$214,900
$10K PRICE DROP

921 Boat Dock Rd Somerset, KY 42501

Estimated payment $1,282/month

Total Views 4,960
1 Bed
1 Bath
1,122 Sq Ft
$192 Price per Sq Ft

Highlights

  • Access To Lake
  • Lake View
  • Deck
  • Home Theater
  • Waterfront
  • Wood Flooring

About This Home

Darling cottage on the lake with walk to the water potential! Perfect for downsizing, a VRBO, a starter home or vacation getaway. The main bedroom is on the first floor and there are two 'rooms' in the loft. They use one as a closet and the other as a 2nd sleeping area. Sleeps 7. 8' X 10' storage shed included. Home inspection has been performed and seller has dealt with what they intend to deal with. Buyers are welcome to purchase the inspection for $150 (spliting the cost) saving some money and time.

One of the best things about this home is that it's right in Somerset! You don't have to drive way out in order to get to your place. Super convenient to many local watering holes and restaurants. Somerset Marina is right down the road and they have great dock rates! Waitsboro boat ramp is just on the other side of 27. So there is easy lake access! Tastefully decorated and mostly furnished, it is ready to move into. The roof, kitchen flooring and exterior siding, are only 3 years old. Most everything is about 3 years old as that is when it was renovated. Get the summer started with your new lake home!!

Listing Agent

Brad Bigelow

CENTURY 21 Advantage Realty License #190805 Listed on: 04/30/2025

CENTURY 21 Advantage Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,332

Lot Details

  • 0.26 Acre Lot
  • Waterfront

Home Design

  • Cabin
  • Brick or Stone Mason
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 1,122 Sq Ft Home
  • 1.5-Story Property
  • Great Room
  • Living Room
  • Home Theater
  • Bonus Room
  • Utility Room
  • Lake Views

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 1 Primary Bedroom on Main
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Access To Lake
  • Property is near a marina
  • Deck
  • Storage Shed

Schools

  • Southern Elementary And Middle School
  • Not Applicable Middle School
  • Southwestern High School

Utilities

  • Window Unit Cooling System
  • Heating Available

Community Details

  • No Home Owners Association
  • Rural Subdivision

Listing and Financial Details

  • Assessor Parcel Number 063-4-2-07

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,332

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House, Loft, Cabin
  • Year Built: 9999
  • Above Grade Finished Sq Ft: 1122.0
  • Levels: One and One Half
  • Location Tax Legal Info:Elementary School: Southern
  • Location Tax Legal Info:Middle or Junior School: Southern
  • Location Tax Legal Info:High School: Southwestern
  • Location Tax Legal Info:Intermediate School: Not Applicable
  • Contract Info:On Market Date: 2025-04-30
  • General Property Description:Lot Size Acres: 0.26
  • General Property Description:Above Grade Finished Area: 1122.0
  • General Property Description:Waterfront: Yes
  • Utilities:Electricity2: Electricity Connected
  • Water: Water Connected
  • Structure Type:House: Yes
  • Basement: No
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Main Level: Yes
  • Foundation Details:Block3: Yes
  • Flooring:Laminate: Yes
  • Appliances Refrigerators: Yes
  • Other Structures:Storage Shed: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Roof:Shingle: Yes
  • Water Access:Walk-To-Lake: Yes
  • Water Access:RampMarina Nearby (less than three miles): Yes
  • Stories:One and One Half: Yes
  • Cooling:Window Unit(s): Yes
  • Other Equipment:Home Theater: Yes
  • Water Access:RampMarina Nearby: Yes
  • Water Access:RampMarina Nearby (less than one mile): Yes
  • Structure Type:Cabin: Yes
  • Structure Type:Loft2: Yes
  • General Property Description:Finished Area Total: 1122.0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Interior Amenities: Primary First Floor
  • Flooring: Carpet, Hardwood, Laminate
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: No
  • Total Bedrooms: 1
  • Lot Size Area: 0.26
  • Other Equipment: Home Theater
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Primary First Floor: Yes
  • General Property Description:_pound_ of Primary Bedrooms: 1

