NOT LISTED FOR SALE

939 Ridge Rd Finksburg, MD 21048

Estimated Value: $727,000 - $963,000

3 Beds
2.5 Baths
3,181 Sq Ft
$261/Sq Ft Est. Value

Last Sold May 26, 2017

Last sale price $547,500 $172 Per Sq Ft

Est. 52% increase in value since last sale

Current estimated payment $5,103/month

230 Days on Market

Highlights

  • Second Kitchen
  • In Ground Pool
  • Open Floorplan
  • Sandymount Elementary School Rated A-
  • 5.93 Acre Lot
  • Cape Cod Architecture

About This Home

As of May 2017

Features galore in this 3 bedroom 2.5 bath Cape Cod on 5.81 acres. 1st floor master bed & bath with steam shower & soaking jetted tub, 2 story LR with wood fireplace, kitchen redone (granite, stainless, custom Hickory cabinets) & Family Room added 2010 (projector & screen included). Lower level finished 2013 & house roof 2015. Home office space above 2 car garage & car lift in 3 car garage incl'd

Last Agent to Sell the Property

Amy Citrano

Berkshire Hathaway HomeServices Homesale Realty License #517097 Listed on: 06/20/2016

Berkshire Hathaway HomeServices Homesale Realty

Last Buyer's Agent

Kimberly Fennoy

Elite Realty Services, LLC License #528321

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,159

Year Built

  • Built in 2003

Lot Details

  • 5.93 Acre Lot
  • Split Rail Fence
  • Back Yard Fenced
  • Landscaped
  • Extensive Hardscape
  • Private Lot
  • Cleared Lot
  • Partially Wooded Lot
  • Additional Land
  • Property is in very good condition

Parking

  • 5 Car Detached Garage
  • Heated Garage
  • Front Facing Garage
  • Rear-Facing Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Shingle Roof
  • Asphalt Roof
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Beamed Ceilings
  • Wood Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Fireplace With Glass Doors
  • Double Pane Windows
  • Low Emissivity Windows
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • French Doors
  • Atrium Doors
  • Insulated Doors
  • Six Panel Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Combination Kitchen and Living
  • Den
  • Loft
  • Game Room
  • Storage Room
  • Home Gym
  • Wood Flooring

Kitchen

  • Eat-In Country Kitchen
  • Second Kitchen
  • Breakfast Room
  • Kitchen in Efficiency Studio
  • Electric Oven or Range
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Front Loading Dryer
  • Front Loading Washer

Finished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Walk-Up Access
  • Connecting Stairway
  • Rear Basement Entry
  • Sump Pump
  • Shelving
  • Basement Windows

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Pool

  • In Ground Pool
  • Spa

Outdoor Features

  • Patio
  • Shed
  • Outbuilding
  • Porch

Schools

  • Sandymount Elementary School
  • Shiloh Middle School
  • Westminster High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Baseboard Heater
  • Water Dispenser
  • Multi-Tank Electric Water Heater
  • Well
  • Water Conditioner is Owned
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0704077555

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,159

Year Built

Built in 2003

Lot Details

0

Parking

5

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2003
  • Remarks Public: Features galore in this 3 bedroom 2.5 bath Cape Cod on 5.81 acres. 1st floor master bed & bath with steam shower & soaking jetted tub, 2 story LR with wood fireplace, kitchen redone (granite, stainless, custom Hickory cabinets) & Family Room added 2010 (projector & screen included). Lower level finished 2013 & house roof 2015. Home office space above 2 car garage & car lift in 3 car garage incl'd
  • Special Assessment Payment: Annually
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Dryer - Front Loading, Exhaust Fan, Icemaker, Microwave, Oven/Range - Electric, Refrigerator, Washer - Front Loading, Water Conditioner - Owned, Water Dispenser, Water Heater, Range Hood
  • Interior Amenities: 2nd Kitchen, Breakfast Area, Kitchen - Efficiency, Family Room Off Kitchen, Kitchen - Country, Combination Kitchen/Living, Kitchen - Eat-In, Primary Bath(s), Entry Level Bedroom, Built-Ins, Chair Railings, Upgraded Countertops, Crown Moldings, Window Treatments, Wet/Dry Bar, Whirlpool/Hottub, Wood Floors, Recessed Lighting, Floor Plan - Open, Floor Plan - Traditional
  • Window Features: Double Pane, Insulated, Low-E, Screens
  • Fireplace Features: Fireplace - Glass Doors
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Atrium, French, Insulated, Six Panel, Storm
  • Wall Ceiling Types: 2 Story Ceilings, Beamed Ceilings, Cathedral Ceilings, Dry Wall, High, Vaulted Ceilings, Wood Ceilings
  • Entry Location: Center Hall
  • Levels Count: 3+
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Game Room, Family Room, Den, Foyer, Breakfast Room, Exercise Room, Laundry, Loft, Storage Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Rear Entrance, Sump Pump, Full, Fully Finished, Heated, Improved, Shelving, Walkout Stairs, Windows
  • Living Area Units: Square Feet
  • Total Sq Ft: 3181
  • Living Area Sq Ft: 3181
  • Price Per Sq Ft: 242.17
  • Above Grade Finished Sq Ft: 2457
  • Below Grade Finished Sq Ft: 724
  • Total Below Grade Sq Ft: 724
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 939

