JOE NACCHIA
Berkshire Hathaway Home Services PenFed Realty
(850) 716-1434
128 Total Sales
1 in Freeport
$175,000 Price
95 Concert Ct Freeport, FL 32439
Freeport AreaEstimated Value: $443,008 - $460,000
4
Beds
2.5
Baths
2,217
Sq Ft
$203/Sq Ft
Est. Value
Highlights
- Fitness Center
- Fishing
- Newly Painted Property
- Freeport Middle School Rated A-
- Primary Bedroom Suite
- Wooded Lot
About This Home
As of August 2025LOOK WHAT WE HAVE HERE—A BRAND NEW ROOF! This immaculate 4-bedroom, 2.5-bath home is nestled on a spacious wooded preserve lot in the highly sought-after Symphony at Hammock Bay community. Move in ready with a freshly painted interior, roof (2024), a new water heater and air conditioner (2023), this home has all the big ticket items taken care of for you! Inside you will find upgraded details and character throughout both in the arched entry ways, crown molding, tray ceilings, and rounded wall corners. cozy fireplace add warmth and charm, while the screened-in porch offers a peaceful retreat overlooking the serene wooded lot. Additional features include a sprinkler system and ample outdoor possibilities for enjoying nature. Living in Hammock Bay means access to world-class amenities, including:
*Multiple resort-style pools-two zero-entry pools with waterfalls and a traditional lap pool
*A 1920s-style town square with a microbrewery
*State-of-the-art fitness center
*Tennis, basketball, and pickleball courts
*Scenic walking and biking trails
*A dedicated dog park
*Bayfront access for kayaking and paddle boarding
*An outdoor amphitheater hosting concerts and community events year-round Don't miss your chance to own this incredible home in one of the area's most vibrant and desirable communities! Schedule your showing today!
Last Agent to Sell the Property
Coldwell Banker Realty License #3444968 Listed on: 03/28/2025
Co-Listed By
Michelle Thierwechter
Coldwell Banker Realty
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,122
Year Built
- Built in 2008
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 74x165
- Interior Lot
- Level Lot
- Sprinkler System
- Wooded Lot
- Property is zoned City, Resid Single Family
HOA Fees
- $186 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Newly Painted Property
- Brick Exterior Construction
- Slab Foundation
- Frame Construction
- Dimensional Roof
- Pitched Roof
- Ridge Vents on the Roof
- Cement Board or Planked
Interior Spaces
- 2,217 Sq Ft Home
- 1-Story Property
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Vaulted Ceiling
- Ceiling Fan
- Gas Fireplace
- Double Pane Windows
- Family Room
- Screened Porch
- Fire and Smoke Detector
- Exterior Washer Dryer Hookup
Kitchen
- Gas Oven or Range
- Self-Cleaning Oven
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wall to Wall Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Suite
- Split Bedroom Floorplan
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
- Garden Bath
Schools
- Freeport Elementary And Middle School
- Freeport High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Water Tap Fee Is Paid
- Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 16-1S-19-23020-000-0370
Community Details
Overview
- Association fees include management, master, recreational faclty, security, cable TV
- Hammock Bay Subdivision
- Accessible Features in Community
Amenities
- Community Barbecue Grill
- Picnic Area
- Community Pavilion
- Game Room
- Meeting Room
- Community Storage Space
Recreation
- Tennis Courts
- Pickleball Courts
- Community Playground
- Fitness Center
- Exercise Course
- Community Pool
- Fishing
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 28, 2025
Closed on
Aug 1, 2025
Sold by
Hadder Brendan J and Hadder Brooke
Bought by
Seller's Agent
Beverly Buck
Coldwell Banker Realty
Buyer's Agent
Edwina Bludworth
Ocean Reef Realty Inc
List Price
$498,000
Sold Price
$439,900
Premium/Discount to List
-$58,100
-11.67%
Views
99
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,100
Avg. Annual Appreciation
1.88%
Purchase Details
Listed on
Jul 24, 2024
Closed on
Aug 30, 2024
Sold by
Lipscomb Ruth D
Bought by
Hadder Brendan James and Hadder Brooke E
Seller's Agent
Gina Walker
Hammock Bay
Buyer's Agent
Ashley Patel
Coldwell Banker Realty
List Price
$475,900
Sold Price
$460,000
Premium/Discount to List
-$15,900
-3.34%
Views
21
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.74%
Original Mortgage
$210,000
Interest Rate
6.77%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 16, 2009
Sold by
D R Horton Inc
Bought by
Lipscomb Lee M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,000
Interest Rate
4.79%
Mortgage Type
Purchase Money Mortgage
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Freeport, FL
-
JOE NACCHIA
-
Norman Davis
Norman Davis
Better Homes and Gardens Real Estate Main Street Properties
(850) 786-1781
60 Total Sales
1 in Freeport
$569,705 Price
-
Cora Rasmussen
Cora Rasmussen
Realty ONE Group Emerald Coast
(253) 509-7754
151 Total Sales
2 in Freeport
$300K - $1.2M Price Range
-
Tammy Summers
Tammy Summers
Berkshire Hathaway HomeServices PenFed Realty
(601) 210-4840
50 Total Sales
1 in Freeport
$160,000 Price
-
Deborah Morton
Deborah Morton
Responds QuicklyBay Living, Inc.
