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,773
Interest Rate
6.78%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hescox Ii Jerry Lee $155,000 Lenderlive Stlmnt Svcs Llc
Federal National Mortgage Association $123,800 None Available
Wengler Eric L $209,629 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hescox Ii Jerry Lee $152,192
Previous Owner Wengler Eric L $212,773
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/21/2023 06/21/23 Sold $288,000 +2.9% --
05/09/2023 05/09/23 For Sale $279,900 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,807 $265,800 $26,800 $239,000
2023 $1,648 $265,800 $26,800 $239,000
2022 $1,648 $265,800 $26,800 $239,000
2021 $1,572 $206,900 $26,800 $180,100
2020 $1,572 $206,900 $26,800 $180,100
2019 $1,345 $206,900 $26,800 $180,100
2018 $1,262 $206,900 $26,800 $180,100
2017 -- $206,900 $26,800 $180,100
2016 $1,241 $206,900 $26,800 $180,100
2015 -- $212,500 $26,800 $185,700
2014 -- $0 $0 $0
2013 -- $212,500 $26,800 $185,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAWE2004532

Bright MLS

APN: 22D-29