NOT LISTED FOR SALE

945 Ripple Brook Ln Elgin, IL 60120

Cobblers Crossing Neighborhood

Estimated Value: $428,000 - $496,000

3 Beds
3 Baths
2,172 Sq Ft
$208/Sq Ft Est. Value

Last Sold May 04, 2018

Last sale price $293,000 $135 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $3,014/month

5 Days on Market

Highlights

  • Water Views
  • Vaulted Ceiling
  • Whirlpool Bathtub
  • Pond
  • Wood Flooring
  • Loft

About This Home

As of May 2018

This house literally checks every box. Completely remodeled in 2015, this home is brand new, which includes: new hot water heater, furnace, washer/dryer, flooring throughout, kitchen with granite countertops, new cabinets, under and above cabinet lighting and new appliances, all bathrooms remodeled, new light fixtures throughout! Spacious loft with built ins can easily be converted into 4th bedroom. Partially finished basement waiting for your final touches! There is also a whole house fan which was installed in the summer 2017. New roof, driveway and fence, as well. This list goes on and on! Absolutely nothing needs to be done. This home sits on an oversized, corner lot. Located in the sought after Cobbler's Crossing subdivision. It offers a peaceful, quiet location with a serene water view. Minutes from I-90 and tons of shopping! Do NOT hesitate. This rare gem will not last!

Last Agent to Sell the Property

Erica Gnadt

ARNI Realty Incorporated License #475141447 Listed on: 03/08/2018

ARNI Realty Incorporated

Last Buyer's Agent

David Gebraski

john greene, Realtor

Home Details

Home Type

  • Single Family

Year Built

  • 1992

Lot Details

  • Fenced Yard
  • Corner Lot

HOA Fees

  • $16 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Garage Is Owned

Home Design

  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Skylights
  • Mud Room
  • Entrance Foyer
  • Loft
  • Wood Flooring
  • Water Views
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Pond
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Lake Michigan Water

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $3,000 Seller Concession

Home Details

Home Type

Single Family

Year Built

1992

Lot Details

0

HOA Fees

$16 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 26-30 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 1992
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1992

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors
  • Number Of Rooms: 8
  • Living Room: Dimensions: 16X11, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Full
  • Basement: Partially Finished
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Whirlpool, Separate Shower, Double Sink, Soaking Tub
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 13X14, On Level: Basement
  • Dining Room: Dimensions: 12X10, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Kitchen Type: Dimensions: 20X11, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet
  • Additional Rooms: Loft, Foyer, Mud Room, Walk In Closet
  • Master Bedroom: Dimensions: 17X16, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 1 Name: Loft, Dimensions: 14X10, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 2 Name: Foyer, Dimensions: 11X10, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 13X10, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 3 Name: Mud, Dimensions: 11X7, On Level: Main Level
  • Bedroom 3: Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 4 Name: Walk in Closet, Dimensions: 8X7, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 2172
  • Dining Room Type: Separate
  • Family Room: Dimensions: 13X15, On Level: Main Level, Flooring: Hardwood, Windows: Blinds

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Storms/Screens
  • Acreage: 0.2146

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Lake Michigan
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Includes: Common Insurance
  • Assessment Association Fees: 192

Schools

  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 9,350 SQUARE FEET
  • Lot Description: Corner, Fenced Yard, Pond, Water View
  • Parcel Identification Number: 06072080150000

Tax Info

  • Taxes: 7303

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 8, 2018
Closed on
May 3, 2018
Sold by
Esten Therese
Bought by
Allgeier Gregory and Allgeier Stacey N
Seller's Agent
Erica Gnadt
ARNI Realty Incorporated
Buyer's Agent
David Gebraski
john greene, Realtor
List Price
$295,000
Sold Price
$293,000
Premium/Discount to List
-$2,000
-0.68%
Current Estimated Value
$450,781

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$157,781
Avg. Annual Appreciation
5.78%
Original Mortgage
$278,350
Outstanding Balance
$238,684
Interest Rate
4.5%
Mortgage Type
New Conventional
Estimated Equity
$212,097

Purchase Details

Closed on
Mar 18, 2009
Sold by
Estep John H
Bought by
Estep John H and Estep Therese J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,350
Interest Rate
5.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 22, 2006
Sold by
Estep John H
Bought by
Estep John H and Estep Therese L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,000
Interest Rate
6.45%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 4, 2004
Sold by
Estep John H and Estep Therese L
Bought by
Estep John H and Estep Therese L

Purchase Details

Closed on
Oct 9, 1998
Sold by
Wudtke Dale A and Wudtke Nancy R
Bought by
Estep John H and Estep Terrie L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,000
Interest Rate
6.72%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Allgeier Gregory $293,000 Chicago Title
Estep John H -- None Available
Estep John H -- Gmt
Estep John H -- Multiple
Estep John H -- Multiple
Estep John H -- --
Estep John H -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Allgeier Gregory $278,350
Previous Owner Estep John H $160,350
Previous Owner Estep John H $162,000
Previous Owner Estep John H $101,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/04/2018 05/04/18 Sold $293,000 -0.7% $135 / Sq Ft
03/13/2018 03/13/18 Pending -- -- --
03/08/2018 03/08/18 For Sale $295,000 -- $136 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,969 $41,000 $7,480 $33,520
2024 $7,969 $31,000 $6,545 $24,455
2023 $7,715 $31,000 $6,545 $24,455
2022 $7,715 $31,000 $6,545 $24,455
2021 $8,653 $25,110 $4,207 $20,903
2020 $8,598 $25,110 $4,207 $20,903
2019 $8,551 $27,900 $4,207 $23,693
2018 $7,467 $25,413 $3,740 $21,673
2017 $7,464 $25,413 $3,740 $21,673
2016 $7,303 $25,413 $3,740 $21,673
2015 $7,087 $22,795 $3,272 $19,523
2014 $1,690 $5,224 $3,272 $1,952
2013 $6,637 $22,795 $3,272 $19,523
Source: Public Records

Agents Affiliated with this Home

  • E

    Seller's Agent in 2018

    Erica Gnadt

    ARNI Realty Incorporated

    Section Image

  • D

    Buyer's Agent in 2018

    David Gebraski

    john greene, Realtor

    Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD09877392

Midwest Real Estate Data (MRED)

APN: 06-07-208-015-0000

Illinois Cook County Elgin 60120 Cobblers Crossing

945 Ripple Brook Ln, Elgin, IL

Not Listed for Sale

Detached

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