$1,495,000
SOLD SEP 3, 2025

940 Plainview Rd Topping, VA 23169

4 Beds
4 Baths
2,563 Sq Ft
1.93 Acres

Recently Sold

$583 Per Sq Ft

Highlights

  • Pier or Dock
  • Sandy Beach
  • Spa
  • Middlesex High School Rated 9+
  • Private Water Access
  • River View

About This Home

As of September 2025

The Ultimate Rappahannock River Retreat! Breathtaking wide views, TWO private sand beaches, a private pier (5-6' MLW), boat lift, & no flood zone—this exceptional property checks every box for a premier riverfront escape. Set behind a gated entrance, this home offers the ideal blend of privacy, luxury, & casual coastal living. Enjoy sunrise & sunset skies, dolphins playing in the river, & yachts cruising by—all from your expansive wraparound waterside deck. The exterior fun is completed with a swim spa/hot tub, fire pit, & an outdoor shower. Inside, the home is designed for easy one-floor living & the ultimate views throughout! The Living Room has a vaulted ceiling, a cozy gas fireplace, & wonderful natural light. The central kitchen features custom cabinetry & a one-of-a-kind antique island, flowing openly into the dining area. The waterfront primary suite is a dream with French doors to the deck, a gas fireplace, dual walk-in closets, and a spa-style bath with a clawfoot tub, tile shower, & double vanities. Bedroom 2 has a private bathroom & a walk-in closet. Bedroom 3 has a deep closet & a full bathroom across the hall. The detached 2-car garage includes a charming guest suite with kitchenette, full bath, & a waterside bedroom—perfect for visitors or rental potential. Just an hour from Richmond & close to great local areas like White Stone, Irvington, Deltaville, Urbanna, & more. This is a rare offering on the coveted Rappahannock River. Come experience unmatched views, easy living, & a lifestyle that only the river can offer. *See Featured Sheet*

Last Agent to Sell the Property

David Dew

Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 Listed on: 08/01/2025

Last Buyer's Agent

Kenny Kuykendall

Middle Bay Realty - K License #0225058698

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,568

Year Built

  • Built in 2016

Lot Details

  • 1.93 Acre Lot
  • River Front
  • Sandy Beach
  • Zoning described as R1

Parking

  • 2 Car Detached Garage

Home Design

  • Ranch Style House
  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 2,563 Sq Ft Home
  • Sheet Rock Walls or Ceilings
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Window Treatments
  • Living Room with Fireplace
  • Dining Room
  • Laminate Flooring
  • River Views
  • Sealed Crawl Space

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • Fireplace in Bedroom
  • Walk-In Closet
  • 4 Full Bathrooms
  • Freestanding Bathtub

Laundry

  • Dryer
  • Washer

Pool

  • Spa
  • Outdoor Pool

Outdoor Features

  • Private Water Access
  • Patio

Utilities

  • Central Air
  • Heating Available
  • Artesian Water
  • Tankless Water Heater
  • Septic Tank

Listing and Financial Details

  • Property is used as a vacation rental
  • Assessor Parcel Number 30-1-2

Community Details

Overview

  • No Home Owners Association

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,568

Year Built

Built in 2016

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 1.93
  • Road Surface Type: Paved
  • Water Body Name: Rappahannock River
  • Subdivision Name: None
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Year Built: 2016
  • Kitchen Level: Main
  • Special Features: None

Interior Features

  • Spa Features: Hot Tub/Jet Tub
  • Appliances: Tankless Water Heater, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Has Basement: Conditioned Crawl Space
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Bedroom, Gas Log, Living Room
  • Fireplace: Yes
  • Flooring: Laminate/Wood
  • Interior Amenities: 1st Floor Bedroom, Ceiling 9 Ft+, Fireplace, Walk-In Closet(s)
  • Living Area: 2563
  • Main Level Bedrooms: 4
  • Window Features: Window Treatments
  • Room Bedroom2 Level: Main
  • Dining Room Features: Dining Area
  • Room Bedroom4 Level: Main
  • Living Room Living Room Level: Main
  • Room Bedroom3 Level: Main
  • Dining Room Dining Room Level: Main

Exterior Features

  • Lot Features: 1-1.9 acres
  • Pool Features: Outdoor Pool
  • View: River/Creek View
  • View: Yes
  • Waterfront Features: Pier/Dock, River/Creek Front, Sand Beach, Water Access-Private
  • Waterfront: Yes
  • Construction Type: HardiPlank Type, Sheetrock Walls
  • Exterior Features: Other
  • Other Structures: Other
  • Patio And Porch Features: Patio
  • Roof: Composition

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: Detached, Two Car, Other
  • Total Parking Spaces: 2

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Artesian

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 84070.8
  • Zoning Description: R1

Rental Info

  • Lease Term: Vacation Rental

Tax Info

  • Tax Book Number: See Remarks
  • Tax Map Number: 30-1-2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2025
Closed on
Aug 29, 2025
Sold by
Revocabl David and Revocabl Mary
Bought by
Fernandez John and Adams Karen
Seller's Agent
David Dew
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
Kenny Kuykendall
Middle Bay Realty - K
List Price
$1,495,000
Sold Price
$1,495,000
Views
1551

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-90.67%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,495,000 Fidelity National Title
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/03/2025 09/03/25 Sold $1,495,000 0.0% $583 / Sq Ft
08/01/2025 08/01/25 For Sale $1,495,000 -- $583 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,568 $748,800 $360,300 $388,500
2024 $4,568 $748,800 $360,300 $388,500
2023 $4,568 $748,800 $360,300 $388,500
2022 $4,568 $748,800 $360,300 $388,500
2021 $4,165 $671,800 $355,800 $316,000
2020 $4,165 $671,800 $355,800 $316,000
2019 $4,165 $671,800 $355,800 $316,000
2018 $361 $671,800 $355,800 $316,000
2017 $3,353 $671,800 $355,800 $316,000
2016 $1,580 $302,300 $298,300 $4,000
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Neck Association of REALTORS®

MLS Number: 119179

APN: 30-1-2