$451,000
SOLD DEC 1, 2025

95 Harbor Rd Naples, ME 04055

3 Beds
2 Baths
1,481 Sq Ft
0.71 Acres

Recently Sold

$305 Per Sq Ft

1% Below List Price

30 Days on Market

Highlights

  • 100 Feet of Waterfront
  • Raised Ranch Architecture
  • Main Floor Bedroom
  • Deck
  • Wood Flooring
  • 2 Car Attached Garage

About This Home

As of December 2025

Welcome to this meticulously cared for raised ranch, perfectly situated to capture breathtaking views of the Sebago Lake Harbor. This beautiful 3-bedroom, 2-bath home offers an exceptional blend of comfort, style and recreation! Step inside and discover an elegant, updated kitchen and cozy living room - ideal for both everyday living and entertaining. In addition, the first floor offers the three bedrooms and one full bathroom. Downstairs, a partially finished basement offers a family room, a full bathroom and a one-car garage/utility room for easy access and storage. In addition to the main garage, the property boasts a separate oversized garage with finished game room above - offering many other uses for hobbies, recreation or additional entertaining space. Enjoy the spacious backyard, complete with decks, patios, firepit and a bocci ball court that could easily be brought back to life! The home has a paved driveway and is a short walk to the association beach. Boating enthusiasts will appreciate the proximity of the association marina, where there is potential for a boat slip in the future. Whether you are seeking a year-round residence or a seasonal retreat, this property is ready to welcome you home. Access snowmobile trails right from your yard! Enjoy four seasons of fun in beautiful Naples, Maine!

Last Agent to Sell the Property

Constance Eldridge

Pine Tree Realty of Maine Listed on: 09/26/2025

Last Buyer's Agent

Karen Thompson McMann

The Flaherty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,803

Year Built

  • Built in 1973

Lot Details

  • 0.71 Acre Lot
  • 100 Feet of Waterfront

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Raised Ranch Architecture
  • Shingle Roof

Interior Spaces

  • 1,481 Sq Ft Home
  • Water Views
  • Basement
  • Interior Basement Entry

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Patio

Utilities

  • No Cooling
  • Forced Air Heating System
  • Baseboard Heating
  • Private Sewer

Community Details

  • Sebago Harbor Association Subdivision

Listing and Financial Details

  • Tax Lot 49
  • Assessor Parcel Number NAPL-000028U-000000-000049

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,803

Year Built

Built in 1973

Lot Details

0

HOA Fees

$38 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.71
  • Water Body Name: Sebago
  • MLS Status: Closed
  • Subdivision Name: Sebago Harbor Association
  • Directions: Use GPS
  • Above Grade Finished Sq Ft: 1481.0
  • Architectural Style: Raised Ranch
  • Garage Yn: Yes
  • Year Built: 1973
  • Location Information:HERS Certified: No
  • Contract Information:List PriceSqFt: 303.78
  • Property Information:Seasonal: No
  • Water Info:Water View2: Yes
  • Living Room:Living Room: Living Room
  • Water Info:Waterfront Amount -: 100.0
  • Water Info:Water Frontage Shared -: 100.0
  • Family Room:Family Room: Family Room
  • Special Features: VirtualTour

Interior Features

  • Furnished: Unfurnished
  • Has Basement: Interior Entry
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Tile, Wood
  • Bedroom 2 Level: First
  • Bedroom 3 Level: First
  • Kitchen Kitchen Level: First
  • Living Room Living Room Level: First
  • Bedroom 1:Bedroom 1 Level: First

Exterior Features

  • Waterfront: Yes
  • Patio And Porch Features: Deck, Patio
  • Roof: Shingle

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Baseboard, Forced Air
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Private Sewer
  • Water Source: Other

Condo/Co-op/Association

  • Association Fee: 450.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 30927.6
  • Parcel #: NAPL-000028U-000000-000049
  • Zoning: Residential

Tax Info

  • Tax Annual Amount: 2803.0
  • Tax Lot: 49

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2025
Closed on
Dec 1, 2025
Sold by
Thompson Peter A and Thompson Laureeen
Bought by
Uriku Sergey I
Seller's Agent
Constance Eldridge
Pine Tree Realty of Maine
Buyer's Agent
Karen Thompson McMann
The Flaherty Group
List Price
$454,900
Sold Price
$451,000
Premium/Discount to List
-$3,900
-0.86%
Views
62

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.60%
Original Mortgage
$360,800
Outstanding Balance
$360,430
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
$85,591
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $451,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $360,800 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/01/2025 12/01/25 Sold $451,000 +0.2% $305 / Sq Ft
10/21/2025 10/21/25 Price Changed $449,900 -1.1% $304 / Sq Ft
09/26/2025 09/26/25 For Sale $454,900 -- $307 / Sq Ft
Source: Maine Listings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,864 $301,435 $130,032 $171,403
2024 $2,803 $301,435 $130,032 $171,403
2023 $2,758 $301,435 $130,032 $171,403
2022 $2,487 $301,435 $130,032 $171,403
2021 $2,362 $176,943 $81,019 $95,924
2020 $2,362 $176,943 $81,019 $95,924
2019 $2,362 $176,943 $81,019 $95,924
2018 $2,362 $176,943 $81,019 $95,924
2017 $2,362 $176,943 $81,019 $95,924
2016 $2,336 $176,943 $81,019 $95,924
2015 $2,398 $176,943 $81,019 $95,924
2014 $2,271 $167,608 $81,019 $86,589
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Maine Listings

MLS Number: 1638952

Maine Listings

APN: NAPL-000028U-000000-000049