$149,999

95 Cuthbert St Schenectady, NY 12302

Estimated payment $1,138/month

Total Views 6,794
2 Beds
1 Bath
684 Sq Ft
$219 Price per Sq Ft

Highlights

  • Living Room
  • Forced Air Heating System
  • Dining Room
  • Bungalow

About This Home

Welcome to 95 Cuthbert Street in the heart of Scotia, NY-a charming 2-bedroom, 1-bath bungalow that blends historic appeal with modern upgrades. Built in 1920, this cozy home features a brand-new roof, a functional layout, and a full basement offering extra storage or workspace. Step outside to your private backyard oasis, perfect for grilling, entertaining, or simply relaxing on sunny afternoons. Whether you're hosting a summer BBQ or enjoying quiet evenings on the spacious back deck, this outdoor space makes home life more enjoyable. Inside, natural light fills the living and dining areas. The kitchen is equipped with newer appliances, and the home is heated with efficient natural gas. Enjoy the convenience of your own private driveway, carport, and room for additional off-street parking. Located just minutes from parks, schools, shopping, and downtown Schenectady, this home sits in the friendly Scotia-Glenville School District. With low maintenance needs and a welcoming neighborhood feel, this is an excellent opportunity for first-time buyers, downsizers, or investors. Don't miss your chance to own this move-in-ready bungalow with a backyard built for BBQs-schedule your private showing today

Listing Agent

Angela Gonyo

WOLF RIVER REAL ESTATE LLC Listed on: 07/29/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,716

Year Built

  • Built in 1920

Lot Details

  • 5,663 Sq Ft Lot

Home Design

  • Bungalow

Interior Spaces

  • 684 Sq Ft Home
  • Living Room
  • Dining Room
  • Laminate Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Oven

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,716

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Directions To Property: From I-890, take Exit 4C toward NY-5/State St. Continue on State St. Turn right onto Brandywine Ave. Continue onto Helderberg Ave. Turn right onto Cuthbert St. Property is on the right.
  • FloorLaminate: Yes
  • HamletID: 0
  • HeatFuelNaturalGas: Yes
  • HeatTypeForcedAir: Yes
  • InteriorAmps: 0
  • LandFrontageInFeet: 0
  • LandRentAmount: 0
  • Lot Size Acres: 0.13
  • Number Of Stories: 0
  • PercentageOfTaxThatIsDeductable: 0
  • PropertyCity: Scotia
  • Property Class: 210
  • PropertyTownship: Scotia
  • Prop. Type: House (Detached)
  • PropertyZipCode: 12302
  • PropertyZoneType: 100
  • Renovation Year: 0
  • ResidentialStyle: Bungalow
  • Dining Room: Yes
  • Kitchen: Yes
  • SForSaleAndRForRental: S
  • USStateAbbreviation: NY
  • WaterSourceType: Municipal
  • Year Built: 1920
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • ApplianceOven: Yes
  • ApplianceRefrigerator: Yes
  • BasementAreaSquareFootage: 684
  • Basement Type: Full
  • BasementUnfinished: Yes
  • Fireplaces: 0
  • Number of Rooms: 5
  • Living Room: Yes
  • AboveArea Sq Ft: 684

Garage/Parking

  • AttachedParking: 0
  • Numberof Garage Spaces: 0

Utilities

  • Sewer Type: Municipal
  • Utilities: 0

Condo/Co-op/Association

  • HOA Fees: 0
  • Units in Building: 0

Schools

  • School District: 000000
  • School District: 000000

Lot Info

  • Number Of Lots: 0

Multi Family

  • Unit Number of Bedrooms: 2
  • Total Taxes: 3716

Tax Info

  • Tax Year: 2024

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,954 $79,800 $16,100 $63,700
2023 $3,954 $79,800 $16,100 $63,700
2022 $3,803 $79,800 $16,100 $63,700
2021 $3,744 $79,800 $16,100 $63,700
2020 $5,732 $79,800 $16,100 $63,700
2019 $1,329 $79,800 $16,100 $63,700
2018 $5,499 $79,800 $16,100 $63,700
2017 $3,716 $79,800 $16,100 $63,700
2016 $3,430 $79,800 $16,100 $63,700
2015 -- $79,800 $16,100 $63,700
2014 -- $79,800 $16,100 $63,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/29/2025 07/29/25 For Sale $149,999 +361.5% $219 / Sq Ft
12/08/2021 12/08/21 Sold $32,500 -13.3% $48 / Sq Ft
12/02/2021 12/02/21 Pending -- -- --
11/24/2021 11/24/21 Price Changed $37,500 -8.5% $55 / Sq Ft
11/12/2021 11/12/21 Price Changed $41,000 -8.9% $60 / Sq Ft
11/10/2021 11/10/21 For Sale $45,000 0.0% $66 / Sq Ft
08/13/2021 08/13/21 Price Changed $45,000 +12.5% $66 / Sq Ft
08/12/2021 08/12/21 For Sale $40,000 +59.0% $58 / Sq Ft
08/12/2021 08/12/21 Pending -- -- --
09/09/2016 09/09/16 Sold $25,150 0.0% $37 / Sq Ft
07/24/2016 07/24/16 Pending -- -- --
06/17/2016 06/17/16 Off Market $25,150 -- --
05/04/2016 05/04/16 Price Changed $29,900 -14.6% $44 / Sq Ft
04/20/2016 04/20/16 Price Changed $35,000 -12.3% $51 / Sq Ft
03/23/2016 03/23/16 Price Changed $39,900 -11.1% $58 / Sq Ft
02/23/2016 02/23/16 Price Changed $44,900 -10.0% $66 / Sq Ft
01/21/2016 01/21/16 For Sale $49,900 -- $73 / Sq Ft
Source: NY State MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $75,000 --
Warranty Deed $32,500 None Available
Warranty Deed $32,500 None Listed On Document
Warranty Deed $25,000 None Available
Warranty Deed $25,000 None Listed On Document
Bargain Sale Deed $26,650 None Available
Referees Deed $500 None Available
Deed $60,014 --
Deed $60,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $106,200 New Conventional
Previous Owner $81,000 New Conventional
Source: Public Records

