NOT LISTED FOR SALE

95 Fox Harbor Dr Troy, OH 45373

Estimated Value: $357,109 - $400,000

3 Beds
2.5 Baths
1,796 Sq Ft
$208/Sq Ft Est. Value

Last Sold August 01, 2025

Last sale price $369,900 $206 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,214/month

51 Days on Market

Highlights

  • Vaulted Ceiling
  • Granite Countertops
  • 2 Car Attached Garage
  • Troy High School Rated 9+
  • No HOA
  • Walk-In Closet

About This Home

As of August 2025

Beautiful home located close to shopping Wonderful floor plan with first floor master suite with custom solid wood vanity in master bathroom with whirlpool tub & two additional bedrooms upstairs with newer floors Great room with cathedral ceilings gas fireplace windows for natural light Kitchen has custom pantry with 4 pull out shelves newer custom made upper cabinets with matching custom matching cabinetry in dining room Finished basement with area for storage Step outside to the extended deck area with a covered pergola & stamped concrete patio Updates also include new furnace /air New energy efficient windows with grids The patio blinds have custom mini blinds that open and close The kitchen has door to lead out to the deck area This home has a first floor laundry room and an attached 2 car garage

Last Agent to Sell the Property

Debra Billheimer

Design Realty & Associates Brokerage Phone: (937) 524-1810 License #2003002838 Listed on: 06/06/2025

Last Buyer's Agent

Shaun Hayes

BHHS Professional Realty License #2001019614

BHHS Professional Realty

Home Details

Home Type

  • Single Family

Year Built

  • 1996

Lot Details

  • 8,750 Sq Ft Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 1,796 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Fire and Smoke Detector
  • Finished Basement

Kitchen

  • Range
  • Dishwasher
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Fox Harbor Subdivision

Listing and Financial Details

  • Assessor Parcel Number D08101428

Home Details

Home Type

Single Family

Year Built

1996

Lot Details

0

Parking

2

Listing Details

  • Major Appliances: Dishwasher, Disposal, Range, Refrigerator, Gas Water Heater
  • Cooling System: Central Air
  • Property Sub Type: Single Family Residence
  • Year Built: 1996
  • Attribution Contact: (937) 524-1810
  • Lot Size Acres: 0.2009
  • SecurityFeatures: Smoke Detector(s)
  • Co List Office Phone: (937) 524-1810
  • MLS Status: Closed
  • Fireplace Features: Gas
  • Living Area: 1796.0
  • Window Features: Double Hung, Insulated Windows
  • Master Plan Zoning: Residential
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Granite Counters, Pantry, Remodeled, Vaulted Ceiling(s), Walk-In Closet(s)
  • Basement: Finished
  • Garage Spaces: 2.0
  • Levels: Two
  • Property Type: Residential
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: Yes
  • Main Level Bathrooms: 1
  • Stories: 2

Exterior Features

  • Construction Type: Brick, Vinyl Siding

Garage/Parking

  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached, Garage, Two Car Garage

Utilities

  • Heating: Forced Air, Natural Gas
  • Utilities: Natural Gas Available, Sewer Available
  • Cooling Y N: Yes
  • HeatingYN: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Troy

Lot Info

  • Lot Dimensions: .020
  • Lot Size Sq Ft: 8750.0
  • Parcel Number: D08101428
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 6, 2025
Closed on
Jul 30, 2025
Sold by
Cecil Scott D and Cecil Lisa
Bought by
Oswalt Matthew E and Oswalt Andrea L
Seller's Agent
Debra Billheimer
Design Realty & Associates
Buyer's Agent
Shaun Hayes
BHHS Professional Realty
List Price
$369,900
Sold Price
$369,900
Views
16
Current Estimated Value
$373,277

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,377
Avg. Annual Appreciation
2.63%
Original Mortgage
$338,735
Outstanding Balance
$338,447
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$34,830

Purchase Details

Closed on
Jul 11, 2002
Sold by
Ramaeker Dean F and Ramaeker Jeanne A
Bought by
Johnston Bobby L and Johnston Cathy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
6.82%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 27, 1999
Sold by
Ramaeker Jeanne A and Ramaeker Dean F
Bought by
Ramaeker Dean F and Ramaeke Jeanne A

Purchase Details

Closed on
Jun 29, 1995
Sold by
Edwin Liette
Bought by
Ed Liette Realty Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Oswalt Matthew E $369,900 None Listed On Document
Johnston Bobby L $150,000 --
Ramaeker Dean F -- --
Ed Liette Realty Inc $360,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Oswalt Matthew E $338,735
Previous Owner Ramaeker Dean F $120,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/01/2025 08/01/25 Sold $369,900 0.0% $206 / Sq Ft
07/27/2025 07/27/25 Pending -- -- --
06/06/2025 06/06/25 For Sale $369,900 -- $206 / Sq Ft
Source: Dayton REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,091 $82,010 $14,980 $67,030
2023 $3,091 $82,010 $14,980 $67,030
2022 $2,575 $82,010 $14,980 $67,030
2021 $2,199 $66,540 $14,980 $51,560
2020 $2,202 $66,540 $14,980 $51,560
2019 $2,222 $66,540 $14,980 $51,560
2018 $1,929 $55,580 $10,920 $44,660
2017 $1,948 $55,580 $10,920 $44,660
2016 $1,919 $55,580 $10,920 $44,660
2015 $1,611 $53,450 $10,500 $42,950
2014 $1,611 $53,450 $10,500 $42,950
2013 $1,621 $53,450 $10,500 $42,950
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2025

    Debra Billheimer

    Design Realty & Associates

    (937) 335-0584

    6 in this area

    17 Total Sales

    Debra Billheimer
    Section Image
  • Shaun Hayes

    Buyer's Agent in 2025

    Shaun Hayes

    BHHS Professional Realty

    (937) 423-3422

    2 in this area

    382 Total Sales

    Shaun Hayes
    Section Image
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Map

Source: Dayton REALTORS®

MLS Number: 936008

Dayton REALTORS®

APN: D08101428

Ohio Miami County Troy 45373

95 Fox Harbor Dr, Troy, OH

Not Listed for Sale

Detached

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Dayton REALTORS® The information is being provided by Dayton Area Board of Realtors MLS. Information deemed reliable but not guaranteed. Information is provided for the consumer's personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 Dayton Area Board of Realtors MLS. All Rights Reserved.

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