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding, Stone
  • Exterior Features: Extensive Hardscape, Hot Tub, Outbuilding(s)
  • Pool Features: In Ground
  • Pool Private: Yes
  • Roof: Shingle, Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 5.00
  • Garage: Yes
  • Parking Features: Garage, Paved Driveway, Detached, Heated, Asphalt Driveway
  • Garage Features: Garage - Side Entry, Garage - Rear Entry, Garage Door Opener, Garage - Front Entry
  • Number Of Detached Garage Spaces: 5
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Off Street, Driveway, Detached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s), Zoned
  • Cooling: Yes
  • Heating Fuel: Central, Electric
  • Heating Type: Central, Heat Pump(s), Zoned, Baseboard - Electric
  • Heating: Yes
  • Hot Water: 60+ Gallon Tank, Electric, Multi-Tank
  • Security: Smoke Detector
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • Elementary School: SANDYMOUNT
  • Middle School: SHILOH
  • High School: WESTMINSTER
  • School District Key: 121139051837
  • Elementary School: SANDYMOUNT
  • High School: WESTMINSTER
  • Middle Or Junior School: SHILOH

Lot Info

  • Fencing: Partially, Rear, Split Rail
  • Improvement Assessed Value: 212700.00
  • Land Assessed Value: 150000.00
  • Lot Features: Additional Lot(s), Cleared, Landscaping, Partly Wooded, Trees/Wooded, Private
  • Lot Size Acres: 5.93
  • Lot Size Area: 258311
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 258311.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Property Attached Yn: No
  • Property Condition: Very Good
  • Year Assessed: 2016

Green Features

  • Green Verification: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 11479874
  • Tax Annual Amount: 4158.51
  • Assessor Parcel Number: 0704077555
  • Tax Total Finished Sq Ft: 1764
  • Tax Year: 2015
  • Close Date: 05/26/2017

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2016
Closed on
May 26, 2017
Sold by
Renfrow Craig A and Renfrow Dianne C
Bought by
Breer Bradley and Breer Claire
Seller's Agent
Amy Citrano
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Kimberly Fennoy
Elite Realty Services, LLC
List Price
$655,000
Sold Price
$547,500
Premium/Discount to List
-$107,500
-16.41%
Current Estimated Value
$830,032

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$282,532
Avg. Annual Appreciation
5.40%
Original Mortgage
$428,000
Outstanding Balance
$360,522
Interest Rate
4.05%
Mortgage Type
New Conventional
Estimated Equity
$484,580

Purchase Details

Closed on
Mar 7, 2017
Sold by
Renfrow Dianne C and Renfrow Craig A
Bought by
Renfrow Dianne C and Renfrow Craig A

Purchase Details

Closed on
Sep 5, 2002
Sold by
Renfrow Dianne C
Bought by
Renfrow Craig A and Renfrow Dianne C

Purchase Details

Closed on
Jun 26, 2002
Sold by
Cimino Linda V
Bought by
Renfrow Dianne C
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Breer Bradley $547,500 None Available
Renfrow Dianne C -- None Available
Renfrow Craig A -- --
Renfrow Dianne C -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Breer Bradley $428,000
Previous Owner Renfrow Craig A $122,000
Previous Owner Renfrow Craig A $288,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/26/2017 05/26/17 Sold $547,500 0.0% $172 / Sq Ft
02/05/2017 02/05/17 Pending -- -- --
02/03/2017 02/03/17 Off Market $547,500 -- --
11/29/2016 11/29/16 Price Changed $595,000 -0.8% $187 / Sq Ft
10/17/2016 10/17/16 Price Changed $599,900 -2.5% $189 / Sq Ft
09/08/2016 09/08/16 Price Changed $615,000 -1.6% $193 / Sq Ft
08/08/2016 08/08/16 Price Changed $625,000 -1.6% $196 / Sq Ft
07/29/2016 07/29/16 Price Changed $635,000 -3.1% $200 / Sq Ft
06/20/2016 06/20/16 For Sale $655,000 -- $206 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,959 $658,300 $194,600 $463,700
2024 $6,959 $616,067 $0 $0
2023 $6,486 $573,833 $0 $0
2022 $6,013 $531,600 $162,900 $368,700
2021 $11,058 $478,667 $0 $0
2020 $4,871 $425,733 $0 $0
2019 $4,273 $372,800 $162,900 $209,900
2018 $4,235 $372,800 $162,900 $209,900
2017 $4,122 $372,800 $0 $0
2016 -- $362,700 $0 $0
2015 -- $362,700 $0 $0
2014 -- $362,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: 1000418273

Bright MLS

APN: 04-077555