$439,900
SOLD AUG 1, 2025

95 Concert Ct Freeport, FL 32439

4 Beds
2.5 Baths
2,217 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$198 Per Sq Ft

12% Below List Price

91 Days on Market

Highlights

  • Fishing
  • Newly Painted Property
  • Vaulted Ceiling
  • Freeport Middle School Rated A-
  • Wooded Lot
  • Screened Porch

About This Home

As of August 2025

LOOK WHAT WE HAVE HERE—A BRAND NEW ROOF!

This immaculate 4-bedroom, 2.5-bath home is nestled on a spacious wooded preserve lot in the highly sought-after Symphony at Hammock Bay community. Move in ready with a freshly painted interior, roof (2024), a new water heater and air conditioner (2023), this home has all the big ticket items taken care of for you!

Inside you will find upgraded details and character throughout both in the arched entry ways, crown molding, tray ceilings, and rounded wall corners. cozy fireplace add warmth and charm, while the screened-in porch offers a peaceful retreat overlooking the serene wooded lot. Additional features include a sprinkler system and ample outdoor possibilities for enjoying nature.

Living in Hammock Bay means access to world-class amenities, including:
*Multiple resort-style pools-two zero-entry pools with waterfalls and a traditional lap pool
*A 1920s-style town square with a microbrewery
*State-of-the-art fitness center
*Tennis, basketball, and pickleball courts
*Scenic walking and biking trails
*A dedicated dog park
*Bayfront access for kayaking and paddle boarding
*An outdoor amphitheater hosting concerts and community events year-round

Don't miss your chance to own this incredible home in one of the area's most vibrant and desirable communities! Schedule your showing today!

Last Agent to Sell the Property

Beverly Buck

Coldwell Banker Realty License #3444968 Listed on: 03/28/2025

Coldwell Banker Realty

Co-Listed By

Michelle Thierwechter

Real Broker LLC License #3555005

Last Buyer's Agent

Edwina Bludworth

Ocean Reef Realty Inc License #664437

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,122

Year Built

  • Built in 2008

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 74x165
  • Interior Lot
  • Level Lot
  • Sprinkler System
  • Wooded Lot
  • Property is zoned City, Resid Single Family

HOA Fees

  • $186 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Newly Painted Property
  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction
  • Dimensional Roof
  • Pitched Roof
  • Ridge Vents on the Roof
  • Cement Board or Planked

Interior Spaces

  • 2,217 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Double Pane Windows
  • Family Room
  • Screened Porch
  • Fire and Smoke Detector
  • Exterior Washer Dryer Hookup

Kitchen

  • Gas Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Tap Fee Is Paid
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 16-1S-19-23020-000-0370

Community Details

Overview

  • Association fees include management, master, recreational faclty, security, cable TV
  • Hammock Bay Subdivision
  • Handicap Modified Features In Community

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Game Room
  • Recreation Room
  • Community Storage Space

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,122

Year Built

Built in 2008

Lot Details

0

HOA Fees

$186 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.2
  • Lot Size: 74x165
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: ECU2
  • Co List Office Phone: 850-650-4563
  • Subdivision Name: HAMMOCK BAY
  • Directions: Enter Hammock Bay from US Hwy 20 onto Great Hammock Bend, travel 1.5 miles then left onto Symphony Way. Make a left at the first stop sign onto Concert Ct . Home will be up on your left. Sign in yard.
  • Architectural Style: Ranch
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2008
  • Remarks Misc:Remarks: LOOK WHAT WE HAVE HERE—A BRAND NEW ROOF! This immaculate 4-bedroom, 2.5-bath home is nestled on a spacious wooded preserve lot in the highly sought-after Symphony at Hammock Bay community. Move in ready with a freshly painted interior, roof (2024), a new water heater and air conditioner (2023), this home has all the big ticket items taken care of for you! Inside you will find upgraded details and character throughout both in the arched entry ways, crown molding, tray ceilings, and rounded wall corners. cozy fireplace add warmth and charm, while the screened-in porch offers a peaceful retreat overlooking the serene wooded lot.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Elect: Yes
  • Utilities:Tap Fee Paid: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Energy:Ridge Vent: Yes
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Furnished: Furnished - None
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Elect, Water Heater - Gas
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Laminate, Floor Tile, Floor WW Carpet New
  • Interior Amenities: Ceiling Crwn Molding, Ceiling Tray/Cofferd, Ceiling Vaulted, Newly Painted, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Newly Painted: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Floor Laminate: Yes
  • Interior:Floor WW Carpet New: Yes

