NOT LISTED FOR SALE

9409 Penrose St Frederick, MD 21704

Villages of Urbana Neighborhood

Estimated Value: $608,000 - $688,000

4 Beds
3.5 Baths
2,748 Sq Ft
$231/Sq Ft Est. Value

Last Sold July 29, 2020

Last sale price $410,000 $149 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $3,994/month

Highlights

  • Open Floorplan
  • Colonial Architecture
  • Wood Flooring
  • Centerville Elementary Rated A
  • Deck
  • Community Pool

About This Home

As of July 2020

Come see this NV Vanderbuilt Model in the Heart of Urbana- 4 Beds, 3.5 Baths, and over 2700 square feet of finished living space. Avoid the passing neighborhood cars as this well cared for, one owner, pet free home is located off the road in a peaceful courtyard setting. A less than 5 minute walk brings you to the fitness center and community pool equipped with a lazy river. With a Master Suite that boasts a huge walk-in closet and a spa-like Master Bath with separate shower and soaking tub, you can find peace, tranquility, and ample space to stretch out. The large deck looks out to an open sky, a well manicured fully fenced back yard, and 2-car detached garage. Off the foyer on the main level is a 4th bedroom or office, a full bath, and a spacious family room that opens to the back yard. With Blue Ribbon schools, a nearby grocery store, neighborhood shops, and easy access to commuter routes, this home checks all of the boxes!

Last Agent to Sell the Property

Luke Tate

(301) 525-9765 lukemiketate@gmail.com LPT Realty, LLC License #660564 Listed on: 07/01/2020

LPT Realty, LLC

Last Buyer's Agent

Miguel Saba

(240) 775-0509 miguel@miguelsaba.com Compass

Compass

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,308

Year Built

  • Built in 2005

Lot Details

  • 2,680 Sq Ft Lot
  • Property is in very good condition

HOA Fees

  • $108 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • On-Street Parking

Home Design

  • Colonial Architecture
  • Architectural Shingle Roof
  • Brick Front

Interior Spaces

  • 2,748 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Ceiling height of 9 feet or more
  • Recessed Lighting
  • Fireplace With Glass Doors
  • Gas Fireplace

Kitchen

  • Built-In Double Oven
  • Built-In Range
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Rear Basement Entry
  • Basement Windows

Outdoor Features

  • Deck
  • Enclosed Patio or Porch

Schools

  • Centerville Elementary School
  • Urbana Middle School
  • Urbana High School

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater
  • Satellite Dish

Listing and Financial Details

  • Tax Lot 12165
  • Assessor Parcel Number 1107243197

Community Details

Overview

  • Villages Of Urba Community
  • Villages Of Urbana Subdivision

Recreation

  • Community Pool

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,308

Year Built

Built in 2005

Lot Details

0

HOA Fees

$108 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Expected On Market: 2020-07-01
  • Year Built: 2005
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Built-In Range, Dishwasher, Disposal, Oven - Double, Oven - Wall, Washer, Dryer
  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Interior Amenities: Floor Plan - Open, Kitchen - Island, Primary Bath(s), Pantry, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Wood Floors, Carpet
  • Fireplace Features: Fireplace - Glass Doors, Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: 9'+ Ceilings
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Full, Fully Finished, Heated, Improved, Outside Entrance, Rear Entrance, Walkout Level, Windows
  • Total Sq Ft: 2748
  • Living Area Sq Ft: 2748
  • Price Per Sq Ft: 145.52
  • Above Grade Finished Sq Ft: 2748
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 1.00
  • Upper Level 2 Bathrooms: 2.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick Front
  • Exterior Features: Satellite Dish
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage Door Opener
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Detached Garage, Off Street, On Street
  • Off Street Parking Spaces: 2

Utilities

  • Refuse: 88.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 108.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: CENTERVILLE
  • High School: URBANA
  • Middle Or Junior School: URBANA

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 256700.00
  • Land Assessed Value: 115000.00
  • Lot Size Acres: 0.06
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2680.00
  • Outdoor Living Structures: Deck(s), Enclosed, Patio(s)
  • Property Condition: Very Good
  • Zoning: PUD
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 11581165
  • Tax Annual Amount: 4308.00
  • Assessor Parcel Number: 1107243197
  • Tax Lot: 12165
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 1, 2020
Closed on
Jul 28, 2020
Sold by
Carter Richard C
Bought by
Kotowski Tomasz and Piotrowska Katarzyna
Seller's Agent
Luke Tate
LPT Realty, LLC
Buyer's Agent
Miguel Saba
Compass
List Price
$399,900
Sold Price
$410,000
Premium/Discount to List
$10,100
2.53%
Current Estimated Value
$633,835

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$223,835
Avg. Annual Appreciation
8.65%
Original Mortgage
$419,430
Outstanding Balance
$372,064
Interest Rate
3%
Mortgage Type
VA
Estimated Equity
$261,771

Purchase Details

Closed on
Sep 20, 2005
Sold by
Nvr Inc
Bought by
Carter Richard C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,650
Interest Rate
5.54%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kotowski Tomasz $410,000 None Available
Carter Richard C $454,750 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kotowski Tomasz $419,430
Previous Owner Carter Richard C $359,650
Previous Owner Carter Richard C $77,362
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/29/2020 07/29/20 Sold $410,000 +2.5% $149 / Sq Ft
07/03/2020 07/03/20 Pending -- -- --
07/01/2020 07/01/20 For Sale $399,900 -- $146 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,810 $515,767 -- --
2024 $6,810 $472,200 $135,000 $337,200
2023 $6,168 $438,700 $0 $0
2022 $5,759 $405,200 $0 $0
2021 $5,411 $371,700 $115,000 $256,700
2020 $5,472 $365,900 $0 $0
2019 $5,382 $360,100 $0 $0
2018 $4,152 $354,300 $65,000 $289,300
2017 $4,973 $354,300 $0 $0
2016 $4,651 $330,433 $0 $0
2015 $4,651 $318,500 $0 $0
2014 $4,651 $315,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Luke Tate

    Seller's Agent in 2020

    Luke Tate

    LPT Realty, LLC

    (301) 525-9765

    13 Total Sales

    Luke Tate
    Section Image
  • Miguel Saba

    Buyer's Agent in 2020

    Miguel Saba

    Compass

    (240) 775-0509

    132 Total Sales

    Miguel Saba
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDFR266226

Bright MLS

APN: 07-243197

Maryland Frederick County Frederick 21704 Villages of Urbana

9409 Penrose St, Frederick, MD

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2025 Bright MLS, Inc.

Nearby Homes