NOT LISTED FOR SALE

940 Highway 98 E Unit 38 Destin, FL 32541

Destin Area

Estimated Value: $437,885

3 Beds
2.5 Baths
1,289 Sq Ft
1974 Built

Sale Details

Date Sold: September 15, 2025

Last sale price $430,000 $334 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $3,480 / mo

718 Days on Market

Highlights

  • Lake Front
  • Beach
  • Primary Bedroom Suite
  • Destin Elementary School Rated A-
  • Fishing
  • Gated Community

About This Home

As of September 2025

This beautifully renovated 3 BD/2.5 BA condo is located in the heart of Destin. New kitchen includes - granite, self closing cabinet doors/drawers, stainless steel Maytag appliances, newer water heater, new Maytag washer/dryer. New bathrooms with tub, and free standing tiled glass shower, new stair treads and upstairs flooring. New windows, plenty of closets/storage space. Selling unit furnished.

Last Agent to Sell the Property

Doug Addeo

Community Realty Associates License #559732 Listed on: 08/14/2023

Last Buyer's Agent

Alejandro Pelegrina

Coldwell Banker Realty License #3461898

Coldwell Banker Realty

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,628

Year Built

  • Built in 1974

HOA Fees

  • $860 Monthly HOA Fees

Home Design

  • Slab Foundation
  • Frame Construction

Interior Spaces

  • 1,289 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Living Room
  • Lake Views
  • Dryer

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Separate Shower in Primary Bathroom

Home Security

Schools

  • Destin Elementary And Middle School
  • Destin High School

Additional Features

  • Open Patio
  • Lake Front
  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-4200-00F1-0000

Community Details

Overview

  • Association fees include ground keeping, insurance, internet service, recreational faclty, water, cable TV, trash
  • South Bay By The Gulf Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Meeting Room

Recreation

  • Beach
  • Tennis Courts
  • Community Pool
  • Fishing

Pet Policy

  • Pets Allowed

Security

  • Gated Community
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,628

Year Built

Built in 1974

Lot Details

0 Sq Ft Lot

HOA Fees

$860 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: SOUTH BAY BY THE GULF
  • Directions: Traveling east on hwy 98 go through Gulf SHore Dr intersection, South Bay will be on your right. Traveling west on Hwy 98 take a left just past Pancakery into South Bay. Condo will be on your right - end unit.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1974
  • Remarks Misc:Remarks: This beautifully renovated 3 BD/2.5 BA condo is located in the heart of Destin. New kitchen includes - granite, self closing cabinet doors/drawers, stainless steel Maytag appliances, newer water heater, new Maytag washer/dryer. New bathrooms with tub, and free standing tiled glass shower, new stair treads and upstairs flooring. New windows, plenty of closets/storage space. Selling unit furnished.
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Waterview:Lake2: Yes
  • Waterfront:Lake: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Floor Tile, Floor Vinyl
  • Interior Amenities: Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Tile: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Furnished - All: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Frame
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Open
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Patio Open: Yes
  • ConstructionSiding:Frame: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Security: Fire Alarm/Sprinkler
  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Public Water

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Beach, Community Room, Dumpster, Fishing, Gated Community, Pavillion/Gazebo, Pets Allowed, Picnic Area, Pool, Tennis
  • Association #2 Fee: 860.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Insurance, Internet Service, Recreational Faclty, Water, Cable TV, Trash

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-4200-00F1-0000

Tax Info

  • Tax Annual Amount: 1628.32
  • Tax Year: 2022

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 14, 2023
Closed on
Sep 12, 2025
Sold by
Haley Christopher
Bought by
Seller's Agent
Doug Addeo
Community Realty Associates
Buyer's Agent
Alejandro Pelegrina
Coldwell Banker Realty
List Price
$559,900
Sold Price
$430,000
Premium/Discount to List
-$129,900
-23.2%
Views
127
Current Estimated Value
$437,885

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,885
Avg. Annual Appreciation
1.80%

Purchase Details

Closed on
Dec 5, 2017
Sold by
Haley Glenda and Seewer Kimberly Ann
Bought by
Haley Chris

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,500
Interest Rate
3.12%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jul 2, 2015
Sold by
Seewer John
Bought by
Seewer Kimberly Ann

Purchase Details

Closed on
Aug 28, 2008
Sold by
Haley Chris and Haley Glenda
Bought by
Haley Chris and Haley Glenda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$352,100
Interest Rate
6.48%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 12, 2002
Sold by
Fox James H and Fox Stephanie Anne
Bought by
Haley Chris and Haley Glenda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
6.52%
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Destin, FL

