$650,000
SOLD DEC 22, 2025
3 Beds
3 Baths
2,045 Sq Ft
6,970 Sq Ft Lot

Recently Sold

$318 Per Sq Ft

12% Below List Price

136 Days on Market

Highlights

  • Community Beach Access
  • Ocean View
  • In Ground Pool
  • W. Douglas Hartley Elementary School Rated A
  • Boat Dock
  • Gated Community

About This Home

As of December 2025

Discover your own personal waterfront retreat with this beautiful POOL home residing just steps away from the Atlantic Ocean and Matanzas inlet! Nestled in the highly coveted gated community of Summer Island, this inviting coastal home is an outdoor paradise for boaters, beachgoers and water enthusiasts alike or for those who enjoy relaxing and taking in peaceful, serene views of the beach, ocean and beautiful Florida sunrises and sunsets. Step inside to experience the perfect blend of comfort and style in this wonderfully designed home featuring a light-filled, open-concept floor plan ideal for both everyday living and entertaining. Enjoy 3 generously sized bedrooms, each with its own private ensuite bath, offering the perfect sanctuary for family and guests. The family room is a true showstopper, with multi-slide doors and floor-to-ceiling glass that frame magnificent views of the inground pool and beach beyond, while a welcoming fireplace adds a touch of cozy charm. The kitchen is a homeowner's dream with stainless steel appliances, upgraded wood cabinetry, abundant counter space, coffee bar, and multiple dining options including a formal area and breakfast nook. Adding to the functionality of this thoughtfully laid-out home is the dedicated office area upstairs, a spacious laundry room downstairs and plenty of extra storage throughout. Summer Island isn't just a community, it's a lifestyle! Launch your boat, jet skis, kayaks, or paddleboards from the private boat ramp, cast a line from the dock, or spend the day surfing, sunbathing, or strolling along the beach just a short walk away. Enjoy an active lifestyle with amenities like pickleball, tennis and basketball or take a morning jog or leisurely walk with your dog through this vibrant, beachside neighborhood. This home resides just minutes from historic downtown St. Augustine, beautiful beaches, public boat ramps, State parks, medical care, golf courses, shopping, restaurants, and many other points of interest in Northeast Florida. Home sold "AS-IS", NO BLIND OFFERS!

Last Agent to Sell the Property

Paul Bednar

ERA ONETEAM REALTY License #3382207 Listed on: 07/25/2025

Last Buyer's Agent

Paul Bednar

ERA ONETEAM REALTY License #3382207 Listed on: 07/25/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,048

Year Built

  • Built in 1996

Lot Details

  • 6,970 Sq Ft Lot

HOA Fees

  • $190 Monthly HOA Fees

Parking

  • 2 Car Garage

Property Views

  • Ocean
  • Beach
  • Pond

Home Design

  • Traditional Architecture
  • Metal Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,045 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Furnished or left unfurnished upon request
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Entrance Foyer
  • Security Gate

Kitchen

  • Breakfast Area or Nook
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • In Ground Spa
  • Outdoor Shower
  • Screen Enclosure

Outdoor Features

  • Balcony
  • Covered Patio or Porch

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1882260040

Community Details

Overview

  • Summer Island Subdivision

Recreation

  • Boat Dock
  • Community Boat Launch
  • Community Beach Access
  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Shuffleboard Court
  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,048

Year Built

Built in 1996

Lot Details

0

HOA Fees

$190 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 1996
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.16
  • Road Frontage Type: City Street
  • Subdivision Name: Summer Island
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: No
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Ceiling Fan(s), Entrance Foyer, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Breakfast Nook
  • Major Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • Furnished: Negotiable
  • Spa Features: In Ground, Private
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Laminate, Tile
  • Living Area: 2045.0

Exterior Features

  • Waterfront: Yes
  • Exterior: Balcony, Outdoor Shower
  • Roof: Metal
  • Pool Features: In Ground, Screen Enclosure
  • Pool Private: Yes
  • View: Beach, Ocean, Pond
  • Waterfront Features: River Access
  • Construction Type: Block, Stucco, Shell Dash
  • Patio And Porch Features: Covered, Patio, Porch, Screened

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0

Utilities

  • Utilities: Cable Available, Electricity Available, Water Available
  • Laundry Features: Lower Level
  • Security: Security Gate
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 570.0
  • Association Fee Frequency: Quarterly
  • Senior Community: No
  • Amenities: Beach Access, Basketball Court, Boat Dock, Clubhouse, Gated, Shuffleboard Court, Tennis Court(s), Pickleball, Boat Launch, Pool
  • Association: Yes

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 6969.6
  • Parcel #: 1882260040

Tax Info

  • Tax Annual Amount: 8047.65
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 22, 2020
Closed on
Mar 17, 2021
Sold by
Mccormick William C and Mccormick Penelope L
Bought by
Desilets Roland
Seller's Agent
Nancy Trudel
The Ruggeri Group Real Estate
Buyer's Agent
Bernadette Grandinetti
Christie's International Real Estate First Coast
List Price
$589,000
Sold Price
$589,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.75%
Original Mortgage
$200,000
Outstanding Balance
$179,286
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$522,831

Purchase Details

Closed on
Jul 9, 2013
Sold by
Mccormick William C and Mccormick Penelope L
Bought by
Mccormick William C and Mccormick Penelope L

Purchase Details

Closed on
Jul 28, 2004
Sold by
Kunze Harry J and Kunze Joan A
Bought by
Mccormick William C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$333,700
Interest Rate
6.22%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $589,000 New Title Company Name
Interfamily Deed Transfer -- Attorney
Warranty Deed $499,000 Multiple
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Previous Owner $333,700 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/22/2025 12/22/25 Sold $650,000 -5.0% $318 / Sq Ft
12/05/2025 12/05/25 Price Changed $684,000 -2.1% $334 / Sq Ft
11/09/2025 11/09/25 Price Changed $699,000 -2.8% $342 / Sq Ft
09/10/2025 09/10/25 Price Changed $719,000 -2.7% $352 / Sq Ft
07/25/2025 07/25/25 For Sale $739,000 +25.5% $361 / Sq Ft
03/17/2021 03/17/21 Sold $589,000 0.0% $288 / Sq Ft View Prior Sale
02/22/2021 02/22/21 Pending -- -- --
11/22/2020 11/22/20 For Sale $589,000 -- $288 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,856 $644,374 $230,000 $414,374
2024 $6,856 $618,479 $230,000 $388,479
2023 $6,856 $557,027 $0 $0
2022 $6,684 $540,803 $190,400 $350,403
2021 $4,536 $364,761 $0 $0
2020 $4,521 $359,725 $0 $0
2019 $4,612 $351,637 $0 $0
2018 $4,565 $345,080 $0 $0
2017 $3,122 $239,203 $0 $0
2016 $4,408 $330,807 $0 $0
2015 $4,475 $328,507 $0 $0
2014 $4,492 $325,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2100377

realMLS (Northeast Florida Multiple Listing Service)

APN: 188226-0040