(786) 901-7183
315 Total Sales
8 in Freeport
$60K - $340K Price Range
-
Paul LaCourse
Paul LaCourse
Responds QuicklyAnchor Realty Florida
(850) 549-9719
60 Total Sales
2 in Freeport
$150K - $280K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $439,900 | Nautilus Title & Escrow | ||
| Hadder Brendan James | $460,000 | None Listed On Document | |
| Lipscomb Lee M | $230,000 | Dhi Title Of Florida Inc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $210,000 | ||
| Previous Owner | Lipscomb Lee M | $60,000 | |
| Previous Owner | Lipscomb Lee M | $192,000 | |
| Previous Owner | Lipscomb Lee M | $28,000 | |
| Previous Owner | Lipscomb Lee M | $184,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/01/2025 08/01/25 | Sold | $439,900 | -4.3% | $198 / Sq Ft | |
| 06/27/2025 06/27/25 | Pending | -- | -- | -- | |
| 06/06/2025 06/06/25 | Price Changed | $459,900 | -3.2% | $207 / Sq Ft | |
| 05/20/2025 05/20/25 | Price Changed | $474,900 | -4.6% | $214 / Sq Ft | |
| 03/28/2025 03/28/25 | For Sale | $498,000 | +8.3% | $225 / Sq Ft | |
| 08/30/2024 08/30/24 | Sold | $460,000 | -3.3% | $207 / Sq Ft | View Prior Sale |
| 08/16/2024 08/16/24 | Pending | -- | -- | -- | |
| 07/24/2024 07/24/24 | For Sale | $475,900 | -- | $215 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,881 | $359,150 | $76,712 | $282,438 |
| 2024 | $2,998 | $211,615 | ||
| 2023 | $2,998 | $205,451 | $0 | $0 |
| 2022 | $2,883 | $199,467 | $0 | $0 |
| 2021 | $2,877 | $193,657 | $0 | $0 |
| 2020 | $2,867 | $235,906 | $30,137 | $205,769 |
| 2019 | $2,801 | $186,689 | $0 | $0 |
| 2018 | $2,761 | $183,208 | $0 | $0 |
| 2017 | $2,716 | $179,440 | $0 | $0 |
| 2016 | $2,605 | $175,749 | $0 | $0 |
| 2015 | $2,790 | $174,527 | $0 | $0 |
| 2014 | $2,792 | $173,142 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Beverly Buck
Seller's Agent in 2025
Beverly Buck
Coldwell Banker Realty
(850) 333-0413
301 Total Sales
-
MT
Seller Co-Listing Agent in 2025
Michelle Thierwechter
Coldwell Banker Realty
-
Edwina Bludworth
EB
Buyer's Agent in 2025
Edwina Bludworth
Ocean Reef Realty Inc
(850) 373-7038
25 Total Sales
-
Gina Walker
Seller's Agent in 2024
Gina Walker
Hammock Bay
(850) 543-4991
116 Total Sales
-
Ashley Patel
AP
Buyer's Agent in 2024
Ashley Patel
Coldwell Banker Realty
(512) 571-2062
8 Total Sales
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 972453
APN: 16-1S-19-23020-000-0370
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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