J
Seller's Agent in 2025
Jim Sperandio
HomeSmart Connect LLC
(630) 212-6122
1 in this area
61 Total Sales
925 Prospect St Elgin, IL 60120
Northeast Elgin Neighborhood
2
Beds
2
Baths
1,471
Sq Ft
1921
Built
Highlights
- Cape Cod Architecture
- Den
- Laundry Room
- Wood Flooring
- Formal Dining Room
- Shed
About This Home
As of May 2025Outstanding location for this charming bungalow style home with addition. Newer items include 2 FURNACE & 2 A/C UNITS REPLACED (a) 4 yrs ** (most) WINDOWS 2014 ** TUCKPOINTING 10 yrs ** SEWER MAIN TO SIDEWALK 6 yrs ** GARAGE OVERHEAD DOOR 2024 ** DISHWASHER 3 yrs ** SIDE ENTRY DOOR (a) 9 yrs ** The home also features an amazing 2 STORY FAMILY ROOM addition SURROUNDED WITH WINDOWS ** FIREPLACE ** FIRST FLOOR DEN ** FINISHED BASEMENT ** Nestled in one of Elgin's finest Historic District's. Only blocks from walking/riding paths, boat launch and downtown Elgin. Many bigger items have been taken care of but great for a buyer who can bring their decorating ideas, cosmetic improvements and make it their own while gaining sweat equity. Home is priced accordingly for condition. Home is being sold AS-IS with no repairs, No FHA can be considered.
Last Agent to Sell the Property
HomeSmart Connect LLC License #475098838 Listed on: 02/20/2025
Last Buyer's Agent
Daniel Cox
Redfin Corporation License #475205843
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,834
Year Built
- Built in 1921
Lot Details
- Lot Dimensions are 66 x 113
- Paved or Partially Paved Lot
Parking
- 1 Car Garage
- Driveway
Home Design
- Cape Cod Architecture
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,471 Sq Ft Home
- 1.5-Story Property
- Ceiling Fan
- Family Room
- Living Room with Fireplace
- Formal Dining Room
- Den
- Partial Basement
- Unfinished Attic
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 3 Potential Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Shed
Utilities
- Forced Air Heating and Cooling System
- Two Heating Systems
- Heating System Uses Natural Gas
- Cable TV Available
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Nov 27, 2013
Sold by
Mette Curt and Mette Carolyn
Bought by
Mette Curt and Mette Carolyn
Current Estimated Value
Purchase Details
Closed on
Mar 11, 2009
Sold by
Federal National Mortgage Association
Bought by
Mette Curt and Burke Carolyn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,735
Interest Rate
4.85%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 5, 2008
Sold by
Falbisaner Judith J
Bought by
Federal National Mortgage Association
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | None Available | |
| Special Warranty Deed | $125,000 | Attorneys Title Guaranty Fun | |
| Sheriffs Deed | -- | Attorneys Title Guaranty Fun |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $100,000 | Credit Line Revolving | |
| Closed | $120,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $122,735 | FHA | |
| Previous Owner | $151,000 | New Conventional | |
| Previous Owner | $65,000 | Credit Line Revolving | |
| Previous Owner | $152,000 | Unknown | |
| Previous Owner | $122,500 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/23/2025 05/23/25 | Sold | $251,000 | +0.4% | $171 / Sq Ft |
| 05/05/2025 05/05/25 | Pending | -- | -- | -- |
| 05/01/2025 05/01/25 | For Sale | $249,900 | 0.0% | $170 / Sq Ft |
| 02/22/2025 02/22/25 | Pending | -- | -- | -- |
| 02/20/2025 02/20/25 | For Sale | $249,900 | -- | $170 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,131 | $84,613 | $15,681 | $68,932 |
| 2023 | $5,834 | $76,442 | $14,167 | $62,275 |
| 2022 | $5,524 | $69,702 | $12,918 | $56,784 |
| 2021 | $5,279 | $65,166 | $12,077 | $53,089 |
| 2020 | $5,127 | $62,211 | $11,529 | $50,682 |
| 2019 | $4,974 | $59,260 | $10,982 | $48,278 |
| 2018 | $4,367 | $50,174 | $10,346 | $39,828 |
| 2017 | $4,262 | $47,433 | $9,781 | $37,652 |
| 2016 | $4,053 | $44,005 | $9,074 | $34,931 |
| 2015 | -- | $40,334 | $8,317 | $32,017 |
| 2014 | -- | $39,836 | $8,214 | $31,622 |
| 2013 | -- | $40,887 | $8,431 | $32,456 |
Source: Public Records
Agents Affiliated with this Home
-
Jim Sperandio
-
Arthur Moore
Seller Co-Listing Agent in 2025
Arthur Moore
HomeSmart Connect LLC
(847) 767-4373
1 in this area
70 Total Sales
-
Daniel Cox
Buyer's Agent in 2025
Daniel Cox
Redfin Corporation
(847) 571-7403
1 in this area
33 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12270290
APN: 06-12-154-004
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