92 Railroad Ave Montgomery, NY 12549
Estimated payment $3,553/month
Total Views
12,783
4
Beds
2.5
Baths
1,584
Sq Ft
$309
Price per Sq Ft
Highlights
- Main Floor Bedroom
- Baseboard Heating
- High Speed Internet
- 2 Car Detached Garage
About This Home
Welcome to 92 Railroad Avenue, a beautifully updated 3–4 bedroom, 2.5-bath home located in the heart of the Village of Montgomery. Fully renovated in 2022, this home combines modern upgrades with classic charm and energy efficiency.
The first-floor primary suite features a private full bath, offering convenient one-level living. The spacious living and dining areas flow seamlessly into a modern kitchen outfitted with stainless steel appliances and tasteful finishes. Laundry is also located on the main floor for everyday ease.
Notable updates include a new, larger-capacity water heater and a high-performance sump pump, ensuring long-term reliability. Owned solar panels produce enough electricity to completely offset utility usage, resulting in zero electric bills.
Upstairs you’ll find three additional bedrooms that can serve as a home office, guest space, or creative studio. The backyard is large, level, and fully enclosed by a vinyl fence installed in 2023, perfect for privacy, outdoor activities, or pets. The detached garage features newly poured concrete floors, and the driveway was seal-coated in 2022 for a polished finish.
Located within the Valley Central School District and Montgomery Elementary boundary, and close to parks, restaurants, shops, and major highways for easy commuting.
This move-in-ready home offers comfort, efficiency, and thoughtful updates throughout.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,513
Year Built
- Built in 1920
Lot Details
- 9,850 Sq Ft Lot
Parking
- 2 Car Detached Garage
- Garage Door Opener
Home Design
- 1,584 Sq Ft Home
- Frame Construction
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Main Floor Bedroom
Laundry
- Dryer
- Washer
Unfinished Basement
- Partial Basement
- Crawl Space
Schools
- Montgomery Elementary School
- Valley Central Middle School
- Valley Central High School
Utilities
- No Cooling
- Baseboard Heating
- Heating System Uses Natural Gas
- High Speed Internet
Listing and Financial Details
- Assessor Parcel Number 334203-206-000-0004-006.100-0000
Map
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $10,272 | $165,000 | $24,000 | $141,000 |
| 2022 | $8,395 | $130,900 | $24,000 | $106,900 |
| 2021 | $1,234 | $136,200 | $29,300 | $106,900 |
| 2020 | $8,683 | $136,200 | $29,300 | $106,900 |
| 2019 | $5,868 | $136,200 | $29,300 | $106,900 |
| 2018 | $5,868 | $136,200 | $29,300 | $106,900 |
| 2017 | $3,754 | $136,200 | $29,300 | $106,900 |
| 2016 | $3,754 | $136,200 | $29,300 | $106,900 |
| 2015 | -- | $136,200 | $29,300 | $106,900 |
| 2014 | -- | $136,200 | $29,300 | $106,900 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/27/2025 06/27/25 | For Sale | $489,000 | +23.8% | $309 / Sq Ft |
| 03/17/2023 03/17/23 | Sold | $395,000 | -1.0% | $249 / Sq Ft |
| 01/13/2023 01/13/23 | Pending | -- | -- | -- |
| 12/12/2022 12/12/22 | Price Changed | $399,000 | -2.7% | $252 / Sq Ft |
| 11/14/2022 11/14/22 | For Sale | $409,900 | +127.7% | $259 / Sq Ft |
| 09/30/2020 09/30/20 | Sold | $180,000 | -18.1% | $114 / Sq Ft |
| 07/08/2020 07/08/20 | Price Changed | $219,900 | -4.3% | $139 / Sq Ft |
| 06/29/2020 06/29/20 | For Sale | $229,900 | -- | $145 / Sq Ft |
| 06/29/2020 06/29/20 | Pending | -- | -- | -- |
Source: OneKey® MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $395,000 | Westcor Land Title Insurance | |
| Deed | $395,000 | None Available | |
| Deed | $395,000 | Westcor Land Title Insurance | |
| Executors Deed | $180,000 | None Available | |
| Executors Deed | $180,000 | None Available | |
| Executors Deed | $180,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $393,600 | Stand Alone Refi Refinance Of Original Loan | |
| Closed | $379,018 | FHA | |
| Previous Owner | $220,000 | New Conventional | |
| Previous Owner | $20,000 | Credit Line Revolving |
Source: Public Records
Similar Homes in Montgomery, NY
Source: OneKey® MLS
MLS Number: 880295
APN: 334203-206-000-0004-006.000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale or lease on this web site comes in part from OneKey® MLS. Real estate listings held by brokerage firms other than Ten-X are marked with the OneKey® MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Copyright 2025 OneKey® MLS. All rights reserved.
Nearby Homes
- 64 Union St
- 12 Sycamore Dr
- 58 Union St
- 54 Union St
- 302 Angelo Dr
- 34 Summer Set Dr
- 201 Tompkins Rd
- 346 Angelo Dr
- 13 Summer Set Dr Unit O13
- 38 Wavey Willow Ln
- 0 Route 17k Unit KEY808699
- 154 Meadow Lark Rd
- 265 Goodwill Rd
- 264 Wilson St
- 6 Tyler St
- 268 Wilson St
- 269 Wilson St
- 303 Chandler Ln
- 128 Beaver Dam Rd
- 6 Purple Heart Way
- 174 Clinton St
- 136 Clinton St Unit Suite C
- 718 River Rd Unit 2
- 718 River Rd
- 1006 Mill Place
- 60-90 Hawkins Dr
- 501 Bluestone Ct Unit 204
- 306 Bluestone Ct Unit 205
- 306 Bluestone Ct Unit 108
- 306 Bluestone Ct Unit 123
- 401 Bluestone Ct Unit 204
- 175 S Montgomery St Unit D
- 22 Ridge Ave Unit 3
- 46 Coldenham Rd Unit 3
- 73-77 W Main St Unit 5
- 33 Oak St Unit 41-12
- 67 Main St Unit 3A
- 35 Orange Ave
- 26 E Main St Unit 4
- 57 Capron St Unit 2