$555,000
SOLD FEB 10, 2025

937 Ostin Creek Unit 23 Mill Spring, NC 28756

4 Beds
4.5 Baths
5,091 Sq Ft
3.15 Acres

Recently Sold

$109 Per Sq Ft

26% Below List Price

198 Days on Market

Highlights

  • Water Views
  • Access To Lake
  • Deck
  • Covered Dock
  • Open Floorplan
  • European Architecture

About This Home

As of February 2025

Nestled in the prestigious Lake Adger community, this stunning property boasts two lots sold together, totaling 3.15 acres of breathtaking year-round creek frontage.
If interested, an additional 1.44-acre lot is available directly across the creek. This four-plus-bedroom, four-plus-bath brick home is on a peaceful cul-de-sac and offers endless possibilities for your dream lifestyle.
- 5000+ sq. ft. of heated living space.
- Adjacent to a private Lake Adger equestrian trail stretching 13+ miles around the lake.
- Rustic outdoor stone grill perfect for entertaining.
- Fenced dog run and ample cleared land for outdoor activities.
Embrace the tranquility and natural beauty of this unique property. Schedule your visit today and envision your future here!

Last Agent to Sell the Property

Nick Bell

Berkshire Hathaway HomeServices Brokerage Email: nickbell@bhhslp.com License #344204 Listed on: 06/25/2024

Berkshire Hathaway HomeServices

Last Buyer's Agent

Marla Machado

LPT Realty, LLC License #310915

LPT Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,858

Year Built

  • Built in 2005

Lot Details

  • Cul-De-Sac
  • Partially Fenced Property
  • Cleared Lot
  • Property is zoned OPEN

HOA Fees

  • $217 Monthly HOA Fees

Parking

  • 2 Car Detached Garage

Home Design

  • European Architecture
  • Slab Foundation
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 3-Story Property
  • Open Floorplan
  • Wired For Data
  • Ceiling Fan
  • Insulated Windows
  • Pocket Doors
  • French Doors
  • Entrance Foyer
  • Water Views

Kitchen

  • Double Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Cork
  • Concrete
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer

Basement

  • Walk-Out Basement
  • Exterior Basement Entry
  • Basement Storage

Accessible Home Design

  • Bathroom has a 60 inch turning radius

Outdoor Features

  • Access To Lake
  • Covered Dock
  • Deck
  • Patio
  • Fire Pit
  • Wrap Around Porch

Utilities

  • Forced Air Heating and Cooling System
  • Underground Utilities
  • Propane
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number P55-476

Community Details

Overview

  • Ipm Association, Phone Number (828) 650-6875
  • Lake Adger Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,858

Year Built

Built in 2005

Lot Details

0

HOA Fees

$217 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: European, Other
  • Year Built: 2005
  • Restrictions: Architectural Review,Building,Manufactured Home Not Allowed,Modular Not Allowed,Short Term Rental Allowed,Square Feet
  • Restrictions Description: ARC review needed for new construction of min sq ft. 1350.
  • Special Assessment Description: n
  • Proposed Special Assessment Desc: n
  • Second Living Quarters: Other - See Remarks
  • Road Surface Type: Gravel, Other, Paved
  • Unit Levels: Three
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 109.02
  • Property Sub Type Additional: Other
  • Bedroom Lower: 2
  • Geocode Confidence: High
  • Attribution Contact: nickbell@bhhslp.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Slab
  • Fireplace: No
  • Flooring: Concrete, Cork, Tile
  • Interior Amenities: Entrance Foyer, Open Floorplan, Storage, Walk-In Closet(s)
  • Lower Level Sq Ft: 2126
  • Main Level Sq Ft: 2226
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 739
  • Appliances: Dishwasher, Double Oven, Dryer, Electric Water Heater, Gas Cooktop, Microwave, Washer/Dryer
  • Other Equipment: Fuel Tank(s)
  • Above Grade Finished Sq Ft: 5091
  • Accessibility Features: Bath 60 Inch Turning Radius
  • Has Basement: Exterior Entry, Storage Space, Walk-Out Access, Other
  • Basement YN: No
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Doors, Insulated Door(s), Pocket Doors
  • Living Area: 5091
  • Window Features: Insulated Window(s)
  • Bedroom Main: 1
  • Room Count: 8
  • Bedroom Third: 0