Exterior Features

  • Exterior Features: Deck
  • Roof: Shingle
  • Construction Materials: Vinyl Siding, Stone
  • Foundation Details: Block
  • List Price: 214900.0
  • Lot Features: Waterfront
  • Other Structures: Storage Shed
  • View: Lake
  • Construction Materials:Stone2: Yes
  • Exterior Features:Deck: Yes
  • Construction Materials:Vinyl Siding: Yes
  • View:Lake: Yes

Garage/Parking

  • Carport: No
  • Garage: No
  • Garage Features:Garage YN: No
  • Carport Features:Carport YN: No

Utilities

  • Sewer: Public Sewer
  • Heating: Other
  • Cooling: Window Unit(s)
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level
  • Water Source: Public
  • Heating:Other11: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Southern
  • High School: Southwestern
  • Middle or Junior School: Southern

Lot Info

  • Lot Size Acres: 0.26
  • Lot Size Sq Ft: 11326.0
  • Parcel Number: 063-4-2-07

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,332 $180,000 $40,000 $140,000
2023 $1,401 $180,000 $40,000 $140,000
2022 $592 $75,000 $75,000 $0
2021 $617 $75,000 $75,000 $0
2020 $621 $75,000 $75,000 $0
2019 $641 $75,000 $75,000 $0
2018 $631 $75,000 $75,000 $0
2017 $635 $77,000 $77,000 $0
2016 $635 $77,000 $77,000 $0
2015 $621 $77,000 $77,000 $0
2014 $604 $77,000 $77,000 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/23/2025 06/23/25 Price Changed $214,900 -4.4% $192 / Sq Ft
04/30/2025 04/30/25 For Sale $224,900 -- $200 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

Date Type Sale Price Title Company
Deed $75,000 Attorney Only
Grant Deed $77,000 --
Source: Public Records

Similar Homes in Somerset, KY

  • 55 Dogwood Dr, Somerset, KY 42501

    $199,500

    • 3 Beds
    • 1 Bath
    • 1,120 Sq Ft
    • 55 Dogwood Dr
    • Somerset, KY

    Fronting the Cumberland River which flows into beautiful Lake Cumberland, and only a short walk to Omega Park Boat ramp is where you will find this nice waterfront home for sale in Somerset Kentucky. This cute lake home has an open floor plan with a spacious kitchen and living area, that opens up to a side and rear deck that is perfect for entertaining. Down the hallway there is a master

    Epp Walls United Country - Kentucky Lifestyle Properties, LLC

    Section Image
  • 63 Hermosa Dr, Somerset, KY 42503

    $264,000

    • 3 Beds
    • 2 Baths
    • 1,518 Sq Ft
    • 63 Hermosa Dr
    • Somerset, KY

    Stunning New Construction with Modern Farmhouse Charm. Step into this beautifully crafted brand-new home, featuring timeless white vinyl siding with striking black accents for that sought-after modern farmhouse appeal. This 3-bedroom, 2-bathroom gem offers LVP flooring throughout, blending style and durability for easy living.Enjoy the open layout, ideal for both relaxing and

    Jessica Vincent CENTURY 21 Advantage Realty

    Section Image
  • 302 Oak Grove Ln, Somerset, KY 42501

    $179,000

    • 3 Beds
    • 1 Bath
    • 1,204 Sq Ft
    • 302 Oak Grove Ln
    • Somerset, KY

    Welcoming Ranch Close to Lake Fun! This charming 3-bedroom, 1-bath ranch sits on a fenced quarter-acre lot with a handy 1.5-car heated & cooled garage, ideal for first-time buyers, or anyone ready to downsize. There's plenty of room to play, garden, or relax under the Kentucky sky. When adventure calls, you're just minutes from the best of Somerset & Lake Cumberland: Lee Ford Resort Marina: 9.6

