Seller's Agent in 2026
Christy Kowalzek
Coldwell Banker Burnet
(612) 619-1910
120 Total Sales
926 21st St SE Saint Cloud, MN 56304
Saint Cloud Area
4
Beds
3
Baths
1,940
Sq Ft
10,454
Sq Ft Lot
Highlights
- Deck
- Ranch Style House
- Covered Patio or Porch
- Vaulted Ceiling
- No HOA
- Lower Floor Utility Room
About This Home
As of May 2026Welcome to this well-maintained rambler offering convenient main-level living. The spacious primary suite (20' x 13') comfortably fits king-size furniture and a reclining chair, and features a private 3⁄4 bath and dual closets. Three bedrooms are located on the main level, with a fourth bedroom in the lower level—ideal for guests, a home office, or hobby space.
The home features vaulted ceilings and a semi-open-concept floorplan, creating an airy and inviting atmosphere. Recent interior updates include fresh paint throughout the entire main level, new carpet in the living room and third main-floor bedroom, updated cabinet hardware in the kitchen and bathrooms, wallpaper removal for a clean, modern look, new locksets on main-floor and entry doors, and a new InSinkErator disposal.
Step outside to an oversized 15' x 15' cedar deck with stairs leading down to a lush, beautifully maintained backyard. Fencing is allowed, offering flexibility and peace of mind for children and pets.
The oversized two-car garage (30' x 21') includes built-in closet storage. Downstairs, the expansive rec room (23' x 25') features a cozy gas-burning fireplace with brick surround, while daylight lookout windows fill the space with natural light. You’ll also find a large unfinished storage or hobby room (15' x 20') plus a separate mechanical and laundry area.
Major mechanical and exterior updates include vinyl windows (2015), siding and roof (2019), furnace (2020), and water heater (2024), providing comfort and confidence for years to come.
Last Agent to Sell the Property
Coldwell Banker Realty Brokerage Phone: 6126191910 Listed on: 08/29/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,436
Year Built
- Built in 1990
Lot Details
- Lot Dimensions are 76x140
- Few Trees
Parking
- 2 Car Attached Garage
- Parking Storage or Cabinetry
- Garage Door Opener
Home Design
- Ranch Style House
- Poured Concrete
- Pitched Roof
- Steel Siding
- Stone Exterior Construction
Interior Spaces
- Vaulted Ceiling
- Wood Burning Fireplace
- Brick Fireplace
- Family Room with Fireplace
- Dining Room
- Lower Floor Utility Room
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
- The kitchen features windows
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
- Sink Near Laundry
Finished Basement
- Basement Fills Entire Space Under The House
- Block Basement Construction
- Basement Storage
- Natural lighting in basement
Outdoor Features
- Deck
- Covered Patio or Porch
Utilities
- Forced Air Heating and Cooling System
- Baseboard Heating
- Heating System Uses Wood
Community Details
- No Home Owners Association
- Torborg Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 85004230235
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 29, 2025
Closed on
May 21, 2026
Sold by
Bought by
Seller's Agent
Christy Kowalzek
Coldwell Banker Realty
Buyer's Agent
Kalvin Moscho
Keller Williams Classic Rlty NW
List Price
$329,900
Sold Price
$325,000
Premium/Discount to List
-$4,900
-1.49%
Views
4858
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.21%
Original Mortgage
$178,750
Outstanding Balance
$178,584
Interest Rate
6.36%
Mortgage Type
New Conventional
Estimated Equity
$144,300
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $325,000 | First American Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $178,750 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/21/2026 05/21/26 | Sold | $325,000 | -1.5% | $168 / Sq Ft |
| 04/27/2026 04/27/26 | Pending | -- | -- | -- |
| 04/04/2026 04/04/26 | Price Changed | $329,900 | 0.0% | $170 / Sq Ft |
| 04/04/2026 04/04/26 | For Sale | $329,900 | +1.5% | $170 / Sq Ft |
| 01/20/2026 01/20/26 | Off Market | $325,000 | -- | -- |
| 01/15/2026 01/15/26 | For Sale | $319,900 | -1.6% | $165 / Sq Ft |
| 12/19/2025 12/19/25 | Off Market | $325,000 | -- | -- |
| 10/09/2025 10/09/25 | Price Changed | $319,900 | -3.1% | $165 / Sq Ft |
| 08/30/2025 08/30/25 | For Sale | $330,000 | -- | $170 / Sq Ft |
Source: NorthstarMLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $3,916 | $298,500 | $40,000 | $258,500 |
| 2025 | $3,916 | $286,200 | $40,000 | $246,200 |
| 2024 | $3,454 | $281,400 | $40,000 | $241,400 |
| 2023 | $3,222 | $281,400 | $45,000 | $236,400 |
| 2022 | $2,530 | $259,900 | $45,000 | $214,900 |
| 2020 | $2,250 | $181,400 | $30,000 | $151,400 |
| 2019 | $2,166 | $174,200 | $35,000 | $139,200 |
| 2018 | $1,988 | $167,600 | $35,000 | $132,600 |
| 2017 | $1,902 | $153,100 | $35,000 | $118,100 |
| 2016 | $1,848 | $144,900 | $35,000 | $109,900 |
| 2015 | $1,808 | $120,700 | $29,200 | $91,500 |
| 2014 | $1,690 | $115,000 | $28,800 | $86,200 |
| 2013 | -- | $110,700 | $28,600 | $82,100 |
Source: Public Records
Agents Affiliated with this Home
-
Christy Kowalzek
-
Kalvin Moscho
Buyer's Agent in 2026
Kalvin Moscho
Keller Williams Classic Rlty NW
(320) 282-2218
93 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6780215
APN: 85-423-0235
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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