NOT LISTED FOR SALE

9385 Ruby Rd Holly, MI 48442

Estimated Value: $338,000 - $425,000

3 Beds
2.5 Baths
1,766 Sq Ft
$215/Sq Ft Est. Value

Last Sold November 25, 2024

Last sale price $365,000 $207 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,512/month

20 Days on Market

Highlights

  • 450 Feet of Waterfront
  • 1.14 Acre Lot
  • No HOA
  • Cook Elementary School Rated A-
  • Deck
  • Porch

About This Home

As of November 2024

Enjoy beautiful lake views and updated interiors! This spacious 3 bedroom waterfront home has 450 feet of frontage on Ruby Lake and sits on more than an acre of land. Open floor plan design with vaulted ceilings, fireplace, & updated flooring in the living area, flowing seamlessly into the dining room & kitchen, which is packed with upgrades including beautiful Calacatta marble countertops, custom tile backsplash, stainless steel appliances, and a breakfast bar for casual meals. From there, the three-season room beckons, welcoming you with gorgeous lake views and a comfortable space to enjoy a lazy afternoon. The lower level family room offers more room to spread out, with walkout doors to a freshly stained, covered deck. The primary bedroom features a private, ensuite bath. Other upgrades include a new roof, windows, appliances, furnace, hot water heater, water softener, filtration system, and more. Don't miss this opportunity; call for a private tour today!

Last Agent to Sell the Property

Danny O'Brien

Wentworth Real Estate Group License #6501410099 Listed on: 10/11/2024

Last Buyer's Agent

Francesca Joubran

The Brand Real Estate License #6501457234

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1981

Lot Details

  • 1.14 Acre Lot
  • Lot Dimensions are 150.00 x 198.00
  • 450 Feet of Waterfront
  • Lake Front

Parking

  • 2 Car Attached Garage

Home Design

  • 1,766 Sq Ft Home
  • Split Level Home
  • Bi-Level Home
  • Brick Exterior Construction
  • Poured Concrete
  • Vinyl Construction Material

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Deck
  • Porch

Location

  • Mid level unit with steps

Utilities

  • Forced Air Heating and Cooling System
  • Back Up Electric Heat Pump System
  • Heating System Uses Propane

Additional Features

  • Partially Finished Basement

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 1227400008

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,193

Year Built

Built in 1981

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architecture Style: Split Level
  • Architecture Level: Bi-Level
  • Assessment: 175.00
  • Year Built: 1981
  • State Equalized Value: 108600.0000
  • Entry Location: Mid Level w/Steps
  • AgentOnly_ListPriceByAcre: 307826.7300
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 2.10
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Basement: Yes
  • Basement Type: Partially Finished
  • Total Sq Ft: 1766

Exterior Features

  • Waterfront Name: Ruby Lake
  • Waterfront: Yes
  • Foundation Details: Basement
  • Construction Materials: Brick, Vinyl
  • Foundation Materials: Poured
  • Porch Type: Deck, Porch
  • Road Frontage Type: Gravel
  • Water Frontage Feet: 450.00
  • Waterfront Description: Lake Front

Garage/Parking

  • Garage Size: 2 Car
  • Garage Features: Attached
  • Garage: Yes

Utilities

  • Heating Fuel: Electric, Propane
  • Cooling: Central Air
  • Heating: Forced Air
  • Sewer: Septic Tank (Existing)
  • Water Source: Well (Existing)

Condo/Co-op/Association

  • Association Fee: No

Lot Info

  • Homestead: Yes
  • Lot Size Area: 1.14
  • Lot Dimensions: 150.00 x 198.00
  • Parcel Number: 1227400008

Tax Info

  • Tax Amount Summer: 1881.0000
  • Tax Amount Winter: 1312.0000
  • Total Tax: 3193.0000
  • Taxable Value: 74786.0000