  • Cora Rasmussen Real Estate Agent - Realty ONE Group Emerald Coast

    Cora Rasmussen

    Realty ONE Group Emerald Coast

    (253) 509-7754

    149 Total Sales

    15 in Destin

    $105K - $719K Price Range

    Cora Rasmussen
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  • MaryAnn Enfinger Real Estate Agent - Overstreet Realty

    MaryAnn Enfinger

    Overstreet Realty

    (850) 771-2185

    190 Total Sales

    1 in Destin

    $477,000 Price

    MaryAnn Enfinger
     Section Image
  • Danie Bell Real Estate Agent - COLDWELL BANKER REALTY

    Danie Bell

    Responds Quickly

    COLDWELL BANKER REALTY

    (850) 903-4895

    50 Total Sales

    4 in Destin

    $384K - $910K Price Range

    Danie Bell
     Section Image
  • Tammy Summers Real Estate Agent - Berkshire Hathaway HomeServices PenFed Realty

    Tammy Summers

    Berkshire Hathaway HomeServices PenFed Realty

    (601) 210-4840

    50 Total Sales

    2 in Destin

    $495K - $659K Price Range

    Tammy Summers
     Section Image
  • Deborah Morton Real Estate Agent - Bay Living, Inc.

    Deborah Morton

    Responds Quickly

    Bay Living, Inc.

    (786) 901-7183

    317 Total Sales

    15 in Destin

    $274K - $1.3M Price Range

    Deborah Morton
     Section Image
  • Jeremy Fretwell Real Estate Agent - Keller Williams Realty FWB

    Jeremy Fretwell

    Keller Williams Realty FWB

    (850) 904-4798

    67 Total Sales

    2 in Destin

    $210K - $1.3M Price Range

    Jeremy Fretwell
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$430,000 Emerald Coast Title Services
Haley Chris $76,000 None Listed On Document
Seewer Kimberly Ann -- Attorney
Haley Chris -- Attorney
Haley Chris $125,000 Transcontinental Title Compa
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $132,400
Previous Owner Haley Christopher D $68,000
Previous Owner -- $121,500
Previous Owner Haley Chris $30,000
Previous Owner Haley Chris $352,100
Previous Owner Haley Christopher $276,000
Previous Owner Haley Chris $100,000
Previous Owner Fox James H $55,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/15/2025 09/15/25 Sold $430,000 -4.0% $334 / Sq Ft
08/01/2025 08/01/25 Pending -- -- --
06/16/2025 06/16/25 Price Changed $447,900 -5.7% $347 / Sq Ft
05/09/2025 05/09/25 Price Changed $475,000 +2.0% $369 / Sq Ft
05/08/2025 05/08/25 Price Changed $465,900 -6.8% $361 / Sq Ft
05/23/2024 05/23/24 Price Changed $499,999 -2.9% $388 / Sq Ft
04/22/2024 04/22/24 Price Changed $515,000 -1.9% $400 / Sq Ft
04/17/2024 04/17/24 Price Changed $525,000 +2.9% $407 / Sq Ft
03/11/2024 03/11/24 Price Changed $510,000 -2.9% $396 / Sq Ft
02/15/2024 02/15/24 Price Changed $525,000 -6.2% $407 / Sq Ft
08/14/2023 08/14/23 For Sale $559,900 -- $434 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,781 $189,455
2024 $1,675 $184,116
2023 $1,675 $178,753 $0 $0
2022 $1,628 $173,547 $0 $0
2021 $1,620 $168,492 $0 $0
2020 $1,604 $166,166 $0 $0
2019 $1,581 $175,000 $0 $0
2018 $1,564 $159,401 $0 $0
2017 $1,751 $134,000 $0 $0
2016 $1,741 $134,000 $0 $0
2015 $1,888 $128,000 $0 $0
2014 $1,893 $128,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Doug Addeo Real Estate Agent - Community Realty Associates

    Seller's Agent in 2025

    Doug Addeo

    Community Realty Associates

    (561) 218-6558

    1,024 Total Sales

    Doug Addeo
    Section Image

  • AP

    Buyer's Agent in 2025

    Alejandro Pelegrina

    Coldwell Banker Realty

    (850) 803-7591

    15 Total Sales

    Alejandro Pelegrina
    Section Image
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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 929877

Emerald Coast Association of REALTORS®

APN: 00-2S-22-4200-00F1-0000

Florida Okaloosa County Destin 32541

940 Highway 98 E Unit 38, Destin, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Emerald Coast Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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