NOT LISTED FOR SALE

945 Cutler St Schenectady, NY 12303

Mont Pleasant Neighborhood

Estimated Value: $167,865 - $204,000

3 Beds
2 Baths
1,644 Sq Ft
$110/Sq Ft Est. Value

Last Sold July 13, 2022

Last sale price $92,000 $56 Per Sq Ft

Est. 97% increase in value since last sale

Current estimated payment $1,322/month

2 Days on Market

Highlights

  • Corner Lot
  • 1 Car Detached Garage
  • 1-minute walk to Wallingford Park
  • No HOA
  • Forced Air Heating System

About This Home

As of July 2022

Affordable, Solid 2 Family home in Good Condition on a corner lot. Great large living space to Live in, perfect for investors. Both units leased. Recently Vacant (Used to be Owner Occupied) 1st Floor Unit w/1 Large BR, Carpet, Pergo, Bay window, and Garbage Disposal. 2nd Floor Unit w/2 BR, Bay window, Carpet and Linoleum. Close to I-890, Casino, Ellis Hospital, & Downtown.

Last Agent to Sell the Property

Haleh Struzinsky

HS Capital Realty LLC License #10491209455 Listed on: 04/25/2022

Last Buyer's Agent

Haleh Struzinsky

HS Capital Realty LLC License #10491209455 Listed on: 04/25/2022

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,201

Year Built

  • Built in 1930

Lot Details

  • 3,485 Sq Ft Lot
  • Back Yard Fenced
  • Corner Lot

Parking

  • 1 Car Detached Garage
  • Open Parking
  • Off-Street Parking

Home Design

  • Duplex
  • Aluminum Siding
  • Vinyl Siding
  • Asphalt

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Schenectady High School

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Additional Features

  • Linoleum Flooring
  • Basement Fills Entire Space Under The House

Community Details

  • No Home Owners Association
  • 2 Units

Listing and Financial Details

  • Legal Lot and Block 17 / 1
  • Assessor Parcel Number 421500 49.54-1-17

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,201

Year Built

Built in 1930

Lot Details

0

Parking

1

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: 5+ Units
  • Year Built: 1930
  • Directions: Broadway to Congress to Cutler. corner of 5th and Cutler.
  • Architectural Style: Duplex-Over/Under
  • Lot Size Acres: 0.08
  • Parking Features Parking Total: 1.0
  • Sale Detail Seller Contribution: No
  • Fencing:Back Yard: Yes
  • Fencing:Fenced: Yes
  • Special Features: None

Interior Features

  • Flooring: Linoleum
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Full Basement: Yes
  • Unit 2 Owner Furnish Features:Hot Water5: Yes
  • Unit 1 Owner Furnish Features:Hot Water4: Yes
  • Unit 1 Owner Furnish Features:Trash2: Yes
  • Unit 2 Owner Furnish Features:Trash3: Yes

Exterior Features

  • Exterior Features: None
  • Roof: Asphalt
  • Construction Type: Aluminum Siding, Vinyl Siding
  • Fencing: Back Yard, Fenced
  • Waterfront: No
  • Lot Features:Corner Lot: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:None37: Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Detached
  • Attached Garage: No
  • Open Parking: Yes
  • Total Parking Spaces: 1.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Detached: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Heating: Forced Air, Natural Gas
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Corner Lot
  • Parcel #: 421500 49.54-1-17
  • Lot Size Sq Ft: 3484.8
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4201.18
  • Tax Block: 1
  • Tax Lot: 17

Multi Family

  • Number Of Units Total: 2

MLS Schools

  • HighSchool: Schenectady

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 25, 2022
Closed on
Jul 13, 2022
Sold by
Shasame Ibrahim
Bought by
Atanasov Ventures Llc
Seller's Agent
Haleh Struzinsky
HS Capital Realty LLC
Buyer's Agent
Haleh Struzinsky
HS Capital Realty LLC
List Price
$89,900
Sold Price
$92,000
Premium/Discount to List
$2,100
2.34%
Current Estimated Value
$180,966