    Sarah Arvin The Agency

    Section Image
  • 203 Happy Cir D Happy Hills Dr, Somerset, KY 42501

    $179,999

    • 3 Beds
    • 2.5 Baths
    • 2,736 Sq Ft
    • 203 Happy Cir D Happy Hills Dr
    • Somerset, KY

    Charming 1,378 sq ft home on a full acre of land—built in 1970 and full of potential! This quaint property is a perfect fixer-upper for a young couple looking to create their dream home or make a smart investment. Enjoy the peaceful surroundings, mature trees, and ample space to grow. A rare opportunity to own land and add value in a great location!

    Elisa Shelton eXp Realty LLC

    Section Image
  • 117 Magnolia Ave, Somerset, KY 42503

    $189,800

    • 3 Beds
    • 1.5 Baths
    • 1,281 Sq Ft
    • 117 Magnolia Ave
    • Somerset, KY

    Charming 3-bedroom, 1.5-bath house in Green Meadows Subdivision. This house features a spacious living and dining area with an open layout, all on a level lot. Includes an attached garage and a storage shed in the backyard. Conveniently located close to schools, shopping, and everyday essentials.

    Kenneth Ford CENTURY 21 Advantage Realty

    Section Image
  • 1133 Lakeview Dr, Somerset, KY 42503

    $219,990

    • 3 Beds
    • 1 Bath
    • 1,228 Sq Ft
    • 1133 Lakeview Dr
    • Somerset, KY

    Attention lake lovers! I present you, the perfect retreat. This well maintained home includes three bedrooms, one of which is a large master with access to the back patio. Eat in kitchen, family room, full bathroom, and seperate laundry room with exterior door. New refrigerator installed May/ 2025. Outside you'll find a large front yard, covered porches, Cleveland Pair trees and an

    Erica Nalle Weichert Realtors Ford Brothers, Inc.

    Section Image
  • 303 Beauchamp Blvd, Somerset, KY 42503

    $258,800

    • 3 Beds
    • 2 Baths
    • 1,620 Sq Ft
    • 303 Beauchamp Blvd
    • Somerset, KY

    Charming three-bedroom, two-bath home just minutes from the lake and golf course. This elegant, well-maintained property features beautiful cabinetry throughout and deep closets with plenty of storage space. A storage shed is also located in the backyard. Conveniently close to schools, town, and shopping, this home offers comfort and charm in a peaceful setting.

    Missy Gabbard CENTURY 21 Advantage Realty

    Section Image
  • 304 Ash St, Somerset, KY 42503

    $229,900

    • 3 Beds
    • 2 Baths
    • 1,868 Sq Ft
    • 304 Ash St
    • Somerset, KY

    For the first time in years this beautiful home is on the market!!! Located just off Hwy. 27 in the Green Meadow Subdv. The home offers 3 bedrooms, 2 baths, a large kitchen/family room combination, den, and much more!!! On the outside there's a screened in back porch, detatched garage, blacktop drive, and nice tall mature shade trees. This one won't last long, call today!!!

    Josh McKinley Mckinley Real Estate Group

    Section Image
  • 305 Ash St, Somerset, KY 42503

    $219,900

    • 3 Beds
    • 1 Bath
    • 1,175 Sq Ft
    • 305 Ash St
    • Somerset, KY

    For the first time in years this beautiful home is on the market!!! Located just off Hwy. 27 in the Green Meadow Subdv. The home offers 3 bedrooms, 1 bath, a large kitchen/family room combination, and much more!!! This home sits on a nice big open lot for plenty of room for kids and pets to run freely and you're only about 5 minutes from Hwy. 27!!! This one won't last long, call today!!! *Shown

    Josh McKinley Mckinley Real Estate Group

    Section Image

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25008616

ImagineMLS (Bluegrass REALTORS®)

APN: 063-4-2-07