Similar Homes in Schenectady, NY

  • 1067 Cutler St, Schenectady, NY 12303

    $125,000

    • 2 Beds
    • 1.5 Baths
    • 1,352 Sq Ft
    • 1067 Cutler St
    • Schenectady, NY

    Great opportunity for investors or DIY enthusiasts! This 2-bedroom, 1-bathroom single-family home in Schenectady, NY, is in need of renovations, offering the chance to bring your vision to life. Featuring a spacious front yard, the property provides ample outdoor space and potential.**Must sell as a package with 202513915**. 1071-1073 Cutler St. Schenectady.

    Sharon Phanisnaraine Monticello

    Section Image
  • 3144 N Thompson St, Schenectady, NY 12306

    $175,000

    • 3 Beds
    • 1 Bath
    • 1,533 Sq Ft
    • 3144 N Thompson St
    • Schenectady, NY

    Welcome to this 3 beds, 1 bath colonial full of potential! Located in the Rotterdam neighborhood of Schenectady, this home offers convenient access to shopping, dining, schools, and major roadways. Features a spacious living room, a formal dining area, and three well-sized bedrooms, 200 sq. ft. detached garage offers additional storage or potential workshop space, making it a fantastic

    Tanya Harvey KW Platform

    Section Image
  • 16 Knickerbocker Rd, Schenectady, NY 12302

    $175,000

    • 4 Beds
    • 2 Baths
    • 1,150 Sq Ft
    • 16 Knickerbocker Rd
    • Schenectady, NY

    4 bedroom, 2 full bath, cape cod, w/formal dining room, nice size private corner lot partially fenced in, convenient to 890 and the thruway. Needs updating.Sold as is!

    Joann Faucett Howard Hanna Capital Inc

    Section Image
  • 127 N Toll St, Schenectady, NY 12302

    $130,000

    • 2 Beds
    • 1.5 Baths
    • 928 Sq Ft
    • 127 N Toll St
    • Schenectady, NY

    Attention ''investors and flippers'' the opportunity to bring your vision and breath life back into this 2br home located in the Village of Scotia. Home is in walking distance to schools, shopping and all that the village has to offer. Schedule a showing today.

    Jeffrey Hughes Masters Realty LLC

    Section Image
  • 556 Clarendon St, Schenectady, NY 12308

    $145,000

    • 2 Beds
    • 1 Bath
    • 868 Sq Ft
    • 556 Clarendon St
    • Schenectady, NY

    Welcome to the beautifully renovated 556 Clarendon Street! This move-in-ready home offers 2 bedrooms and 1 full bath, featuring a freshly updated bathroom with a tiled shower, brand-new luxury vinyl plank flooring and carpet throughout, and a modern kitchen with a new refrigerator and gas stove. The exterior has been resided, has a newer roof and the property includes a large storage shed and

    Jordan Brustle KW Platform

    Section Image
  • 797 Eastern Ave, Schenectady, NY 12308

    $150,000

    • 2 Beds
    • 1.5 Baths
    • 1,240 Sq Ft
    • 797 Eastern Ave
    • Schenectady, NY

    Welcome to this charming single-family home nestled in the heart of Schenectady! This is the perfect house for first time home buyers or downsizing! Its convenient location near highways, shopping, and entertainment ensures easy access to everything you need. Recently updated with fresh paint throughout and new upstairs floors, this home combines modern comforts with classic charm. Nothing to do

    Lisa Gabriel Find Advisors

    Section Image
  • 2448 Avenue B Extension, Schenectady, NY 12308

    $159,900

    • 3 Beds
    • 1 Bath
    • 888 Sq Ft
    • 2448 Avenue B Extension
    • Schenectady, NY

    This well-maintained bungalow offers a comfortable layout with 3 bedrooms and is ideally situated on a spacious corner lot bordering the town of Niskayuna. Featuring modern upgrades from just a few years ago—updated kitchen with newer cabinets, counters, and flooring throughout. The roof is only 5 years old, with a newer furnace and a hot water tank installed within the past two years. Fresh

    Sam Thompson Thompson Real Estate Team

    Section Image
  • 857 Strong St, Schenectady, NY 12307

    $179,000

    • 4 Beds
    • 1.5 Baths
    • 1,712 Sq Ft
    • 857 Strong St
    • Schenectady, NY

    Single family boost four bedroom and one and half bathroom . This house is occupied but will delivered vacant. Washer and dryer hook ups on the second floor.

    Dyaram Robert Thompson Real Estate Team

    Section Image
  • 802 Davis Terrace, Schenectady, NY 12303

    $154,900

    • 3 Beds
    • 1 Bath
    • 1,122 Sq Ft
    • 802 Davis Terrace
    • Schenectady, NY

    Affordable 3 bedroom home completely remodeled. Why rent when you can own for less. This home features a spacious eat-in kitchen and a primary bedroom with extended living space - perfect for a home office, sitting area, or nursery. New appliances will be installed shortly. Tastefully painted with LVP or tile flooring throughout. Many new windows & convenient 2nd floor laundry closet. Low

    Karl Sindel Coldwell Banker Prime Properties

    Section Image

Source: NY State MLS

MLS Number: 11545337

NY State MLS

APN: 030-069-0002-013-000-0000