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$88,966
Avg. Annual Appreciation
20.99%
Original Mortgage
$73,600
Outstanding Balance
$54,195
Interest Rate
5.09%
Mortgage Type
New Conventional
Estimated Equity
$126,771

Purchase Details

Listed on
May 24, 2017
Closed on
May 18, 2017
Sold by
Swanson Katherine D
Bought by
Ibrahim Shasame
Seller's Agent
Haleh Struzinsky
KW Platform
Buyer's Agent
Katie Bondi
KW Platform
Sold Price
$3,600

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.74%

Purchase Details

Closed on
Oct 30, 2009
Sold by
Toner Donald
Bought by
Swanson Katherine D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,732
Interest Rate
5.06%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 31, 2006
Sold by
Dawley Mary E
Bought by
Toner Donald T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,000
Interest Rate
6.26%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 15, 1994
Sold by
Skotarczak Dolores
Bought by
Dawley Mary E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Atanasov Ventures Llc $92,000 Law Office Of Alice M Breding
Ibrahim Shasame $57,000 None Available
Swanson Katherine D $70,000 Mickki L Harrington
Swanson Katherine D $70,000 None Available
Toner Donald T $70,000 Christopher Martell
Dawley Mary E $41,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Atanasov Ventures Llc $73,600
Previous Owner Swanson Katherine D $68,732
Previous Owner Toner Donald T $56,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/13/2022 07/13/22 Sold $92,000 +2.3% $56 / Sq Ft
04/27/2022 04/27/22 Pending -- -- --
04/25/2022 04/25/22 For Sale $89,900 0.0% $55 / Sq Ft
10/03/2021 10/03/21 Rented $750 -6.3% --
10/02/2021 10/02/21 For Rent $800 +14.3% --
01/04/2021 01/04/21 Rented $700 0.0% --
12/13/2020 12/13/20 Price Changed $700 -12.5% $0 / Sq Ft
12/05/2020 12/05/20 For Rent $800 +33.3% --
06/01/2017 06/01/17 Rented $600 0.0% --
05/30/2017 05/30/17 Under Contract -- -- --
05/23/2017 05/23/17 For Rent $600 0.0% --
05/22/2017 05/22/17 Sold $57,000 -12.3% $35 / Sq Ft View Prior Sale
04/24/2017 04/24/17 Pending -- -- --
12/31/2016 12/31/16 Price Changed $65,000 -7.0% $40 / Sq Ft
08/22/2016 08/22/16 For Sale $69,900 -- $43 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,590 $69,000 $10,400 $58,600
2023 $44 $69,000 $10,400 $58,600
2022 $4,268 $69,000 $10,400 $58,600
2021 $4,230 $69,000 $10,400 $58,600
2020 $4,147 $69,000 $10,400 $58,600
2019 $2,717 $69,000 $10,400 $58,600
2018 $4,181 $69,000 $10,400 $58,600
2017 $2,753 $69,000 $10,400 $58,600
2016 $3,567 $69,000 $10,400 $58,600
2015 -- $69,000 $10,400 $58,600
2014 -- $69,000 $10,400 $58,600
Source: Public Records

Agents Affiliated with this Home

  • Haleh Struzinsky

    Seller's Agent in 2022

    Haleh Struzinsky

    HS Capital Realty LLC

    (518) 729-8278

    2 in this area

    84 Total Sales

    Haleh Struzinsky
    Section Image

  • E

    Seller Co-Listing Agent in 2021

    Ebonai Gardner

    HS Capital Realty LLC

  • K

    Buyer's Agent in 2017

    Katie Bondi

    KW Platform

See All Agents

Map

Source: Global MLS

MLS Number: 202216205

Global MLS

APN: 049-054-0001-017-000-0000

New York Schenectady County Schenectady 12303 Mont Pleasant

945 Cutler St, Schenectady, NY

Not Listed for Sale

MultiFamily

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