$431,858
SOLD AUG 22, 2025

95 Elm Creek Dr Saint Augustine, FL 32092

SilverLeaf Neighborhood
3 Beds
2 Baths
1,700 Sq Ft
6,970 Sq Ft Lot

Recently Sold

$254 Per Sq Ft

Highlights

  • New Construction
  • Waterfront
  • Clubhouse
  • Wards Creek Elementary School Rated A
  • Open Floorplan
  • Tennis Courts

About This Home

As of July 2025

Newly built home. The Beech plan offers a smartly designed balance between private living and open entertaining spaces. You'll love an inviting covered patio located just off the great room, featuring sophisticated sliding doors that offer a seamless flow between outdoor and indoor living. The great room also flows into a dining nook and spacious kitchen, boasting a built-in pantry and an attractive breakfast-bar island. Two bedrooms share access to a full hall bath and linen closet, with a convenient laundry room nearby. And occupying its own area of the home, a generous primary suite includes a private bath and walk-in closet. Completing the layout, a 2-car garage features a mudroom entry.

Last Agent to Sell the Property

Stephanie Morales

THE REALTY EXPERIENCE POWERED License #3246017 Listed on: 05/23/2025

Last Buyer's Agent

CORINNE TURNBULL

KELLER WILLIAMS ST JOHNS License #3386985

KELLER WILLIAMS ST JOHNS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $886

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 6,970 Sq Ft Lot
  • Waterfront
  • Front and Back Yard Sprinklers
  • Zoning described as PUD

HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Wood Frame Construction
  • Shingle Roof
  • Block Exterior
  • Siding

Interior Spaces

  • 1,700 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Living Room
  • Dining Room
  • Fire and Smoke Detector

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Shower Only

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Utilities

  • Central Heating and Cooling System
  • Gas Water Heater

Additional Features

  • Accessibility Features
  • Patio

Listing and Financial Details

  • Assessor Parcel Number 0279840050

Community Details

Overview

  • Richmond HOA, Phone Number (904) 461-5556
  • Silverleaf Subdivision

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$886

Year Built

Built in 2025 | New Construction

Lot Details

0

HOA Fees

$161 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: Yes
  • Stories: 1
  • Year Built: 2025
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.16
  • Road Surface Type: Asphalt
  • Subdivision Name: Silverleaf
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 1700.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: Yes
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Architectural Style Ranch: Yes
  • Security Features Smoke Detector(s): Yes
  • Interior Features Primary Bathroom - Shower No Tub: Yes
  • General Property Information Association Phone: 904-461-5556
  • Flooring Vinyl: Yes
  • General Property Information Senior Community YN: No
  • Construction Materials Composition Siding: Yes
  • General Property Information Lot Size Acres: 0.16
  • Utilities Electricity Available: Yes
  • Utilities Sewer Available: Yes
  • Utilities Water Available: Yes
  • General Property Information Carport YN: No
  • Room Types Dining Room: Yes
  • Room Types Living Room: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: 4098

Interior Features

  • Interior Amenities: Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Other
  • Major Appliances: Dishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Vinyl
  • Living Area: 1700.0
  • Appliances Dishwasher: Yes
  • Appliances:Gas Range: Yes
  • Interior Features:Primary Downstairs: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Open Floorplan: Yes

Exterior Features

  • Waterfront: Yes
  • Roof: Shingle
  • Lot Features: Sprinklers In Front, Sprinklers In Rear
  • Waterfront Features: Lake Front
  • Construction Type: Block, Composition Siding, Frame
  • Patio And Porch Features: Covered, Patio
  • Construction Materials:Frame: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Patio: Yes
  • Waterfront Features:Lake Front: Yes
  • Construction Materials:Block: Yes
  • Construction Materials:Other4: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Electricity Available, Sewer Available, Water Available
  • Laundry Features: In Unit
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee: 1200.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Amenities: Other, Basketball Court, Clubhouse, Playground, Tennis Court(s)
  • Association #2 Fee: 183.0
  • Association #2 Fee Frequency: Quarterly
  • Association Name: RICHMOND HOA
  • Phone: 904-461-5556
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 1200.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Clubhouse: Yes
  • General Property Information:Association Name: RICHMOND HOA
  • Association Amenities:Basketball Court: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Tennis Courts: Yes
  • General Property Information:Association Fee 2: 183.0
  • General Property Information:Association Fee 2 Frequency: Quarterly

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 6969.6
  • Parcel #: 0279840050
  • Zoning Description: PUD

Tax Info

  • Tax Annual Amount: 885.74
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 19, 2025
Closed on
Aug 22, 2025
Sold by
Richmond American Homes Of Florida Lp
Bought by
Mafrouz Sofia
List Price
$432,858
Sold Price
$432,858
Views
6

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.27%
Original Mortgage
$300,000
Outstanding Balance
$300,000
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$127,000
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $431,900 Fidelity National Title Of Flo
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Sold $432,858 0.0% $255 / Sq Ft
07/22/2025 07/22/25 Off Market $432,858 -- --
06/25/2025 06/25/25 For Sale $432,858 -- $255 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $569 $54,208 $54,208 --
2024 $569 $100,000 $100,000 --
2023 $569 $44,800 $44,800 $0
2022 $573 $44,800 $44,800 $0
2021 $0 $5,000 $5,000 $0
Source: Public Records

Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2089272

realMLS (Northeast Florida Multiple Listing Service)

APN: 027984-0050

Florida St. Johns County Saint Augustine 32092 SilverLeaf

95 Elm Creek Dr, Saint Augustine, FL

This home is located at 95 Elm Creek Dr, Saint Augustine, FL 32092 and is currently priced at $431,858, approximately $254 per square foot. This property was built in 2025. 95 Elm Creek Dr is a home located in St. Johns County with nearby schools including Wards Creek Elementary School, Pacetti Bay Middle School, and Mill Creek Baptist Christian Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

realMLS (Northeast Florida Multiple Listing Service) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.

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