$499,000

940 Highway 98 E Unit 65 Destin, FL 32541

Estimated payment $3,773/month

Total Views 533
2 Beds
2.5 Baths
1,191 Sq Ft
$419 Price per Sq Ft

Highlights

  • Beach
  • Deeded access to the beach
  • Gulf View
  • Destin Elementary School Rated A-
  • Fishing
  • Gated Community

About This Home

Won't Last. Rarely on market. SOUTHSIDE Southbay 2 Bedroom , 2.5 bath 1191 sq ft lake condo with additional 450 sq ft of balconies. Has been used as a family vacation home past 25 years. Very well tended to. Comes fully furnished. New up and down Sliding Glass Balcony doors. Newer HVAC and windows. On the quiet secluded west end of Southbay property with stunning views of Dunes of Destin Lake from both balconies and gulf views from Kitchen window.
Walk in showers in both full bathrooms. Close to beach, heated pool, tennis and pickleball. Assigned parking right outside from door. Southbay is a nicely landscaped 14 acre, low density, family oriented,pet friendly collection of 109 townhomes with 300' of private deeded white sand beach. Quiet yet convenient to all Destin activities.

Listing Agent

Terry Tallent

Aquatic Resort Properties Inc License #3153317 Listed on: 01/23/2026

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,850

Year Built

  • Built in 1974

HOA Fees

  • $860 Monthly HOA Fees

Property Views

  • Gulf
  • Lake

Home Design

  • Slab Foundation
  • Frame Construction
  • Dimensional Roof
  • Cement Board or Planked

Interior Spaces

  • 1,191 Sq Ft Home
  • Furnished
  • Window Treatments
  • Living Room
  • Dining Area
  • Washer

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • Primary Bathroom includes a Walk-In Shower

Home Security

Outdoor Features

  • Deeded access to the beach

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-4200-00J5-0000

Community Details

Overview

  • Association fees include accounting, ground keeping, insurance, internet service, legal, licenses/permits, management, security, sewer, water, cable TV, trash
  • South Bay By The Gulf Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Recreation Room
  • Community Storage Space

Recreation

  • Beach
  • Tennis Courts
  • Community Pool
  • Fishing

Pet Policy

  • Pets Allowed

Security

  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,850

Year Built

Built in 1974

Lot Details

0

HOA Fees

$860 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: SOUTH BAY BY THE GULF
  • Directions: On Hwy 98, turn southbound onto Sandprint Drive. Follow road around lake through Dunes of Destin. Use gate code at Southbay south entrance. Southbay 65 is straight ahead on your right.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1974
  • Remarks Misc:Remarks: Won't Last. Rarely on market. SOUTHSIDE Southbay 2 Bedroom , 2.5 bath 1191 sq ft lake condo with additional 450 sq ft of balconies. Has been used as a family vacation home past 25 years. Very well tended to. Comes fully furnished. New up and down Sliding Glass Balcony doors. Newer HVAC and windows. On the quiet secluded west end of Southbay property with stunning views of Dunes of Destin Lake from both balconies and gulf views from Kitchen window. Walk in showers in both full bathrooms. Close to beach, heated pool, tennis and pickleball. Assigned parking right outside from door. Southbay is a nicely landscaped 14 acre, low density, family oriented,pet friendly collection of 109 townhomes with 300' of private deeded white sand beach. Quiet yet convenient to all Destin activities.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Rooms:Dining Area: Yes
  • Waterview:Lake2: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Flooring: Floor Tile, Floor Vinyl
  • Interior Amenities: Owner's Closet, Pantry, Washer/Dryer Hookup
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Furnished - All: Yes
  • Interior:Window Treatment All: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Lake, Gulf
  • Construction Type: Frame, Siding CmntFbrHrdBrd
  • Foundation Details: Slab
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Frame: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Beach, Community Room, Deed Access, Dumpster, Fishing, Gated Community, Pavillion/Gazebo, Pets Allowed, Picnic Area, Pool, Separate Storage, Tennis, TV Cable, Waterfront
  • Association #2 Fee: 860.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Internet Service, Legal, Licenses/Permits, Management, Security, Sewer, Water, Cable TV, Trash

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-4200-00J5-0000

Tax Info

  • Tax Annual Amount: 3849.7
  • Tax Year: 2025

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/23/2026 01/23/26 For Sale $499,000 -- $419 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $235,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $188,000 Purchase Money Mortgage
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 993535

Emerald Coast Association of REALTORS®

APN: 00-2S-22-4200-00J5-0000