MLS Schools

  • School District: Grand Blanc

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 11, 2024
Closed on
Nov 25, 2024
Sold by
Woodruff Kenneth L
Bought by
Goodenow Nicholas and Goodenow Samantha
Seller's Agent
Danny O'Brien
Wentworth Real Estate Group
Buyer's Agent
Francesca Joubran
The Brand Real Estate
List Price
$349,999
Sold Price
$365,000
Premium/Discount to List
$15,001
4.29%
Views
36
Current Estimated Value
$380,401

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,401
Avg. Annual Appreciation
3.90%
Original Mortgage
$365,000
Outstanding Balance
$361,856
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$18,545

Purchase Details

Listed on
Sep 21, 2023
Closed on
Nov 22, 2023
Sold by
Pella Holdings Llc
Bought by
Woodruff Kenneth L
Seller's Agent
Peter Mirk
Tailored Real Estate Solutions
Buyer's Agent
Peter Mirk
Tailored Real Estate Solutions
List Price
$299,000
Sold Price
$277,777
Premium/Discount to List
-$21,223
-7.1%
Views
263

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
31.05%
Original Mortgage
$263,888
Interest Rate
7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 14, 2009
Sold by
Mortgage Electronic Registration Systems
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jul 8, 2009
Sold by
Phillips Jamie G
Bought by
Mortgage Electronic Registration Systems

Purchase Details

Closed on
Jul 22, 2008
Sold by
Phillips Jamie G and Sorensen Stephanie
Bought by
Phillips Jamie G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,000
Interest Rate
5.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 15, 2008
Sold by
Pac Holdings
Bought by
Phillips Jamie G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,000
Interest Rate
5.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 25, 2008
Sold by
Phillips Jamie G and Sorensen Stephanie
Bought by
Pac Holdings

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,000
Interest Rate
5.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 28, 2008
Sold by
Pac Holdings
Bought by
Phillips Jamie G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,000
Interest Rate
5.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 3, 2003
Sold by
Phillips Jamie G and Sorensen Stephanie
Bought by
Pac Holdings

Purchase Details

Closed on
Aug 16, 2002
Sold by
House Dennis L and House Cheryl S
Bought by
Phillips Jamie G and Sorensen Stephanie
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Goodenow Nicholas $365,000 Royal Title
Woodruff Kenneth L $277,777 None Listed On Document
Federal National Mortgage Association -- None Available
Mortgage Electronic Registration Systems $143,675 None Available
Phillips Jamie G -- None Available
Phillips Jamie G -- None Available
Pac Holdings -- None Available
Phillips Jamie G -- Metropol
Pac Holdings -- --
Phillips Jamie G $180,000 Lawyers Title Insurance Corp
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Goodenow Nicholas $365,000
Previous Owner Woodruff Kenneth L $263,888
Previous Owner Phillips Jamie G $139,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/25/2024 11/25/24 Sold $365,000 +4.3% $207 / Sq Ft
11/01/2024 11/01/24 Pending -- -- --
10/11/2024 10/11/24 For Sale $349,999 0.0% $198 / Sq Ft
10/09/2024 10/09/24 Price Changed $349,999 +26.0% $198 / Sq Ft
11/22/2023 11/22/23 Sold $277,777 -7.1% $158 / Sq Ft View Prior Sale
10/15/2023 10/15/23 Pending -- -- --
09/21/2023 09/21/23 For Sale $299,000 -- $170 / Sq Ft
Source: Realcomp

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,231 $150,300 $0 $0
2024 $3,780 $150,600 $0 $0
2023 $1,881 $108,600 $0 $0
2022 $2,990 $76,700 $0 $0
2021 $2,909 $73,900 $0 $0
2020 $1,734 $75,300 $0 $0
2019 $1,708 $70,100 $0 $0
2018 $2,693 $74,200 $0 $0
2017 $2,555 $71,000 $0 $0
2016 $2,532 $73,400 $0 $0
2015 $2,407 $66,200 $0 $0
2012 -- $62,100 $62,100 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realcomp

MLS Number: 20240075028

Realcomp

APN: 12-27-400-008