$329,900
PENDING

926 21st St SE Saint Cloud, MN 56304

Estimated payment $2,047/month

Total Views 148,117
4 Beds
3 Baths
1,940 Sq Ft
$170 Price per Sq Ft

Highlights

  • Deck
  • Ranch Style House
  • Covered Patio or Porch
  • Vaulted Ceiling
  • No HOA
  • Lower Floor Utility Room

About This Home

Welcome to this well-maintained rambler offering convenient main-level living. The spacious primary suite (20' x 13') comfortably fits king-size furniture and a reclining chair, and features a private 3⁄4 bath and dual closets. Three bedrooms are located on the main level, with a fourth bedroom in the lower level—ideal for guests, a home office, or hobby space.
The home features vaulted ceilings and a semi-open-concept floorplan, creating an airy and inviting atmosphere. Recent interior updates include fresh paint throughout the entire main level, new carpet in the living room and third main-floor bedroom, updated cabinet hardware in the kitchen and bathrooms, wallpaper removal for a clean, modern look, new locksets on main-floor and entry doors, and a new InSinkErator disposal.
Step outside to an oversized 15' x 15' cedar deck with stairs leading down to a lush, beautifully maintained backyard. Fencing is allowed, offering flexibility and peace of mind for children and pets.
The oversized two-car garage (30' x 21') includes built-in closet storage. Downstairs, the expansive rec room (23' x 25') features a cozy gas-burning fireplace with brick surround, while daylight lookout windows fill the space with natural light. You’ll also find a large unfinished storage or hobby room (15' x 20') plus a separate mechanical and laundry area.
Major mechanical and exterior updates include vinyl windows (2015), siding and roof (2019), furnace (2020), and water heater (2024), providing comfort and confidence for years to come.

Listing Agent

Christy Kowalzek

Coldwell Banker Realty Brokerage Phone: 6126191910 Listed on: 08/29/2025

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,436

Year Built

  • Built in 1990

Lot Details

  • Lot Dimensions are 76x140
  • Few Trees

Parking

  • 2 Car Attached Garage
  • Parking Storage or Cabinetry
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Pitched Roof
  • Steel Siding

Interior Spaces

  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Brick Fireplace
  • Family Room with Fireplace
  • Dining Room
  • Lower Floor Utility Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction
  • Basement Storage
  • Natural lighting in basement

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Baseboard Heating
  • Heating System Uses Wood

Community Details

  • No Home Owners Association
  • Torborg Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 85004230235

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,436

Year Built

Built in 1990

Lot Details

10,454 Sq Ft Lot

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Stone, Steel Siding
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 1990
  • Above Grade Finished Sq Ft: 1200
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Attribution Contact: 6126191910
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Finished, Full, Storage Space
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Fireplace Features: Brick, Family Room, Wood Burning
  • Living Area: 1940
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 740
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt, Pitched
  • Foundation Details: 8 ft+ Pour
  • PatioPorchType: Covered, Deck, Front Porch

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Electric, Garage Door Opener, Storage

Utilities

  • Heating: Baseboard, Forced Air, Fireplace(s)
  • Sewer: City Sewer/Connected
  • LaundryFeatures: Gas Dryer Hookup, Lower Level, Laundry Room, Sink, Washer Hookup
  • Fuel: Electric, Natural Gas, Wood

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s), Deck, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Porch, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 3202539333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 76x140
  • Land Lease: No
  • Lot Features: Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 85004230235
  • Tax Annual Amount: 3436
  • TaxWithAssessments: 3436

Map

Range of Values:

--
Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,916 $286,200 $40,000 $246,200
2024 $3,454 $281,400 $40,000 $241,400
2023 $3,222 $281,400 $45,000 $236,400
2022 $2,530 $259,900 $45,000 $214,900
2020 $2,250 $181,400 $30,000 $151,400
2019 $2,166 $174,200 $35,000 $139,200
2018 $1,988 $167,600 $35,000 $132,600
2017 $1,902 $153,100 $35,000 $118,100
2016 $1,848 $144,900 $35,000 $109,900
2015 $1,808 $120,700 $29,200 $91,500
2014 $1,690 $115,000 $28,800 $86,200
2013 -- $110,700 $28,600 $82,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/27/2026 04/27/26 Pending -- -- --
04/04/2026 04/04/26 Price Changed $329,900 0.0% $170 / Sq Ft
04/04/2026 04/04/26 For Sale $329,900 +3.1% $170 / Sq Ft
01/20/2026 01/20/26 Off Market $319,900 -- --
01/15/2026 01/15/26 For Sale $319,900 0.0% $165 / Sq Ft
12/19/2025 12/19/25 Off Market $319,900 -- --
10/09/2025 10/09/25 Price Changed $319,900 -3.1% $165 / Sq Ft
08/30/2025 08/30/25 For Sale $330,000 -- $170 / Sq Ft
Source: NorthstarMLS

About the Listing Agent

Christy Kowalzek

Coldwell Banker Realty

(888) 673-2065

Section Image

Christy is a full-time licensed Realtor in the State of Minnesota with comprehensive knowledge of the West/Northwest Twin Cities/Metro areas with a focus on residential sales, land, new construction, and development. She is a results-driven professional who has proudly served hundreds of Sellers, Buyers, and Investors since 2015. Proven real estate professional that knows how to navigate through complicated transactions and deadlines.
Christy can be described as a confident professional

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Source: NorthstarMLS

MLS Number: 6780215

NorthstarMLS

APN: 85-423-0235

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