$995,000

925 Pine Tree Point Rd Swanton, MD 21561

Estimated payment $6,333/month

Total Views 4,033
3 Beds
2.5 Baths
2,850 Sq Ft
$349 Price per Sq Ft

Highlights

  • 1 Dock Slip
  • Canoe or Kayak Water Access
  • Chalet
  • Home fronts navigable water
  • Fishing Allowed
  • Vaulted Ceiling

About This Home

Classic lake chalet with 1 dock slip on the southeaster end of Deep Creek Lake! 925 Pine Tree Point brings you a premium home with native stone work on the exterior and blended into the interior with floor to ceiling wood-burning fireplace on the main level of the home. Enjoy the functionalities of an open concept main level with vaulted ceilings, main level bedroom and bathroom. The upper levels two more bedrooms and one full bathroom. On the lower level, enjoy a warm setting next to the wood burning stove or play a game of pool at the pool table. From the lower level, you are only several hundred feet from your dock slip in a quiet cove and a level lot. The oversized detached garage is great for keeping snow off the vehicles in the winter, boat storage or keeping the toys out of the weather. Whether you are looking for a vacation home or looking for the ability to live at the lake year-round, this home is sure to be the starting point for many of the best memories. Call today to schedule a private tour!

Listing Agent

Nick Fratz-Orr

(301) 387-2000 nick@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 Listed on: 09/12/2026

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,441

Year Built

  • Built in 1991

Lot Details

  • 26,136 Sq Ft Lot
  • Home fronts navigable water

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • 4 Driveway Spaces
  • Front Facing Garage

Home Design

  • Chalet
  • Block Foundation
  • Frame Construction
  • Stone Siding

Interior Spaces

  • Property has 3 Levels
  • Furnished
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Finished Basement
  • Laundry in Basement

Bedrooms and Bathrooms

Accessible Home Design

  • Doors swing in

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Limited Hours Of Personal Watercraft Operation
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • Powered Boats Permitted

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 0022
  • Assessor Parcel Number 1218004585

Community Details

Overview

  • Association fees include pier/dock maintenance
  • Pine Tree Point Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,441

Year Built

Built in 1991

Lot Details

0.6 Acres

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Chalet
  • Accessibility Features: Doors - Swing In
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 9/12/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1991
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished
  • Laundry Type: Basement
  • Total Sq Ft: 3054
  • Living Area Sq Ft: 2850
  • Price Per Sq Ft: 537.84
  • Above Grade Finished Sq Ft: 1850
  • Below Grade Finished Sq Ft: 1000
  • Below Grade Sq Ft: 204
  • Total Below Grade Sq Ft: 1204
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Stone, Frame
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Private Access
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Detached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 160.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Pier/Dock Maintenance
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Size Acres: 0.60
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 26136.00
  • Zoning: R
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 8441.00
  • Assessor Parcel Number: 1218004585
  • Tax Lot: 0022
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $8,381 $750,967 $0 $0
2025 $8,471 $745,700 $130,600 $615,100
2024 $7,525 $641,667 $0 $0
2023 $6,310 $537,633 $0 $0
2022 $5,094 $433,600 $104,500 $329,100
2020 $4,281 $366,533 $0 $0
2019 $3,919 $333,000 $104,500 $228,500
2018 $3,699 $333,000 $104,500 $228,500
2017 $3,726 $333,000 $0 $0
2016 -- $336,900 $0 $0
2015 -- $336,900 $0 $0
2014 -- $336,900 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/12/2026 09/12/26 For Sale $995,000 +16.4% $349 / Sq Ft
12/17/2021 12/17/21 Sold $855,000 +3.0% $300 / Sq Ft View Prior Sale
11/06/2021 11/06/21 Pending -- -- --
11/02/2021 11/02/21 For Sale $829,900 +87.8% $291 / Sq Ft
05/26/2017 05/26/17 Sold $442,000 -1.6% $204 / Sq Ft View Prior Sale
04/19/2017 04/19/17 Pending -- -- --
04/19/2017 04/19/17 For Sale $449,000 -- $207 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $855,000 Deep Creek Title Group
Deed $442,500 Sage Title Group Llc
Deed $221,000 --
Deed $12,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $311,200 New Conventional
Open $769,415 New Conventional
Closed $769,415 New Conventional
Previous Owner $336,000 Commercial
Previous Owner $354,000 New Conventional
Source: Public Records

About the Listing Agent

Nick Fratz-Orr

Railey Realty, Inc.

(240) 376-4050

Section Image

Born and Raised in Garrett County, Nick has had the privilege of growing up in this beautiful area he calls home for 28 years. With an athletic 7-year background in professional motocross racing, he has utilized his skills in competitive racing at the highest level in the world and have applied those skills towards his career in real estate sales. This foundation has given him incredible opportunities to work with fantastic people throughout the purchase or sale of their home here at Deep Creek

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Source: Bright MLS

MLS Number: MDGA2012686

Bright MLS

APN: 18-004585

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