$470,000
SOLD JUN 27, 2025

940 Highway 98 E Unit 86 Destin, FL 32541

3 Beds
2.5 Baths
1,289 Sq Ft
1975 Built

Recently Sold

$365 Per Sq Ft

19% Below List Price

268 Days on Market

Highlights

  • Beach
  • Gated Community
  • Furnished
  • Destin Elementary School Rated A-
  • Florida Architecture
  • Wine Refrigerator

About This Home

As of June 2025

Check out this beautifully remodeled townhome with three bedrooms 2 1/2 bath in the heart of Destin! Assigned parking right in front of your units so no elevators or garages to deal with. The association allows vacation rentals and owners pets and also offers 300 feet of deeded Beach access! This unit has never been on a rental program, but is fully furnished and equipped for full-time living or an amazing beach rental! You'll find two pools, one heated shuffleboard Pickleball and a group barbecue area... Awesome gazebo for sunset! This property is located on 12 acres and beautifully maintain which is very hard to find in a beachfront community it's priced to sell and the seller has Furnished beautifully for your convenience

Last Agent to Sell the Property

Wanda Duke

Crye-Leike Coastal Realty Brokerage Email: william.britton@crye-leike.com License #3023935 Listed on: 04/01/2025

Crye-Leike Coastal Realty

Last Buyer's Agent

John Rieck

Dream Destin Realty PLLC License #3631571

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,452

Year Built

  • Built in 1975

Lot Details

  • Property fronts a private road
  • Interior Lot
  • Level Lot

HOA Fees

  • $810 Monthly HOA Fees

Home Design

  • Florida Architecture
  • Property Attached
  • Slab Foundation
  • Frame Construction
  • Composition Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,289 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Shelving
  • Ceiling Fan
  • Double Pane Windows
  • Window Treatments
  • Dining Room
  • Storage Room

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-4201-0014-00N6

Community Details

Overview

  • Association fees include accounting, advertising, ground keeping, insurance, licenses/permits, master, recreational faclty, sewer, water, cable TV, trash
  • South Bay By The Gulf Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Recreation Room
  • Community Storage Space

Recreation

  • Beach
  • Tennis Courts
  • Community Pool

Security

  • Gated Community

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,452

Year Built

Built in 1975

Lot Details

0

HOA Fees

$810 per month

Listing Details

  • Property Sub Type: Attached Single Unit
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Subdivision Name: SOUTH BAY BY THE GULF
  • Directions: Turn South at the Dunes Of Destin sign, circle around through the Dunes until you get to the gate, which will be the south entrance of Southbay by the Gulf
  • Architectural Style: Florida Cottage
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1975
  • Attribution Contact: william.britton@crye-leike.com
  • Utilities Electric: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Storage: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Wine Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Pantry, Shelving, Washer/Dryer Hookup
  • Window Features: Window Treatment All, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Furnished - All: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Window Treatment All: Yes
  • Appliances:Wine Refrigerator: Yes
  • Interior:Shelving: Yes

Exterior Features

  • Lot Features: Covenants, Curb & Gutter, Interior, Level, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • Construction Type: Frame, Siding Wood
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered, Patio Open
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • Exterior:Patio Open: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes
  • ConstructionSiding:Siding Wood: Yes
  • Lot Features:Curb Gutter: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Beach, Community Room, Gated Community, Pavillion/Gazebo, Picnic Area, Pool, Separate Storage, Tennis, TV Cable, Waterfront
  • Association #2 Fee: 810.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Advertising, Ground Keeping, Insurance, Licenses/Permits, Master Association, Recreational Faclty, Sewer, Water, Cable TV, Trash

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-4201-0014-00N6
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 3452.16
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 1, 2025
Closed on
Jun 27, 2025
Sold by
Cucchiara Chuck and Cucchiara Lorraine
Bought by
Triche Edward Joseph
Seller's Agent
Wanda Duke
Crye-Leike Coastal Realty
Buyer's Agent
John Rieck
Dream Destin Realty PLLC
List Price
$579,000
Sold Price
$470,000
Premium/Discount to List
-$109,000
-18.83%
Views
22
Current Estimated Value
$467,682

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,318
Avg. Annual Appreciation
-1.96%
Original Mortgage
$300,000
Outstanding Balance
$299,482
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$168,200

Purchase Details

Listed on
Feb 25, 2013
Closed on
Jun 17, 2013
Sold by
Terrell Julie D and Terrell Robert M
Bought by
Cucchiarra Chuck and Cucchiara Lorraine
Seller's Agent
Stephan Mihacevich
Coldwell Banker Realty
Buyer's Agent
Wanda Duke
Crye-Leike Coastal Realty
List Price
$172,000
Sold Price
$172,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.71%

Purchase Details

Closed on
Sep 3, 2003
Sold by
Bidwell Douglas W and Bidwell Margie N
Bought by
Stocker Leonard W and Stocker Patricia R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,200
Interest Rate
6.24%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 2, 2003
Sold by
Stocker Leonard W and Stocker Patricia R
Bought by
Terrell Robert M and Terrell Julie D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,200
Interest Rate
6.24%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $465,000 Emerald Coast Title Services
Warranty Deed $172,000 Priority Title Of Nw Fl Inc
Quit Claim Deed -- --
Warranty Deed $199,000 Dolphin Land Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,000 New Conventional
Previous Owner $159,200 Purchase Money Mortgage
Closed $19,900 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 Sold $470,000 -5.1% $365 / Sq Ft
06/03/2025 06/03/25 Pending -- -- --
05/01/2025 05/01/25 Price Changed $495,000 -5.5% $384 / Sq Ft
04/01/2025 04/01/25 Price Changed $524,000 -4.6% $407 / Sq Ft
11/07/2024 11/07/24 Price Changed $549,000 -5.2% $426 / Sq Ft
09/08/2024 09/08/24 For Sale $579,000 +236.6% $449 / Sq Ft
06/23/2019 06/23/19 Off Market $172,000 -- --
06/17/2013 06/17/13 Sold $172,000 0.0% $133 / Sq Ft
02/28/2013 02/28/13 Pending -- -- --
02/25/2013 02/25/13 For Sale $172,000 -- $133 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,596 $365,000 -- $365,000
2023 $3,596 $350,000 $0 $350,000
2022 $3,284 $315,000 $0 $315,000
2021 $3,053 $280,000 $0 $280,000
2020 $2,440 $195,000 $0 $195,000
2019 $2,347 $185,000 $0 $185,000
2018 $2,311 $180,000 $0 $0
2017 $2,222 $170,000 $0 $0
2016 $2,143 $165,000 $0 $0
2015 $2,180 $150,000 $0 $0
2014 $2,204 $150,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 958721

Emerald Coast Association of REALTORS®

APN: 00-2S-22-4201-0014-00N6