$366,500
SOLD OCT 2, 2025

923 Settlement Dr Lancaster, KY 40444

3 Beds
2 Baths
1,750 Sq Ft
15 Acres

Recently Sold

$209 Per Sq Ft

11% Below List Price

7 Days on Market

Highlights

  • Boat Ramp
  • Property is near a marina
  • Secluded Lot
  • Barn
  • View of Trees or Woods
  • Porch

About This Home

As of October 2025

Nice setting on Settlement Drive featuring one and half story country cottage on 15-acres plus on farm land. Property has 2 full baths, 3 bedrooms, family room, great front porch, back porch, farm shed and barn. Come view this wonderful home. The land has not been exposed to synthetic farm chemicals. Organic farm land. Excellent front porch 36x6 ft, nice views. Good farm land. Close to marina.

Last Agent to Sell the Property

kendell seaton

Rector Hayden Realtors License #186998 Listed on: 07/28/2025

Rector Hayden Realtors

Last Buyer's Agent

Terra Jeffries

RE/MAX Elite Realty License #223352

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1993

Lot Details

  • 15 Acre Lot
  • Partially Fenced Property
  • Secluded Lot

Property Views

  • Woods
  • Farm
  • Rural

Home Design

  • Block Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,750 Sq Ft Home
  • 1.5-Story Property
  • Entrance Foyer
  • Family Room
  • Dining Room
  • Utility Room
  • Washer and Electric Dryer Hookup

Kitchen

  • Oven or Range
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Attic

  • Attic Floors
  • Walk-In Attic

Parking

  • Garage
  • Front Facing Garage

Outdoor Features

  • Property is near a marina
  • Boat Ramp
  • Porch

Schools

  • Camp Dick Elementary School
  • Garrard Co Middle School
  • Garrard Co High School

Farming

  • Barn

Utilities

  • Cooling Available
  • Heating System Powered By Leased Propane
  • Electric Water Heater
  • Septic Tank

Community Details

  • Property has a Home Owners Association
  • Homestead Herrington Subdivision

Listing and Financial Details

  • Assessor Parcel Number 05C-41

Home Details

Home Type

Single Family

Year Built

Built in 1993

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 1993
  • Above Grade Finished Sq Ft: 1750.0
  • Levels: One and One Half
  • New Construction: No
  • Structure Type:House: Yes
  • Flooring:Carpet: Yes
  • Water Source:Public: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Foundation Details:Block3: Yes
  • Flooring:Laminate: Yes
  • Appliances Refrigerators: Yes
  • Roof:Composition: Yes
  • View:Rural: Yes
  • Fencing:Partial2: Yes
  • Other Structures:Barn(s): Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Range, Refrigerator
  • Interior Amenities: Entrance Foyer, Walk-In Closet(s)
  • Flooring: Carpet, Laminate, Vinyl
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: No
  • Total Bedrooms: 3
  • LivingArea: 1750.0
  • Lot Size Area: 15.0
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Walk-In Closet(s): Yes

Exterior Features

  • Roof: Composition
  • Construction Materials: Vinyl Siding
  • Fencing: Partial
  • Foundation Details: Block
  • Home Warranty: No
  • List Price: 410000.0
  • Lot Features: Secluded
  • Other Structures: Barn(s)
  • Patio And Porch Features: Porch
  • Pool Private: No
  • View: Farm, Rural, Trees/Woods
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Lot Features:Secluded: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: Yes
  • Parking Features: Garage Faces Front

Utilities

  • Sewer: Septic Tank
  • Heating: Propane Tank Leased
  • Cooling: Electric
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Water Source: Public
  • Sewer Septic Tank: Yes
  • Heating:Propane Tank Leased: Yes

Condo/Co-op/Association

  • Association Fee: 50.0
  • Association: Yes

Schools

  • Elementary School: Camp Dick
  • High School: Garrard Co
  • Middle or Junior School: Garrard Co

Lot Info

  • Lot Size Acres: 15.0
  • Lot Size Sq Ft: 653400.0
  • Parcel Number: 05C-41

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 28, 2025
Closed on
Oct 2, 2025
Sold by
Scott Pat and Scott Patricia L
Bought by
Redmond Glory L and Redmond Brian K
Seller's Agent
kendell seaton
Rector Hayden Realtors
Buyer's Agent
Terra Jeffries
RE/MAX Elite Realty
List Price
$410,000
Sold Price
$366,500
Premium/Discount to List
-$43,500
-10.61%
Views
32
Current Estimated Value
$373,130

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,630
Avg. Annual Appreciation
7.43%
Original Mortgage
$100,000
Outstanding Balance
$99,647
Interest Rate
5.69%
Mortgage Type
New Conventional
Estimated Equity
$273,483

Purchase Details

Listed on
Jul 28, 2025
Closed on
Sep 4, 2025
Sold by
Scott Patricia
Bought by
Hawkins Julia
Seller's Agent
kendell seaton
Rector Hayden Realtors
Buyer's Agent
Terra Jeffries
RE/MAX Elite Realty
List Price
$410,000
Sold Price
$366,500
Premium/Discount to List
-$43,500
-10.61%
Views
32

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Outstanding Balance
$99,647
Interest Rate
5.69%
Mortgage Type
New Conventional
Estimated Equity
$273,483

Purchase Details

Closed on
Aug 25, 2006
Sold by
Wells John L
Bought by
Scott Patricia L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Type Sale Price Title Company
Deed $366,500 None Listed On Document
Deed $5,000 None Listed On Document
Deed $29,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/02/2025 10/02/25 Sold $366,500 -10.6% $209 / Sq Ft
08/04/2025 08/04/25 Pending -- -- --
07/28/2025 07/28/25 For Sale $410,000 -- $234 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25016523

ImagineMLS (Bluegrass REALTORS®)

APN: 05C-41