Exterior Features

  • Exterior Features: Fire Pit
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Fencing: Fenced, Partial
  • View: Water, Year Round
  • Water Body Name: creek
  • Waterfront Features: Boat Ramp – Community, Covered structure, Other - See Remarks
  • Waterfront Elevation: 1000
  • Construction Type: Brick Full
  • Other Structures: Other - See Remarks
  • Patio And Porch Features: Deck, Patio, Porch, Rear Porch, Side Porch, Wrap Around

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Detached Garage, Garage Faces Side, Parking Space(s)

Utilities

  • Heating: Central, Electric, Forced Air
  • Sewer: Septic Installed
  • Laundry Features: Laundry Room, Lower Level, Main Level, Multiple Locations
  • Security: Carbon Monoxide Detector(s)
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Cable Connected, Phone Connected, Propane, Underground Power Lines, Underground Utilities, Wired Internet Available
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Lake Access, Picnic Area
  • Association Fee: 2600
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: IPM
  • Phone: 828-650-6875
  • ResoAssociationFeeFrequency: Annually
  • Association Email: IMPHOA.com

Association/Amenities

  • Association Annual Expense: 2600.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Cleared, Creek Front, Cul-De-Sac, Flood Fringe Area, Flood Plain/Bottom Land
  • Lot Size Area: 3.15
  • Lot Size Units: Acres
  • Parcel Number: P55-476
  • Development Status: Completed
  • Additional Parcels Description: P55-475
  • ResoLotSizeUnits: Acres
  • Zoning Specification: OPEN

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 25, 2024
Closed on
Feb 4, 2025
Sold by
Williams Larry Evan and Phillips Mary Ann
Bought by
Coppola Emilie Jean
Seller's Agent
Nick Bell
Berkshire Hathaway HomeServices
Buyer's Agent
Marla Machado
LPT Realty, LLC
List Price
$748,000
Sold Price
$555,000
Premium/Discount to List
-$193,000
-25.8%
Views
120
Current Estimated Value
$741,796

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$186,796
Avg. Annual Appreciation
69.88%
Original Mortgage
$450,000
Outstanding Balance
$448,468
Interest Rate
6.12%
Mortgage Type
New Conventional
Estimated Equity
$298,273

Purchase Details

Closed on
May 27, 2021
Sold by
Cummings Bradley J and Cummings Monica
Bought by
Williams Larry Evan and Phillips Mary Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$310,000
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 10, 2004
Bought by
Cummings Bradley J

Purchase Details

Closed on
Apr 19, 2002
Bought by
Cummings Bradley J

Purchase Details

Closed on
Dec 21, 2000
Bought by
Cummings Bradley J

Purchase Details

Closed on
Aug 1, 1999
Bought by
Cummings Bradley J
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $555,000 Chicago Title
Warranty Deed $425,000 None Available
Warranty Deed $59,500 --
Deed -- --
Deed $40,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $450,000 New Conventional
Previous Owner $310,000 New Conventional
Previous Owner $177,700 New Conventional
Previous Owner $170,500 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/10/2025 02/10/25 Sold $555,000 -20.5% $109 / Sq Ft
12/14/2024 12/14/24 Price Changed $698,000 -6.7% $137 / Sq Ft
12/02/2024 12/02/24 For Sale $748,000 +34.8% $147 / Sq Ft
11/12/2024 11/12/24 Off Market $555,000 -- --
09/09/2024 09/09/24 Price Changed $748,000 -6.3% $147 / Sq Ft
08/07/2024 08/07/24 Price Changed $798,000 -6.7% $157 / Sq Ft
06/25/2024 06/25/24 For Sale $855,000 -- $168 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,858 $446,733 $22,160 $424,573
2023 $2,858 $446,733 $22,160 $424,573
2022 $2,669 $446,733 $22,160 $424,573
2021 $2,669 $446,733 $22,160 $424,573
2020 $2,098 $327,073 $32,160 $294,913
2019 $2,098 $327,073 $32,160 $294,913
2018 $2,032 $327,073 $32,160 $294,913
2017 $1,983 $312,232 $34,160 $278,072
2016 $1,893 $312,232 $34,160 $278,072
2015 $617 $0 $0 $0
2014 $1,817 $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4153600

Canopy MLS (Canopy Realtor® Association)

APN: P55-476