$474,900
$15K PRICE DROP

945 Winding Oaks Dr Palm Harbor, FL 34683

Estimated payment $2,842/month

Total Views 9,242
4 Beds
2 Baths
1,977 Sq Ft
$240 Price per Sq Ft

Highlights

  • View of Trees or Woods
  • Open Floorplan
  • Ranch Style House
  • Lake St. George Elementary School Rated A-
  • Vaulted Ceiling
  • Solid Surface Countertops

About This Home

Come and discover this beautiful Spanish Oaks home in the heart of Palm Harbor! From the moment you hear the key turn in the door, you’ll know you’re unlocking “home”. Situated on nice lot with a spacious backyard, the charming curb appeal foretells the feeling that great future memories will be made here. Upon entering, you will love the highly desirable open floor plan with vaulted ceilings and sliding doors that lead out to a large patio. The kitchen flows into the family room over a large center island and is complete with solar tube lighting and seating for everyone. Boasting of updated kitchen cabinetry and granite countertops, this center island will become the center of your family life for nightly homework projects, late night dinners and Saturday morning pancakes. Bright color palettes flow through the entire home and the owners suite is generously sized with large closets, a ceiling fan and an ensuite bathroom. FOUR TRUE BEDROOMS make this home versatile for all of your work-from-home needs. Stepping into the backyard, it’s fully fenced for your furry friends and little ones alike. Plus, the patio area is ideal for your summer BBQ’s and offers the perfect spot for your future fire pit! Unexpected Extras Include: New Roof 2017, Tankless Hot Water Heater, HVAC 2011, Newer Windows, Interior Laundry Room, and No Flood Insurance Required!!! Ideally located near the social ambiance area of downtown areas Dunedin, this home is also near the Dunedin Causeway and Honeymoon Island. You’re just minutes from America’s best sugary sand beaches and A+Rated Schools. Schedule your appointment today!

Listing Agent

Micaela Morenz, PA

BLAKE REAL ESTATE INC Brokerage Phone: 727-359-0388 License #3235223 Listed on: 06/26/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,986

Year Built

  • Built in 1973

Lot Details

  • 8,660 Sq Ft Lot
  • East Facing Home
  • Vinyl Fence
  • Landscaped with Trees
  • Property is zoned R-2

HOA Fees

  • $15 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,977 Sq Ft Home
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Combination Dining and Living Room
  • Views of Woods

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Exterior Lighting
  • Private Mailbox

Schools

  • Lake St George Elementary School
  • Palm Harbor Middle School
  • Palm Harbor Univ High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet

Community Details

  • Spanish Oaks HOA
  • Spanish Oaks Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,986

Year Built

Built in 1973

Lot Details

0

HOA Fees

$15 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida, Ranch, Traditional
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 1977
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 1973
  • Building Area Total: 2453
  • Lot Size Sq Ft: 8660
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 227.89
  • Escrow City: Seminole
  • Escrow State: FL
  • Escrow Street Name: Seminole Blvd
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 240.21
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 727-359-0388
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Yn: No
  • Living Area Meters: 183.67

Exterior Features

  • Direction Faces: East
  • Exterior Features: Lighting, Private Mailbox, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Patio
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 175
  • Association Fee Frequency: Annually
  • Association Name: Spanish Oaks HOA
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Complex Community Name Nccb: SPANISH OAKS
  • Association Fee Requirement: Optional
  • Association Email: soha34683@gmail.com

Fee Information

  • Total Annual Fees: 175.00
  • Total Monthly Fees: 14.58
  • Monthly HOA Amount: 14.58

Schools

  • Elementary School: Lake St George Elementary-PN
  • High School: Palm Harbor Univ High-PN
  • Middle Or Junior School: Palm Harbor Middle-PN

Lot Info

  • Zoning: R-2
  • Parcel Number: 13-28-15-84573-004-0030
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Landscaped, Sidewalk, Paved
  • Lot Dimensions: 115 ft x 69 ft
  • Property Attached Yn: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3985.87
  • Tax Block: D
  • Tax Book Number: 70/62
  • Tax Lot: 3

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,986 $262,722 -- --
2024 $3,925 $255,318 -- --
2023 $3,925 $247,882 $0 $0
2022 $3,807 $240,662 $0 $0
2021 $3,836 $233,652 $0 $0
2020 $3,827 $230,426 $0 $0
2019 $3,765 $225,245 $0 $0
2018 $3,714 $221,045 $0 $0
2017 $3,681 $216,499 $0 $0
2016 $4,088 $192,996 $0 $0
2015 $1,852 $120,612 $0 $0
2014 $1,845 $119,655 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/31/2025 10/31/25 Price Changed $474,900 -1.0% $240 / Sq Ft
09/25/2025 09/25/25 Price Changed $479,900 -1.0% $243 / Sq Ft
09/04/2025 09/04/25 For Sale $484,900 0.0% $245 / Sq Ft
08/27/2025 08/27/25 Pending -- -- --
08/09/2025 08/09/25 Price Changed $484,900 -1.0% $245 / Sq Ft
06/26/2025 06/26/25 For Sale $490,000 -- $248 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $233,500 Title Agency Of Florida Inc
Deed -- --
Special Warranty Deed $75,500 --
Warranty Deed $179,900 Pioneer Title Inc
Warranty Deed $140,000 --
Deed -- --
Warranty Deed $104,200 --
Warranty Deed $102,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $229,270 FHA
Previous Owner $153,265 FHA
Previous Owner $144,333 FHA
Previous Owner $144,333 FHA
Previous Owner $137,837 FHA
Source: Public Records

Source: Stellar MLS

MLS Number: TB8401318

Stellar MLS

APN: 13-28-15-84573-004-0030