Exterior Features

  • Lot Features: Curb & Gutter, Interior, Level, Restrictions, Sidewalk, Wooded
  • Pool Features: Pool Type
  • Construction Type: Brick, Frame, Roof Pitched, Siding CmntFbrHrdBrd
  • Exterior Features: Sprinkler System
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered, Porch Screened
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Wooded: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Roof Pitched: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Brick: Yes
  • Lot Features:Sidewalk: Yes
  • Lot Features:Curb Gutter: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, Tap Fee Paid, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Community Room, Exercise Room, Fishing, Game Room, Handicap Provisions, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Separate Storage, Tennis, TV Cable
  • Association #2 Fee: 559.34
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Management, Master Association, Recreational Faclty, Security, Cable TV

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 8712.0
  • Parcel #: 16-1S-19-23020-000-0370
  • Zoning: City, Resid Single Family

Tax Info

  • Tax Annual Amount: 3122.36
  • Tax Year: 2024

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 28, 2025
Closed on
Aug 1, 2025
Sold by
Hadder Brendan J and Hadder Brooke
Bought by
England Lesley Robin
Seller's Agent
Beverly Buck
Coldwell Banker Realty
Buyer's Agent
Edwina Bludworth
Ocean Reef Realty Inc
List Price
$498,000
Sold Price
$439,900
Premium/Discount to List
-$58,100
-11.67%
Views
99
Current Estimated Value
$446,482

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,582
Avg. Annual Appreciation
3.51%

Purchase Details

Listed on
Jul 24, 2024
Closed on
Aug 30, 2024
Sold by
Lipscomb Ruth D
Bought by
Hadder Brendan James and Hadder Brooke E
Seller's Agent
Gina Walker
Hammock Bay
Buyer's Agent
Ashley Patel
Coldwell Banker Realty
List Price
$475,900
Sold Price
$460,000
Premium/Discount to List
-$15,900
-3.34%
Views
21

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.74%
Original Mortgage
$210,000
Interest Rate
6.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 16, 2009
Sold by
D R Horton Inc
Bought by
Lipscomb Lee M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,000
Interest Rate
4.79%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $439,900 Nautilus Title & Escrow
Warranty Deed $460,000 None Listed On Document
Warranty Deed $460,000 None Listed On Document
Corporate Deed $230,000 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $210,000 New Conventional
Previous Owner $184,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/01/2025 08/01/25 Sold $439,900 -4.3% $198 / Sq Ft
06/27/2025 06/27/25 Pending -- -- --
06/06/2025 06/06/25 Price Changed $459,900 -3.2% $207 / Sq Ft
05/20/2025 05/20/25 Price Changed $474,900 -4.6% $214 / Sq Ft
03/28/2025 03/28/25 For Sale $498,000 +8.3% $225 / Sq Ft
08/30/2024 08/30/24 Sold $460,000 -3.3% $207 / Sq Ft View Prior Sale
08/16/2024 08/16/24 Pending -- -- --
07/24/2024 07/24/24 For Sale $475,900 -- $215 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,881 $359,150 $76,712 $282,438
2024 $2,998 $211,615 -- --
2023 $2,998 $205,451 $0 $0
2022 $2,883 $199,467 $0 $0
2021 $2,877 $193,657 $0 $0
2020 $2,867 $235,906 $30,137 $205,769
2019 $2,801 $186,689 $0 $0
2018 $2,761 $183,208 $0 $0
2017 $2,716 $179,440 $0 $0
2016 $2,605 $175,749 $0 $0
2015 $2,790 $174,527 $0 $0
2014 $2,792 $173,142 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 972453

Emerald Coast Association of REALTORS®

APN: 16-1S-19-23020-000-0370